House Prices & Home Values Urbanna, VA 2026
Average Data
| average house price | $550,120 |
| average size per house | 2382 ft² |
| average price per ft² | 231 $ / ft² |
04/04/2026 -
The value range (VR) for house prices in Urbanna, VA is $228/ sqft to $228/ sqft. An average home with 2382 sqft costs approximately $543,096 to $543,096. Urbanna, VA includes 1 ZIP codes and it is located in Middlesex county.
The lowest prices are found in ZIP 23175, while the highest are in ZIP 23175. The average price per sqare feet is $231. Our analysis is based on 12 property listings.
Avergage prices by ZIP codes Urbanna
Historical development of home values in Urbanna
| Year |
Estimated value (USD) |
Change vs. 2025 |
| 2010 |
$255,486 |
-53.6% |
| 2011 |
$245,606 |
-55.4% |
| 2012 |
$244,945 |
-55.5% |
| 2013 |
$254,100 |
-53.8% |
| 2014 |
$266,735 |
-51.5% |
| 2015 |
$280,425 |
-49.0% |
| 2016 |
$295,059 |
-46.4% |
| 2017 |
$310,985 |
-43.5% |
| 2018 |
$328,178 |
-40.3% |
| 2019 |
$343,395 |
-37.6% |
| 2020 |
$361,147 |
-34.4% |
| 2021 |
$410,766 |
-25.3% |
| 2022 |
$478,860 |
-13.0% |
| 2023 |
$504,981 |
-8.2% |
| 2024 |
$534,194 |
-2.9% |
| 2025 |
$550,120 |
0.0% |
Graph: estimated home values in Urbanna over time (USD)
Example: 100% financing house in Urbanna
Loan amount:
$550,120
Interest rate:
6.00%
Fixed monthly payment:
$3,298.25
Breakdown in the 1st month:
Interest portion:
$2,750.60 –
Principal portion:
$547.65
Yearly breakdown (100% financing)
| Year |
Interest per year ($) |
Principal per year ($) |
Remaining balance at year-end ($) |
| 1 |
$32,823.43 |
$6,755.54 |
$543,364.46 |
| 2 |
$32,406.76 |
$7,172.20 |
$536,192.26 |
| 3 |
$31,964.40 |
$7,614.57 |
$528,577.69 |
| 4 |
$31,494.75 |
$8,084.22 |
$520,493.47 |
| 5 |
$30,996.13 |
$8,582.84 |
$511,910.63 |
| 6 |
$30,466.76 |
$9,112.21 |
$502,798.42 |
| 7 |
$29,904.74 |
$9,674.23 |
$493,124.19 |
| 8 |
$29,308.05 |
$10,270.91 |
$482,853.27 |
| 9 |
$28,674.57 |
$10,904.40 |
$471,948.87 |
| 10 |
$28,002.01 |
$11,576.96 |
$460,371.91 |
| 11 |
$27,287.96 |
$12,291.00 |
$448,080.91 |
| 12 |
$26,529.88 |
$13,049.09 |
$435,031.82 |
| 13 |
$25,725.04 |
$13,853.93 |
$421,177.90 |
| 14 |
$24,870.56 |
$14,708.40 |
$406,469.49 |
| 15 |
$23,963.38 |
$15,615.59 |
$390,853.90 |
| 16 |
$23,000.25 |
$16,578.72 |
$374,275.18 |
| 17 |
$21,977.71 |
$17,601.26 |
$356,673.92 |
| 18 |
$20,892.10 |
$18,686.87 |
$337,987.05 |
| 19 |
$19,739.53 |
$19,839.43 |
$318,147.62 |
| 20 |
$18,515.88 |
$21,063.09 |
$297,084.53 |
| 21 |
$17,216.76 |
$22,362.21 |
$274,722.32 |
| 22 |
$15,837.50 |
$23,741.46 |
$250,980.85 |
| 23 |
$14,373.18 |
$25,205.79 |
$225,775.07 |
| 24 |
$12,818.54 |
$26,760.42 |
$199,014.64 |
| 25 |
$11,168.02 |
$28,410.95 |
$170,603.69 |
| 26 |
$9,415.69 |
$30,163.27 |
$140,440.42 |
| 27 |
$7,555.29 |
$32,023.68 |
$108,416.74 |
| 28 |
$5,580.14 |
$33,998.83 |
$74,417.91 |
| 29 |
$3,483.17 |
$36,095.80 |
$38,322.11 |
| 30 |
$1,256.86 |
$38,322.11 |
$0.00 |
Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment
over the entire term. Extra payments, interest rate changes, and additional purchase costs
(e.g. taxes, notary fees) are not included.
How to sell in Urbanna, VA
| 1500 sqft | 3900 sqft |
| Ø selling price | $419,266 | $891,892 | | Ø fast selling | $381,151 | $802,702 | | Ø high price sale | $457,381 | $981,081 |
In 2026, houses in Urbanna, VA will be offered at an average price of $231 per square foot. A 1,500 sqft home priced at $419,266 is 20.86% more expensive per square foot than a 3,900 sqft home priced at $891,892.
Home prices in Urbanna, VA vary significantly depending on the neighborhood and location.
For a quick sale, a 2,700 sqft home should be listed at around $617,463.
Sellers who can wait longer may achieve a higher price of up to $754,678.
Discover Urbanna, VA
History and Heritage
Nestled on the Rappahannock River, Urbanna, VA is a charming historic port town with roots dating to the 1600s.
Visitors stroll past preserved colonial architecture along Main Street, where boutiques and galleries reflect the town?s maritime heritage.
The small-town vibe pairs with big history, from the Old Tobacco Warehouse to interpretive markers that tell the story of trade on the Chesapeake Bay.
Waterfront and Recreation
Water lovers flock to Urbanna for easy boating access, kayak-friendly creeks, and scenic sails on the Chesapeake?s gentle waters.
Public ramps and well-kept marinas make launching simple, while charter fishing and sunset cruises showcase the area?s natural beauty.
Nature trails and birding spots nearby add to the outdoor mix, creating a relaxing coastal Virginia getaway.
Events, Dining, and Stays
Each fall, the renowned Urbanna Oyster Festival celebrates Virginia?s oyster culture with parades, live music, and award-winning seafood.
Year-round, travelers enjoy fresh local oysters, soft-shell crab, and waterfront dining that highlights the flavors of the Middle Peninsula.
Inviting bed-and-breakfasts, vacation rentals, and walkable streets make Urbanna, Virginia ideal for a weekend escape or family-friendly holiday.
With its blend of history, coastal recreation, and small-town charm, Urbanna, VA is a must-visit destination on the Chesapeake Bay.
FAQ – Home Values in Urbanna
What is the median home value in Urbanna in 2026?
In 2026, the typical home value in
Urbanna is about
$550,120 for an average home size of
2382 square feet. This corresponds to an average
price of roughly $231 per square foot.
What is the average cost per square foot in Urbanna?
In 2026, homes in
Urbanna sell for an average of around
$231 per square foot, with a typical range
between $228 and
$228 per square foot, depending on the property’s
location, condition, and lot size.
What is the average home size in ?
The average home size in Urbanna is about
2382 square feet, with an estimated
2026 value around
$550,120.
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