House Prices

Downtown Ocean City, NJ House Prices & Home Values 2026


Average Data

average house price$1,762,352
average size per house2162 ft²
average price per ft²896 $ / ft²

06/25/2026 - The value range (VR) for house prices in Downtown Ocean City, NJ is $851.2/ sqft to $940.8/ sqft. An average home with 2162 sqft costs approximately $2,020,644 to $2,233,343. Ocean City, NJ includes 1 ZIP codes and it is located in Cape May county. The lowest prices are found in ZIP 08226, while the highest are in ZIP 08226. The average price per sqare feet is $896. Our analysis is based on 9 property listings.

Avergage prices by ZIP codes Downtown Ocean City

08226172 $ / ft²




Historical development of home values in Downtown Ocean City

Year Estimated value (USD) Change vs. 2025
2010 $818,468 -53.6%
2011 $786,818 -55.4%
2012 $784,699 -55.5%
2013 $814,030 -53.8%
2014 $854,507 -51.5%
2015 $898,363 -49.0%
2016 $945,246 -46.4%
2017 $996,264 -43.5%
2018 $1,051,343 -40.3%
2019 $1,100,092 -37.6%
2020 $1,156,962 -34.4%
2021 $1,315,919 -25.3%
2022 $1,534,067 -13.0%
2023 $1,617,744 -8.2%
2024 $1,711,333 -2.9%
2025 $1,762,352 0.0%

Graph: estimated home values in Downtown Ocean City over time (USD)



Example: 100% financing house in Downtown Ocean City

Loan amount: $1,762,352

Interest rate: 6.59%

Fixed monthly payment: $11,241.45

Breakdown in the 1st month:
Interest portion: $9,675.31  –  Principal portion: $1,566.14

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $115,525.76 $19,371.66 $1,742,980.34
2 $114,210.31 $20,687.11 $1,722,293.23
3 $112,805.53 $22,091.89 $1,700,201.34
4 $111,305.35 $23,592.07 $1,676,609.27
5 $109,703.31 $25,194.11 $1,651,415.16
6 $107,992.47 $26,904.95 $1,624,510.21
7 $106,165.46 $28,731.96 $1,595,778.25
8 $104,214.39 $30,683.03 $1,565,095.22
9 $102,130.82 $32,766.60 $1,532,328.62
10 $99,905.77 $34,991.65 $1,497,336.97
11 $97,529.62 $37,367.80 $1,459,969.17
12 $94,992.12 $39,905.30 $1,420,063.88
13 $92,282.31 $42,615.11 $1,377,448.77
14 $89,388.48 $45,508.94 $1,331,939.83
15 $86,298.15 $48,599.27 $1,283,340.56
16 $82,997.96 $51,899.46 $1,231,441.10
17 $79,473.67 $55,423.75 $1,176,017.35
18 $75,710.06 $59,187.36 $1,116,829.99
19 $71,690.88 $63,206.54 $1,053,623.45
20 $67,398.77 $67,498.65 $986,124.79
21 $62,815.20 $72,082.22 $914,042.57
22 $57,920.37 $76,977.05 $837,065.52
23 $52,693.16 $82,204.26 $754,861.27
24 $47,110.99 $87,786.43 $667,074.84
25 $41,149.76 $93,747.66 $573,327.17
26 $34,783.72 $100,113.70 $473,213.47
27 $27,985.39 $106,912.03 $366,301.44
28 $20,725.41 $114,172.01 $252,129.43
29 $12,972.43 $121,924.99 $130,204.44
30 $4,692.98 $130,204.44 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Downtown Ocean City, NJ


1500 sqft3900 sqft
Ø selling price$1,785,612$3,798,483
Ø fast selling$1,623,284$3,418,635
Ø high price sale$1,947,940$4,178,331

In 2026, houses in Downtown Ocean City, NJ will be offered at an average price of $896 per square foot. A 1,500 sqft home priced at $1,785,612 is 25.25% more expensive per square foot than a 3,900 sqft home priced at $3,798,483. Home prices in Downtown Ocean City, NJ vary significantly depending on the property’s condition and exact location. For a quick sale, a 2,700 sqft home should be listed at around $2,629,719. Sellers who can wait longer may achieve a higher price of up to $3,214,101.

FAQ – Home Values in Downtown Ocean City

What is the median home value in Downtown Ocean City in 2026?

In 2026, the typical home value in Downtown Ocean City is about $1,762,352 for an average home size of 2162 square feet. This corresponds to an average price of roughly $896 per square foot.

What is the average cost per square foot in Downtown Ocean City?

In 2026, homes in Downtown Ocean City sell for an average of around $896 per square foot, with a typical range between $851.2 and $940.8 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in Downtown?

The average home size in Downtown Ocean City is about 2162 square feet, with an estimated 2026 value around $1,762,352.



Neighborhoods close to Downtown Ocean City, NJ

Seaville Ocean View, NJ135 $ / ft²
Bargaintown Egg Harbor Township, NJ146 $ / ft²
Townsend Inlet Sea Isle City, NJ869 $ / ft²
Beesleys Point Marmora, NJ198 $ / ft²
Cape May Court House Cape May Court House, NJ204 $ / ft²
Cape May Historic District Cape May, NJ409 $ / ft²
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