House Prices

Mount Philo Charlotte, VT House Prices & Home Values 2026


Average Data

average house price$1,055,989
average size per house3605 ft²
average price per ft²276 $ / ft²

05/20/2026 - The value range (VR) for house prices in Mount Philo Charlotte, VT is $262.2/ sqft to $289.8/ sqft. An average home with 3605 sqft costs approximately $888,518 to $982,046. Charlotte, VT includes 1 ZIP codes and it is located in Chittenden county. The lowest prices are found in ZIP 05445, while the highest are in ZIP 05445. The average price per sqare feet is $276. Our analysis is based on 5 property listings.

Avergage prices by ZIP codes Mount Philo Charlotte

05445316 $ / ft²




Historical development of home values in Mount Philo Charlotte

Year Estimated value (USD) Change vs. 2025
2010 $490,420 -53.6%
2011 $471,456 -55.4%
2012 $470,186 -55.5%
2013 $487,761 -53.8%
2014 $512,014 -51.5%
2015 $538,293 -49.0%
2016 $566,385 -46.4%
2017 $596,955 -43.5%
2018 $629,958 -40.3%
2019 $659,168 -37.6%
2020 $693,244 -34.4%
2021 $788,490 -25.3%
2022 $919,202 -13.0%
2023 $969,341 -8.2%
2024 $1,025,419 -2.9%
2025 $1,055,989 0.0%

Graph: estimated home values in Mount Philo Charlotte over time (USD)



Example: 100% financing house in Mount Philo Charlotte

Loan amount: $1,055,989

Interest rate: 5.64%

Fixed monthly payment: $6,088.87

Breakdown in the 1st month:
Interest portion: $4,963.15  –  Principal portion: $1,125.72

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $59,203.05 $13,863.42 $1,042,125.58
2 $58,400.62 $14,665.85 $1,027,459.73
3 $57,551.75 $15,514.73 $1,011,945.00
4 $56,653.74 $16,412.73 $995,532.27
5 $55,703.75 $17,362.72 $978,169.55
6 $54,698.78 $18,367.69 $959,801.86
7 $53,635.64 $19,430.83 $940,371.03
8 $52,510.96 $20,555.51 $919,815.52
9 $51,321.19 $21,745.28 $898,070.24
10 $50,062.55 $23,003.92 $875,066.31
11 $48,731.06 $24,335.41 $850,730.90
12 $47,322.50 $25,743.97 $824,986.93
13 $45,832.41 $27,234.06 $797,752.87
14 $44,256.08 $28,810.39 $768,942.48
15 $42,588.50 $30,477.97 $738,464.51
16 $40,824.41 $32,242.06 $706,222.45
17 $38,958.20 $34,108.27 $672,114.18
18 $36,983.98 $36,082.49 $636,031.69
19 $34,895.49 $38,170.98 $597,860.71
20 $32,686.12 $40,380.36 $557,480.35
21 $30,348.86 $42,717.61 $514,762.74
22 $27,876.32 $45,190.15 $469,572.59
23 $25,260.67 $47,805.80 $421,766.78
24 $22,493.62 $50,572.85 $371,193.93
25 $19,566.41 $53,500.06 $317,693.87
26 $16,469.77 $56,596.70 $261,097.17
27 $13,193.90 $59,872.58 $201,224.59
28 $9,728.41 $63,338.06 $137,886.53
29 $6,062.34 $67,004.13 $70,882.40
30 $2,184.07 $70,882.40 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Mount Philo Charlotte, VT


1500 sqft3900 sqft
Ø selling price$470,884$1,001,698
Ø fast selling$428,077$901,529
Ø high price sale$513,692$1,101,868

In 2026, houses in Mount Philo Charlotte, VT will be offered at an average price of $276 per square foot. A 1,500 sqft home priced at $470,884 is 21.62% more expensive per square foot than a 3,900 sqft home priced at $1,001,698. Home prices in Mount Philo Charlotte, VT vary significantly depending on the property’s condition and exact location. For a quick sale, a 2,700 sqft home should be listed at around $693,484. Sellers who can wait longer may achieve a higher price of up to $847,591.


Mount Philo Neighborhood in Charlotte, VT

Scenic Setting

The Mount Philo neighborhood in Charlotte, VT centers around the beloved Mount Philo State Park, offering a serene, rural setting with iconic Vermont scenery.
Residents and visitors enjoy sweeping views of Lake Champlain and the Adirondack Mountains from the summit, creating a dramatic backdrop for daily life.

Outdoor Lifestyle

Outdoor enthusiasts appreciate miles of hiking trails, birdwatching, and picnic spots, with seasonal foliage and sunrise hikes among the area?s signature experiences.
Winter brings quiet beauty to the mountain and nearby backroads, while spring and summer invite wildflowers, cycling routes, and farmstand visits.

Location & Access

Conveniently located off U.S. Route 7 and Mount Philo Road, the neighborhood offers an easy commute to Burlington, Shelburne, and Vergennes.
Proximity to Charlotte?s village center, the ferry to Essex, NY, and shoreline access points keeps recreation and essentials within a short drive.

Community & Amenities

The community vibe is welcoming and agrarian, anchored by local farms such as Philo Ridge Farm, seasonal events, and small-town services.
Dining, markets, and nearby tasting rooms in greater Champlain Valley complement the area?s farm-to-table culture.

Real Estate & Quality of Life

Homebuyers seeking Charlotte VT real estate and homes for sale near Mount Philo find properties ranging from classic farmhouses to private, wooded lots with mountain or lake vistas.
With natural beauty, convenient access, and a tight-knit feel, the Mount Philo neighborhood delivers a quintessential Vermont lifestyle year-round.



FAQ – Home Values in Mount Philo Charlotte

What is the median home value in Mount Philo Charlotte in 2026?

In 2026, the typical home value in Mount Philo Charlotte is about $1,055,989 for an average home size of 3605 square feet. This corresponds to an average price of roughly $276 per square foot.

What is the average cost per square foot in Mount Philo Charlotte?

In 2026, homes in Mount Philo Charlotte sell for an average of around $276 per square foot, with a typical range between $262.2 and $289.8 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in Mount Philo?

The average home size in Mount Philo Charlotte is about 3605 square feet, with an estimated 2026 value around $1,055,989.



Neighborhoods close to Mount Philo Charlotte, VT

Enosburg Falls Village Enosburg Falls, VT140 $ / ft²
Five Corners Essex Junction, VT157 $ / ft²
Fairfax Village Fairfax, VT132 $ / ft²
Cambridge Village Cambridge, VT167 $ / ft²
Bristol Village Bristol, VT145 $ / ft²
Belvidere Corners Belvidere Center, VT153 $ / ft²
  imprint  Privacy