House Prices

Stratford Harbour Montross, VA House Prices & Home Values 2026


Average Data

average house price$410,390
average size per house2565 ft²
average price per ft²165 $ / ft²

04/04/2026 - The value range (VR) for house prices in Stratford Harbour Montross, VA is $156.75/ sqft to $173.25/ sqft. An average home with 2565 sqft costs approximately $412,518 to $455,941. Montross, VA includes 1 ZIP codes and it is located in Westmoreland county. The lowest prices are found in ZIP 22520, while the highest are in ZIP 22520. The average price per sqare feet is $165. Our analysis is based on 1 property listings.

Avergage prices by ZIP codes Stratford Harbour Montross

22520242 $ / ft²




Historical development of home values in Stratford Harbour Montross

Year Estimated value (USD) Change vs. 2025
2010 $190,593 -53.6%
2011 $183,222 -55.4%
2012 $182,729 -55.5%
2013 $189,559 -53.8%
2014 $198,985 -51.5%
2015 $209,197 -49.0%
2016 $220,115 -46.4%
2017 $231,995 -43.5%
2018 $244,821 -40.3%
2019 $256,173 -37.6%
2020 $269,416 -34.4%
2021 $306,432 -25.3%
2022 $357,230 -13.0%
2023 $376,716 -8.2%
2024 $398,510 -2.9%
2025 $410,390 0.0%

Graph: estimated home values in Stratford Harbour Montross over time (USD)



Example: 100% financing house in Stratford Harbour Montross

Loan amount: $410,390

Interest rate: 6.16%

Fixed monthly payment: $2,501.81

Breakdown in the 1st month:
Interest portion: $2,105.30  –  Principal portion: $396.51

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $25,127.04 $4,894.63 $405,495.37
2 $24,817.08 $5,204.59 $400,290.77
3 $24,487.48 $5,534.19 $394,756.59
4 $24,137.02 $5,884.65 $388,871.94
5 $23,764.36 $6,257.31 $382,614.63
6 $23,368.11 $6,653.56 $375,961.07
7 $22,946.76 $7,074.91 $368,886.16
8 $22,498.72 $7,522.95 $361,363.21
9 $22,022.32 $7,999.35 $353,363.86
10 $21,515.75 $8,505.92 $344,857.94
11 $20,977.09 $9,044.58 $335,813.36
12 $20,404.33 $9,617.34 $326,196.01
13 $19,795.29 $10,226.38 $315,969.63
14 $19,147.68 $10,873.99 $305,095.64
15 $18,459.07 $11,562.60 $293,533.04
16 $17,726.84 $12,294.83 $281,238.21
17 $16,948.25 $13,073.42 $268,164.78
18 $16,120.35 $13,901.32 $254,263.46
19 $15,240.02 $14,781.65 $239,481.81
20 $14,303.94 $15,717.73 $223,764.08
21 $13,308.58 $16,713.09 $207,050.99
22 $12,250.20 $17,771.47 $189,279.52
23 $11,124.78 $18,896.89 $170,382.63
24 $9,928.10 $20,093.57 $150,289.06
25 $8,655.64 $21,366.03 $128,923.03
26 $7,302.59 $22,719.08 $106,203.95
27 $5,863.86 $24,157.81 $82,046.13
28 $4,334.02 $25,687.65 $56,358.48
29 $2,707.30 $27,314.37 $29,044.11
30 $977.56 $29,044.11 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Stratford Harbour Montross, VA


1500 sqft3900 sqft
Ø selling price$307,262$653,629
Ø fast selling$279,329$588,266
Ø high price sale$335,195$718,992

In 2026, houses in Stratford Harbour Montross, VA will be offered at an average price of $165 per square foot. A 1,500 sqft home priced at $307,262 is 23.60% more expensive per square foot than a 3,900 sqft home priced at $653,629. Home prices in Stratford Harbour Montross, VA vary significantly depending on the property’s condition and exact location. For a quick sale, a 2,700 sqft home should be listed at around $452,513. Sellers who can wait longer may achieve a higher price of up to $553,071.


Stratford Harbour in Montross, VA

Waterfront living on Lake Independence and the Potomac River

Stratford Harbour is a scenic waterfront community in Montross, VA, nestled along the Potomac River in Westmoreland County. Centered around the freshwater Lake Independence, the neighborhood offers residents boating, kayaking, and excellent fishing opportunities. With community access to the Potomac River, a community boat ramp and pier make weekend adventures simple and convenient.
Quiet tree-lined roads and natural shoreline create a relaxed, coastal-woods vibe perfect for full-time living or vacation escapes. Homebuyers will find a mix of single-family homes and buildable lots, making Stratford Harbour real estate attractive for a range of budgets.

The active HOA maintains common areas, community beaches, and roadways while organizing neighborhood events that foster a welcoming, small-town atmosphere. Outdoor lovers appreciate proximity to historic Stratford Hall and Westmoreland State Park, both minutes from the community. Residents often enjoy crabbing, paddleboarding, birding, and sunset cruises, taking full advantage of the neighborhood?s water access.
Montross provides local dining, shops, and services, while nearby Fredericksburg and Northern Neck wineries expand the entertainment options. Whether you seek a weekend retreat or a primary residence, Stratford Harbour blends waterfront lifestyle, value, and convenience in one inviting coastal community.



FAQ – Home Values in Stratford Harbour Montross

What is the median home value in Stratford Harbour Montross in 2026?

In 2026, the typical home value in Stratford Harbour Montross is about $410,390 for an average home size of 2565 square feet. This corresponds to an average price of roughly $165 per square foot.

What is the average cost per square foot in Stratford Harbour Montross?

In 2026, homes in Stratford Harbour Montross sell for an average of around $165 per square foot, with a typical range between $156.75 and $173.25 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in Stratford Harbour?

The average home size in Stratford Harbour Montross is about 2565 square feet, with an estimated 2026 value around $410,390.



Neighborhoods close to Stratford Harbour Montross, VA

Mintbrook Bealeton, VA210 $ / ft²
Basye Bryce Mountain Basye, VA253 $ / ft²
Pantops Charlottesville, VA233 $ / ft²
Clarendon Arlington, VA248 $ / ft²
Vienna Woods Vienna, VA235 $ / ft²
North Springfield Springfield, VA271 $ / ft²
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