House Prices

Lower Saranac Lake Saranac Lake, NY House Prices & Home Values 2026


Average Data

average house price$250,875
average size per house1631 ft²
average price per ft²141 $ / ft²

06/18/2026 - The value range (VR) for house prices in Lower Saranac Lake Saranac Lake, NY is $133.95/ sqft to $148.05/ sqft. An average home with 1631 sqft costs approximately $199,684 to $220,704. Saranac Lake, NY includes 1 ZIP codes and it is located in Franklin county. The lowest prices are found in ZIP 12983, while the highest are in ZIP 12983. The average price per sqare feet is $141. Our analysis is based on 5 property listings.

Avergage prices by ZIP codes Lower Saranac Lake Saranac Lake

12983300 $ / ft²




Historical development of home values in Lower Saranac Lake Saranac Lake

Year Estimated value (USD) Change vs. 2025
2010 $116,511 -53.6%
2011 $112,005 -55.4%
2012 $111,704 -55.5%
2013 $115,879 -53.8%
2014 $121,641 -51.5%
2015 $127,884 -49.0%
2016 $134,558 -46.4%
2017 $141,821 -43.5%
2018 $149,661 -40.3%
2019 $156,601 -37.6%
2020 $164,696 -34.4%
2021 $187,324 -25.3%
2022 $218,378 -13.0%
2023 $230,290 -8.2%
2024 $243,612 -2.9%
2025 $250,875 0.0%

Graph: estimated home values in Lower Saranac Lake Saranac Lake over time (USD)



Example: 100% financing house in Lower Saranac Lake Saranac Lake

Loan amount: $250,875

Interest rate: 5.48%

Fixed monthly payment: $1,421.92

Breakdown in the 1st month:
Interest portion: $1,146.50  –  Principal portion: $275.42

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $13,673.63 $3,389.45 $247,485.55
2 $13,483.01 $3,580.07 $243,905.49
3 $13,281.67 $3,781.41 $240,124.08
4 $13,069.01 $3,994.07 $236,130.00
5 $12,844.38 $4,218.70 $231,911.31
6 $12,607.12 $4,455.96 $227,455.35
7 $12,356.52 $4,706.56 $222,748.79
8 $12,091.83 $4,971.25 $217,777.54
9 $11,812.24 $5,250.83 $212,526.70
10 $11,516.94 $5,546.14 $206,980.56
11 $11,205.03 $5,858.05 $201,122.51
12 $10,875.57 $6,187.51 $194,935.00
13 $10,527.59 $6,535.49 $188,399.51
14 $10,160.04 $6,903.04 $181,496.47
15 $9,771.81 $7,291.27 $174,205.20
16 $9,361.75 $7,701.33 $166,503.88
17 $8,928.63 $8,134.45 $158,369.43
18 $8,471.15 $8,591.92 $149,777.51
19 $7,987.95 $9,075.13 $140,702.38
20 $7,477.57 $9,585.51 $131,116.86
21 $6,938.48 $10,124.60 $120,992.27
22 $6,369.08 $10,694.00 $110,298.26
23 $5,767.65 $11,295.43 $99,002.84
24 $5,132.40 $11,930.68 $87,072.16
25 $4,461.42 $12,601.66 $74,470.50
26 $3,752.71 $13,310.37 $61,160.13
27 $3,004.14 $14,058.94 $47,101.20
28 $2,213.47 $14,849.61 $32,251.59
29 $1,378.34 $15,684.74 $16,566.85
30 $496.23 $16,566.85 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Lower Saranac Lake Saranac Lake, NY


1500 sqft3900 sqft
Ø selling price$233,907$497,583
Ø fast selling$212,643$447,825
Ø high price sale$255,171$547,341

In 2026, houses in Lower Saranac Lake Saranac Lake, NY will be offered at an average price of $141 per square foot. A 1,500 sqft home priced at $233,907 is 21.02% more expensive per square foot than a 3,900 sqft home priced at $497,583. Home prices in Lower Saranac Lake Saranac Lake, NY vary significantly depending on the property’s condition and exact location. For a quick sale, a 2,700 sqft home should be listed at around $344,481. Sellers who can wait longer may achieve a higher price of up to $421,032.


Lower Saranac Lake Neighborhood Guide

Scenic Waterfront and Outdoor Recreation

Lower Saranac Lake in Saranac Lake, NY offers a classic Adirondack waterfront neighborhood defined by quiet coves, forested shorelines, and big mountain views.
Paddlers and boaters love the easy access to the Saranac Lakes chain via the state boat launch at Second Pond and the historic locks that connect to Middle Saranac Lake.
The surrounding Saranac Lakes Wild Forest and the Saranac Lake Islands Public Campground provide island campsites, sandy pull-ups, and countless places to cast a line.
On shore, residents and visitors enjoy nearby trailheads, birding along quiet bays, and sunset cruises that highlight the rugged silhouette of the High Peaks.
In winter, the area shifts to a serene playground with cross-country ski networks, snowshoe routes, and reliable ice fishing conditions when the lake freezes safely.

Living, Access, and Lifestyle

Housing ranges from historic camps and rustic cabins to modern lakefront homes and seasonal vacation rentals that make weekend escapes effortless.
Despite the wild feel, the neighborhood sits minutes from downtown Saranac Lake?s shops, galleries, and restaurants, plus quick driving access to Lake Placid.
Families appreciate calm stretches for swimming, small pull-off beaches, and easy-going bays ideal for teaching new paddlers.
Anglers find productive waters for bass and northern pike, with diverse weedbeds, drop-offs, and island shorelines to explore.
Whether you?re searching for a lakeside basecamp, a family-friendly vacation spot, or a peaceful place to live, Lower Saranac Lake delivers the quintessential Adirondack lifestyle.



FAQ – Home Values in Lower Saranac Lake Saranac Lake

What is the median home value in Lower Saranac Lake Saranac Lake in 2026?

In 2026, the typical home value in Lower Saranac Lake Saranac Lake is about $250,875 for an average home size of 1631 square feet. This corresponds to an average price of roughly $141 per square foot.

What is the average cost per square foot in Lower Saranac Lake Saranac Lake?

In 2026, homes in Lower Saranac Lake Saranac Lake sell for an average of around $141 per square foot, with a typical range between $133.95 and $148.05 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in Lower Saranac Lake?

The average home size in Lower Saranac Lake Saranac Lake is about 1631 square feet, with an estimated 2026 value around $250,875.



Neighborhoods close to Lower Saranac Lake Saranac Lake, NY

The Junction Tupper Lake, NY339 $ / ft²
Loon Lake Vermontville, NY364 $ / ft²
Willsboro Willsboro, NY143 $ / ft²
Upper St. Regis Lake Paul Smiths, NY153 $ / ft²
Mountain View Owls Head, NY135 $ / ft²
Moriah Center Moriah, NY129 $ / ft²
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