House Prices

Waterford North Smithfield, RI House Prices & Home Values 2026


Average Data

average house price$378,601
average size per house2219 ft²
average price per ft²172 $ / ft²

05/18/2026 - The value range (VR) for house prices in Waterford North Smithfield, RI is $163.4/ sqft to $180.6/ sqft. An average home with 2219 sqft costs approximately $365,123 to $403,557. North Smithfield, RI includes 1 ZIP codes and it is located in Providence county. The lowest prices are found in ZIP 02896, while the highest are in ZIP 02896. The average price per sqare feet is $172. Our analysis is based on 19 property listings.

Avergage prices by ZIP codes Waterford North Smithfield

02896165 $ / ft²




Historical development of home values in Waterford North Smithfield

Year Estimated value (USD) Change vs. 2025
2010 $175,829 -53.6%
2011 $169,030 -55.4%
2012 $168,575 -55.5%
2013 $174,876 -53.8%
2014 $183,571 -51.5%
2015 $192,993 -49.0%
2016 $203,064 -46.4%
2017 $214,025 -43.5%
2018 $225,857 -40.3%
2019 $236,330 -37.6%
2020 $248,547 -34.4%
2021 $282,695 -25.3%
2022 $329,559 -13.0%
2023 $347,535 -8.2%
2024 $367,641 -2.9%
2025 $378,601 0.0%

Graph: estimated home values in Waterford North Smithfield over time (USD)



Example: 100% financing house in Waterford North Smithfield

Loan amount: $378,601

Interest rate: 6.04%

Fixed monthly payment: $2,280.14

Breakdown in the 1st month:
Interest portion: $1,906.26  –  Principal portion: $373.88

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $22,748.72 $4,612.93 $373,988.07
2 $22,462.16 $4,899.49 $369,088.57
3 $22,157.79 $5,203.86 $363,884.71
4 $21,834.52 $5,527.13 $358,357.58
5 $21,491.17 $5,870.49 $352,487.10
6 $21,126.48 $6,235.17 $346,251.93
7 $20,739.14 $6,622.51 $339,629.42
8 $20,327.74 $7,033.91 $332,595.51
9 $19,890.79 $7,470.87 $325,124.65
10 $19,426.68 $7,934.97 $317,189.68
11 $18,933.75 $8,427.90 $308,761.78
12 $18,410.20 $8,951.46 $299,810.32
13 $17,854.12 $9,507.53 $290,302.79
14 $17,263.49 $10,098.16 $280,204.63
15 $16,636.18 $10,725.47 $269,479.16
16 $15,969.90 $11,391.75 $258,087.41
17 $15,262.22 $12,099.43 $245,987.98
18 $14,510.59 $12,851.06 $233,136.92
19 $13,712.26 $13,649.39 $219,487.53
20 $12,864.34 $14,497.31 $204,990.21
21 $11,963.74 $15,397.91 $189,592.30
22 $11,007.20 $16,354.45 $173,237.85
23 $9,991.23 $17,370.42 $155,867.44
24 $8,912.16 $18,449.49 $137,417.94
25 $7,766.05 $19,595.61 $117,822.34
26 $6,548.74 $20,812.92 $97,009.42
27 $5,255.80 $22,105.85 $74,903.57
28 $3,882.55 $23,479.10 $51,424.48
29 $2,424.00 $24,937.66 $26,486.82
30 $874.83 $26,486.82 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Waterford North Smithfield, RI


1500 sqft3900 sqft
Ø selling price$314,366$668,741
Ø fast selling$285,787$601,867
Ø high price sale$342,944$735,615

In 2026, houses in Waterford North Smithfield, RI will be offered at an average price of $172 per square foot. A 1,500 sqft home priced at $314,366 is 23.16% more expensive per square foot than a 3,900 sqft home priced at $668,741. Home prices in Waterford North Smithfield, RI vary significantly depending on the property’s condition and exact location. For a quick sale, a 2,700 sqft home should be listed at around $462,975. Sellers who can wait longer may achieve a higher price of up to $565,858.


Waterford, North Smithfield, RI Neighborhood Guide

Overview

Waterford in North Smithfield, RI is a charming Blackstone Valley neighborhood known for its small-town feel and New England character. Set near the Blackstone River and historic mill villages, Waterford blends residential streets with scenic industrial heritage. Residents appreciate quick access to Route 146 for commutes to Providence and Worcester, as well as connections to I-295 and nearby MA routes. The neighborhood is served by the well-regarded North Smithfield school system, with options for public schools and nearby private academies. Outdoor lovers enjoy proximity to the Blackstone River Valley National Historical Park sites, local ponds, and multi-use paths for walking and biking.


Homes and Lifestyle

Housing in Waterford, North Smithfield ranges from classic single-family homes and cape-style houses to newer construction and low-maintenance townhomes, offering a steady mix of homes for sale and rentals. The area?s mill-era streetscapes and stonework offer curb appeal that attracts buyers seeking character-rich real estate with suburban convenience. Shopping and dining hubs like Dowling Village, Slatersville Plaza, and nearby Woonsocket provide everyday amenities, groceries, and casual restaurants. Community life features youth sports, library programs, seasonal festivals, and farmers markets that showcase the best of North Smithfield and the Blackstone Valley. For home shoppers and visitors alike, Waterford in North Smithfield, Rhode Island delivers a balanced lifestyle with history, green space, and easy regional access.



FAQ – Home Values in Waterford North Smithfield

What is the median home value in Waterford North Smithfield in 2026?

In 2026, the typical home value in Waterford North Smithfield is about $378,601 for an average home size of 2219 square feet. This corresponds to an average price of roughly $172 per square foot.

What is the average cost per square foot in Waterford North Smithfield?

In 2026, homes in Waterford North Smithfield sell for an average of around $172 per square foot, with a typical range between $163.4 and $180.6 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in Waterford?

The average home size in Waterford North Smithfield is about 2219 square feet, with an estimated 2026 value around $378,601.



Neighborhoods close to Waterford North Smithfield, RI

Wyoming Village Historic District Wyoming, RI555 $ / ft²
Centredale North Providence, RI174 $ / ft²
Watchemoket East Providence, RI177 $ / ft²
Bernon Woonsocket, RI126 $ / ft²
Arctic West Warwick, RI150 $ / ft²
West Kingston West Kingston, RI255 $ / ft²




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