House Prices

House Prices & Home Values Oak Harbor, WA 2026


Average Data

average house price$463,124
average size per house1874 ft²
average price per ft²248 $ / ft²

04/05/2026 - The value range (VR) for house prices in Oak Harbor, WA is $240/ sqft to $280/ sqft. An average home with 1874 sqft costs approximately $449,760 to $524,720. Oak Harbor, WA includes 2 ZIP codes and it is located in Island county. The lowest prices are found in ZIP 98277, while the highest are in ZIP 98278. The average price per sqare feet is $248. Our analysis is based on 22 property listings.

Avergage prices by ZIP codes Oak Harbor

98277252 $ / ft²
98278266 $ / ft²




Historical development of home values in Oak Harbor

Year Estimated value (USD) Change vs. 2025
2010 $215,083 -53.6%
2011 $206,766 -55.4%
2012 $206,209 -55.5%
2013 $213,917 -53.8%
2014 $224,554 -51.5%
2015 $236,079 -49.0%
2016 $248,399 -46.4%
2017 $261,806 -43.5%
2018 $276,280 -40.3%
2019 $289,090 -37.6%
2020 $304,035 -34.4%
2021 $345,807 -25.3%
2022 $403,133 -13.0%
2023 $425,123 -8.2%
2024 $449,717 -2.9%
2025 $463,124 0.0%

Graph: estimated home values in Oak Harbor over time (USD)



Example: 100% financing house in Oak Harbor

Loan amount: $463,124

Interest rate: 6.00%

Fixed monthly payment: $2,776.66

Breakdown in the 1st month:
Interest portion: $2,315.62  –  Principal portion: $461.04

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $27,632.73 $5,687.22 $457,436.78
2 $27,281.96 $6,037.99 $451,398.79
3 $26,909.55 $6,410.40 $444,988.39
4 $26,514.17 $6,805.78 $438,182.61
5 $26,094.40 $7,225.55 $430,957.06
6 $25,648.75 $7,671.20 $423,285.86
7 $25,175.60 $8,144.35 $415,141.51
8 $24,673.28 $8,646.67 $406,494.84
9 $24,139.97 $9,179.98 $397,314.86
10 $23,573.77 $9,746.18 $387,568.68
11 $22,972.64 $10,347.30 $377,221.37
12 $22,334.45 $10,985.50 $366,235.87
13 $21,656.88 $11,663.06 $354,572.81
14 $20,937.53 $12,382.42 $342,190.39
15 $20,173.81 $13,146.14 $329,044.25
16 $19,362.99 $13,956.96 $315,087.29
17 $18,502.15 $14,817.80 $300,269.49
18 $17,588.22 $15,731.73 $284,537.76
19 $16,617.92 $16,702.03 $267,835.74
20 $15,587.78 $17,732.17 $250,103.57
21 $14,494.10 $18,825.85 $231,277.72
22 $13,332.96 $19,986.99 $211,290.73
23 $12,100.21 $21,219.74 $190,070.99
24 $10,791.42 $22,528.53 $167,542.46
25 $9,401.91 $23,918.04 $143,624.42
26 $7,926.70 $25,393.25 $118,231.17
27 $6,360.50 $26,959.45 $91,271.71
28 $4,697.70 $28,622.25 $62,649.46
29 $2,932.34 $30,387.61 $32,261.85
30 $1,058.10 $32,261.85 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Oak Harbor, WA


1500 sqft3900 sqft
Ø selling price$450,121$957,529
Ø fast selling$409,201$861,776
Ø high price sale$491,041$1,053,281

In 2026, houses in Oak Harbor, WA will be offered at an average price of $248 per square foot. A 1,500 sqft home priced at $450,121 is 24.15% more expensive per square foot than a 3,900 sqft home priced at $957,529. Home prices in Oak Harbor, WA vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $662,904. Sellers who can wait longer may achieve a higher price of up to $810,217.


Oak Harbor, WA Overview

Discover Oak Harbor, WA, a friendly waterfront city on scenic Whidbey Island in Puget Sound.
Known for maritime views and vibrant military heritage, the city blends small-town charm with the energy of Naval Air Station Whidbey Island.

Attractions & Outdoors

Outdoor lovers are drawn to dramatic cliffs and emerald forests at nearby Deception Pass State Park.
Explore beaches, tide pools, and trails perfect for hiking, kayaking, birding, and sunset photography.
Seasonal whale sightings and year-round fishing add to Oak Harbor?s natural appeal.

Community & Lifestyle

Downtown features locally owned restaurants, coffee houses, and boutiques along a walkable waterfront.
Community events, from farmers markets to music festivals, create a welcoming, family-friendly vibe.

Travel & Practical Info

Visitors can access Oak Harbor via the iconic Deception Pass Bridge or by ferry through the Mukilteo?Clinton route.
Lodging ranges from cozy inns to modern hotels, while parks, schools, and healthcare serve residents and military families.
Whether you?re planning a weekend getaway or considering relocation, Oak Harbor, Washington offers Pacific Northwest beauty, convenience, and value.



FAQ – Home Values in Oak Harbor

What is the median home value in Oak Harbor in 2026?

In 2026, the typical home value in Oak Harbor is about $463,124 for an average home size of 1874 square feet. This corresponds to an average price of roughly $248 per square foot.

What is the average cost per square foot in Oak Harbor?

In 2026, homes in Oak Harbor sell for an average of around $248 per square foot, with a typical range between $240 and $280 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Oak Harbor is about 1874 square feet, with an estimated 2026 value around $463,124.



Locations close to Oak Harbor, WA

Olga, WA816 $ / ft²
Orcas, WA1257 $ / ft²
Point Roberts, WA376 $ / ft²
Nooksack, WA256 $ / ft²
Mukilteo, WA323 $ / ft²
Mount Vernon, WA251 $ / ft²
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