House Prices

House Prices & Home Values Waterford, CT 2026


Average Data

average house price$340,065
average size per house1867 ft²
average price per ft²183 $ / ft²

06/27/2026 - The value range (VR) for house prices in Waterford, CT is $167/ sqft to $167/ sqft. An average home with 1867 sqft costs approximately $311,789 to $311,789. Waterford, CT includes 1 ZIP codes and it is located in New London county. The lowest prices are found in ZIP 06385, while the highest are in ZIP 06385. The average price per sqare feet is $183. Our analysis is based on 110 property listings.

Avergage prices by ZIP codes Waterford

06385167 $ / ft²


House prices by neighborhoods in Waterford

Cohanzie174 $ / ft²
Fog Plain176 $ / ft²
Goshen161 $ / ft²
Great Neck151 $ / ft²
Jordan Cove172 $ / ft²
Jordan Village164 $ / ft²
Mago Point178 $ / ft²
Millstone178 $ / ft²
Oswegatchie184 $ / ft²
Pleasure Beach159 $ / ft²




Historical development of home values in Waterford

Year Estimated value (USD) Change vs. 2025
2010 $157,932 -53.6%
2011 $151,825 -55.4%
2012 $151,416 -55.5%
2013 $157,076 -53.8%
2014 $164,886 -51.5%
2015 $173,349 -49.0%
2016 $182,395 -46.4%
2017 $192,240 -43.5%
2018 $202,868 -40.3%
2019 $212,275 -37.6%
2020 $223,248 -34.4%
2021 $253,921 -25.3%
2022 $296,015 -13.0%
2023 $312,161 -8.2%
2024 $330,220 -2.9%
2025 $340,065 0.0%

Graph: estimated home values in Waterford over time (USD)



Example: 100% financing house in Waterford

Loan amount: $340,065

Interest rate: 6.00%

Fixed monthly payment: $2,038.86

Breakdown in the 1st month:
Interest portion: $1,700.33  –  Principal portion: $338.54

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $20,290.30 $4,176.04 $335,888.96
2 $20,032.73 $4,433.61 $331,455.36
3 $19,759.28 $4,707.06 $326,748.29
4 $19,468.95 $4,997.38 $321,750.91
5 $19,160.73 $5,305.61 $316,445.30
6 $18,833.49 $5,632.85 $310,812.45
7 $18,486.07 $5,980.27 $304,832.18
8 $18,117.22 $6,349.12 $298,483.06
9 $17,725.62 $6,740.72 $291,742.33
10 $17,309.86 $7,156.47 $284,585.86
11 $16,868.47 $7,597.87 $276,987.99
12 $16,399.85 $8,066.49 $268,921.50
13 $15,902.32 $8,564.01 $260,357.49
14 $15,374.11 $9,092.22 $251,265.26
15 $14,813.33 $9,653.01 $241,612.25
16 $14,217.95 $10,248.39 $231,363.86
17 $13,585.85 $10,880.49 $220,483.38
18 $12,914.77 $11,551.57 $208,931.81
19 $12,202.29 $12,264.05 $196,667.76
20 $11,445.87 $13,020.47 $183,647.30
21 $10,642.80 $13,823.54 $169,823.76
22 $9,790.19 $14,676.15 $155,147.61
23 $8,885.00 $15,581.34 $139,566.27
24 $7,923.98 $16,542.36 $123,023.91
25 $6,903.68 $17,562.66 $105,461.25
26 $5,820.45 $18,645.88 $86,815.37
27 $4,670.42 $19,795.92 $67,019.45
28 $3,449.45 $21,016.89 $46,002.56
29 $2,153.17 $22,313.17 $23,689.39
30 $776.94 $23,689.39 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Waterford, CT


1500 sqft3900 sqft
Ø selling price$332,145$706,563
Ø fast selling$301,950$635,907
Ø high price sale$362,341$777,220

In 2026, houses in Waterford, CT will be offered at an average price of $183 per square foot. A 1,500 sqft home priced at $332,145 is 22.91% more expensive per square foot than a 3,900 sqft home priced at $706,563. Home prices in Waterford, CT vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $489,160. Sellers who can wait longer may achieve a higher price of up to $597,861.


Waterford, CT Travel & Living Guide

Overview

Located on the Long Island Sound, Waterford, CT is a scenic coastal town in New London County known for beaches, parks, and a thriving arts scene.

Parks & Beaches

At Harkness Memorial State Park, visitors enjoy formal gardens, the historic Eolia Mansion, birding, and shoreline walking paths.
Nearby Waterford Beach Park offers a clean, gently sloping beach with seasonal amenities and sweeping views of the Sound.

Arts & Culture

The acclaimed Eugene O?Neill Theater Center anchors the town?s cultural life, hosting the National Playwrights Conference and year-round programs.

Recreation & Entertainment

Motorsports fans head to the New London?Waterford Speedbowl for exciting short-track racing and family-friendly events.
On the waterfront, Mago Point and Jordan Cove offer marinas, charter fishing, kayaking access, and classic New England seafood spots.

Shopping & Dining

For everyday convenience, the Crystal Mall area and local boutiques provide shopping options alongside a growing lineup of independent restaurants and cafes.

Community & Education

Residents value well-regarded Waterford Public Schools, active civic organizations, and seasonal festivals that build small-town community spirit.

Transportation & Location

Waterford?s location near I?95, Route 1, and Amtrak service in neighboring New London makes commuting easy and puts Mystic, Groton, and New Haven within reach.

Why Visit or Live Here

Whether you?re planning a coastal getaway or a move, Waterford, Connecticut blends shoreline recreation, arts and culture, shopping, and historic charm.



FAQ – Home Values in Waterford

What is the median home value in Waterford in 2026?

In 2026, the typical home value in Waterford is about $340,065 for an average home size of 1867 square feet. This corresponds to an average price of roughly $183 per square foot.

What is the average cost per square foot in Waterford?

In 2026, homes in Waterford sell for an average of around $183 per square foot, with a typical range between $167 and $167 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Waterford is about 1867 square feet, with an estimated 2026 value around $340,065.



Locations close to Waterford, CT

Wauregan, CT76 $ / ft²
Yantic, CT82 $ / ft²
Ansonia, CT156 $ / ft²
Voluntown, CT158 $ / ft²
Uncasville, CT145 $ / ft²
Taftville, CT147 $ / ft²
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