House Prices

House Prices & Home Values Ophelia, VA 2026


Average Data

average house price$411,203
average size per house2269 ft²
average price per ft²182 $ / ft²

04/19/2026 - The value range (VR) for house prices in Ophelia, VA is $236/ sqft to $236/ sqft. An average home with 2269 sqft costs approximately $535,484 to $535,484. Ophelia, VA includes 1 ZIP codes and it is located in Northumberland county. The lowest prices are found in ZIP 22530, while the highest are in ZIP 22530. The average price per sqare feet is $182. Our analysis is based on 17 property listings.

Avergage prices by ZIP codes Ophelia

22530221 $ / ft²




Historical development of home values in Ophelia

Year Estimated value (USD) Change vs. 2025
2010 $190,970 -53.6%
2011 $183,585 -55.4%
2012 $183,091 -55.5%
2013 $189,934 -53.8%
2014 $199,379 -51.5%
2015 $209,612 -49.0%
2016 $220,551 -46.4%
2017 $232,455 -43.5%
2018 $245,306 -40.3%
2019 $256,680 -37.6%
2020 $269,950 -34.4%
2021 $307,039 -25.3%
2022 $357,938 -13.0%
2023 $377,462 -8.2%
2024 $399,299 -2.9%
2025 $411,203 0.0%

Graph: estimated home values in Ophelia over time (USD)



Example: 100% financing house in Ophelia

Loan amount: $411,203

Interest rate: 6.00%

Fixed monthly payment: $2,465.37

Breakdown in the 1st month:
Interest portion: $2,056.02  –  Principal portion: $409.35

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $24,534.82 $5,049.62 $406,153.38
2 $24,223.37 $5,361.07 $400,792.31
3 $23,892.71 $5,691.73 $395,100.58
4 $23,541.65 $6,042.78 $389,057.80
5 $23,168.95 $6,415.49 $382,642.31
6 $22,773.25 $6,811.18 $375,831.12
7 $22,353.16 $7,231.28 $368,599.84
8 $21,907.15 $7,677.29 $360,922.55
9 $21,433.63 $8,150.81 $352,771.74
10 $20,930.90 $8,653.53 $344,118.21
11 $20,397.17 $9,187.26 $334,930.95
12 $19,830.52 $9,753.91 $325,177.03
13 $19,228.92 $10,355.51 $314,821.52
14 $18,590.22 $10,994.22 $303,827.30
15 $17,912.12 $11,672.32 $292,154.98
16 $17,192.19 $12,392.24 $279,762.74
17 $16,427.87 $13,156.57 $266,606.17
18 $15,616.40 $13,968.04 $252,638.13
19 $14,754.88 $14,829.56 $237,808.58
20 $13,840.23 $15,744.21 $222,064.37
21 $12,869.16 $16,715.28 $205,349.09
22 $11,838.20 $17,746.24 $187,602.85
23 $10,743.65 $18,840.79 $168,762.06
24 $9,581.59 $20,002.85 $148,759.21
25 $8,347.86 $21,236.58 $127,522.63
26 $7,038.03 $22,546.41 $104,976.23
27 $5,647.42 $23,937.02 $81,039.21
28 $4,171.04 $25,413.40 $55,625.81
29 $2,603.59 $26,980.84 $28,644.96
30 $939.47 $28,644.96 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Ophelia, VA


1500 sqft3900 sqft
Ø selling price$330,330$702,702
Ø fast selling$300,300$632,432
Ø high price sale$360,360$772,973

In 2026, houses in Ophelia, VA will be offered at an average price of $182 per square foot. A 1,500 sqft home priced at $330,330 is 21.48% more expensive per square foot than a 3,900 sqft home priced at $702,702. Home prices in Ophelia, VA vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $486,487. Sellers who can wait longer may achieve a higher price of up to $594,594.


Ophelia, VA: Chesapeake Bay Hamlet on the Northern Neck

Location & Overview

Ophelia, Virginia is a small waterfront community in Northumberland County on the Northern Neck peninsula. Nestled along the Chesapeake Bay, Ophelia, VA offers scenic shorelines, quiet coves, and wide-open water views. The area?s relaxed coastal character makes it a sought-after spot for waterfront homes and weekend escapes.

Lifestyle & Things to Do

Visitors and residents enjoy boating, fishing, and crabbing, with nearby marinas and public ramps providing easy access to the bay. Kayaking through tidal creeks and bird-watching for ospreys and herons are favorite things to do in Ophelia, VA.
The community sits within easy reach of Reedville, Kilmarnock, and Heathsville for dining, events, and supplies. From summer sunsets over nearby bays and rivers to fresh local seafood, Ophelia showcases the authentic Northern Neck coastal lifestyle.

Travel & Practical Info

Real estate in Ophelia, VA ranges from classic cottages to modern waterfront retreats, and buyers often seek deep-water access and private docks. The community is roughly a two-hour drive from Richmond and Hampton Roads, making it an easy weekend getaway on the Chesapeake Bay. Whether you are exploring vacation rentals, planning a fishing trip, or searching for Ophelia, VA real estate, this peaceful shoreline town delivers a relaxed, bayfront experience.



FAQ – Home Values in Ophelia

What is the median home value in Ophelia in 2026?

In 2026, the typical home value in Ophelia is about $411,203 for an average home size of 2269 square feet. This corresponds to an average price of roughly $182 per square foot.

What is the average cost per square foot in Ophelia?

In 2026, homes in Ophelia sell for an average of around $182 per square foot, with a typical range between $236 and $236 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Ophelia is about 2269 square feet, with an estimated 2026 value around $411,203.



Locations close to Ophelia, VA

Partlow, VA238 $ / ft²
Port Royal, VA227 $ / ft²
Rappahannock Academy, VA204 $ / ft²
Oldhams, VA241 $ / ft²
Montross, VA234 $ / ft²
Milford, VA241 $ / ft²
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