House Prices

Oswegatchie Waterford, CT House Prices & Home Values 2026


Average Data

average house price$373,052
average size per house2048 ft²
average price per ft²200 $ / ft²

06/27/2026 - The value range (VR) for house prices in Oswegatchie Waterford, CT is $190/ sqft to $210/ sqft. An average home with 2048 sqft costs approximately $426,865 to $471,798. Waterford, CT includes 1 ZIP codes and it is located in New London county. The lowest prices are found in ZIP 06385, while the highest are in ZIP 06385. The average price per sqare feet is $200. Our analysis is based on 10 property listings.

Avergage prices by ZIP codes Oswegatchie Waterford

06385184 $ / ft²




Historical development of home values in Oswegatchie Waterford

Year Estimated value (USD) Change vs. 2025
2010 $173,252 -53.6%
2011 $166,552 -55.4%
2012 $166,104 -55.5%
2013 $172,313 -53.8%
2014 $180,881 -51.5%
2015 $190,164 -49.0%
2016 $200,088 -46.4%
2017 $210,888 -43.5%
2018 $222,547 -40.3%
2019 $232,866 -37.6%
2020 $244,904 -34.4%
2021 $278,552 -25.3%
2022 $324,729 -13.0%
2023 $342,442 -8.2%
2024 $362,252 -2.9%
2025 $373,052 0.0%

Graph: estimated home values in Oswegatchie Waterford over time (USD)



Example: 100% financing house in Oswegatchie Waterford

Loan amount: $373,052

Interest rate: 6.58%

Fixed monthly payment: $2,378.10

Breakdown in the 1st month:
Interest portion: $2,046.19  –  Principal portion: $331.91

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $24,431.91 $4,105.25 $368,946.75
2 $24,153.40 $4,383.76 $364,563.00
3 $23,855.99 $4,681.16 $359,881.84
4 $23,538.41 $4,998.74 $354,883.10
5 $23,199.28 $5,337.87 $349,545.23
6 $22,837.15 $5,700.00 $343,845.23
7 $22,450.45 $6,086.70 $337,758.52
8 $22,037.51 $6,499.64 $331,258.88
9 $21,596.56 $6,940.59 $324,318.29
10 $21,125.69 $7,411.46 $316,906.83
11 $20,622.88 $7,914.27 $308,992.57
12 $20,085.96 $8,451.19 $300,541.37
13 $19,512.61 $9,024.54 $291,516.83
14 $18,900.37 $9,636.79 $281,880.05
15 $18,246.58 $10,290.57 $271,589.48
16 $17,548.45 $10,988.71 $260,600.77
17 $16,802.95 $11,734.21 $248,866.57
18 $16,006.87 $12,530.28 $236,336.29
19 $15,156.79 $13,380.37 $222,955.92
20 $14,249.03 $14,288.12 $208,667.80
21 $13,279.69 $15,257.46 $193,410.34
22 $12,244.59 $16,292.56 $177,117.77
23 $11,139.26 $17,397.89 $159,719.88
24 $9,958.95 $18,578.21 $141,141.68
25 $8,698.56 $19,838.59 $121,303.08
26 $7,352.66 $21,184.49 $100,118.59
27 $5,915.45 $22,621.70 $77,496.89
28 $4,380.74 $24,156.41 $53,340.48
29 $2,741.91 $25,795.24 $27,545.25
30 $991.90 $27,545.25 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Oswegatchie Waterford, CT


1500 sqft3900 sqft
Ø selling price$398,212$847,104
Ø fast selling$362,011$762,394
Ø high price sale$434,413$931,814

In 2026, houses in Oswegatchie Waterford, CT will be offered at an average price of $200 per square foot. A 1,500 sqft home priced at $398,212 is 25.23% more expensive per square foot than a 3,900 sqft home priced at $847,104. Home prices in Oswegatchie Waterford, CT vary significantly depending on the property’s condition and exact location. For a quick sale, a 2,700 sqft home should be listed at around $586,457. Sellers who can wait longer may achieve a higher price of up to $716,780.


Discover Oswegatchie in Waterford, CT

Oswegatchie is a scenic coastal neighborhood in Waterford, Connecticut, set along the Niantic River near Long Island Sound.

Known for quiet streets, classic shoreline cottages, and year-round homes, it offers a relaxed New England vibe.

Residents enjoy water access for boating, kayaking, and paddleboarding from local launches and small beaches.

Location and Lifestyle

The neighborhood sits minutes from Mago Point marinas and dining, with easy connections via Route 156 and I?95.
Proximity to Harkness Memorial State Park, the Eugene O?Neill Theater Center, and nearby Niantic village adds recreation and culture.

Families appreciate Waterford?s public schools, community programs, and nearby sports fields and sailing opportunities.

Housing and Local Highlights

Housing in Oswegatchie, Waterford CT ranges from modest cottages to updated waterfront and water-view properties.

Buyers seeking homes for sale in Oswegatchie value walkable shoreline lanes, sunsets over the Niantic River, and an active neighborhood association feel.

Popular activities include birding along the coves, launching skiffs at tidal inlets, and biking to beaches and parks.

With its blend of coastal charm, convenience, and outdoor access, Oswegatchie is a standout Waterford shoreline community.



FAQ – Home Values in Oswegatchie Waterford

What is the median home value in Oswegatchie Waterford in 2026?

In 2026, the typical home value in Oswegatchie Waterford is about $373,052 for an average home size of 2048 square feet. This corresponds to an average price of roughly $200 per square foot.

What is the average cost per square foot in Oswegatchie Waterford?

In 2026, homes in Oswegatchie Waterford sell for an average of around $200 per square foot, with a typical range between $190 and $210 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in Oswegatchie?

The average home size in Oswegatchie Waterford is about 2048 square feet, with an estimated 2026 value around $373,052.



Neighborhoods close to Oswegatchie Waterford, CT

Wauregan Historic District Wauregan, CT81 $ / ft²
Hilltop Ansonia, CT166 $ / ft²
Pines Bridge Beacon Falls, CT210 $ / ft²
Uncasville Uncasville, CT135 $ / ft²
Pawcatuck Village Pawcatuck, CT173 $ / ft²
Stonington Borough Stonington, CT226 $ / ft²
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