House Prices

House Prices & Home Values Troy, VA 2026


Average Data

average house price$447,415
average size per house2375 ft²
average price per ft²189 $ / ft²

04/21/2026 - The value range (VR) for house prices in Troy, VA is $235/ sqft to $235/ sqft. An average home with 2375 sqft costs approximately $558,125 to $558,125. Troy, VA includes 1 ZIP codes and it is located in Fluvanna county. The lowest prices are found in ZIP 22974, while the highest are in ZIP 22974. The average price per sqare feet is $189. Our analysis is based on 8 property listings.

Avergage prices by ZIP codes Troy

22974214 $ / ft²




Historical development of home values in Troy

Year Estimated value (USD) Change vs. 2025
2010 $207,788 -53.6%
2011 $199,752 -55.4%
2012 $199,215 -55.5%
2013 $206,661 -53.8%
2014 $216,937 -51.5%
2015 $228,071 -49.0%
2016 $239,973 -46.4%
2017 $252,925 -43.5%
2018 $266,909 -40.3%
2019 $279,285 -37.6%
2020 $293,722 -34.4%
2021 $334,077 -25.3%
2022 $389,459 -13.0%
2023 $410,703 -8.2%
2024 $434,463 -2.9%
2025 $447,415 0.0%

Graph: estimated home values in Troy over time (USD)



Example: 100% financing house in Troy

Loan amount: $447,415

Interest rate: 6.00%

Fixed monthly payment: $2,682.48

Breakdown in the 1st month:
Interest portion: $2,237.08  –  Principal portion: $445.40

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $26,695.44 $5,494.31 $441,920.69
2 $26,356.56 $5,833.19 $436,087.51
3 $25,996.78 $6,192.96 $429,894.54
4 $25,614.82 $6,574.93 $423,319.61
5 $25,209.29 $6,980.46 $416,339.15
6 $24,778.75 $7,411.00 $408,928.15
7 $24,321.65 $7,868.09 $401,060.06
8 $23,836.37 $8,353.38 $392,706.68
9 $23,321.15 $8,868.60 $383,838.08
10 $22,774.15 $9,415.59 $374,422.49
11 $22,193.42 $9,996.33 $364,426.16
12 $21,576.87 $10,612.88 $353,813.28
13 $20,922.29 $11,267.46 $342,545.82
14 $20,227.34 $11,962.41 $330,583.41
15 $19,489.52 $12,700.23 $317,883.19
16 $18,706.20 $13,483.55 $304,399.64
17 $17,874.56 $14,315.18 $290,084.46
18 $16,991.64 $15,198.11 $274,886.34
19 $16,054.25 $16,135.50 $258,750.85
20 $15,059.05 $17,130.70 $241,620.15
21 $14,002.46 $18,187.28 $223,432.86
22 $12,880.71 $19,309.04 $204,123.82
23 $11,689.77 $20,499.98 $183,623.85
24 $10,425.38 $21,764.37 $161,859.48
25 $9,083.00 $23,106.75 $138,752.73
26 $7,657.83 $24,531.92 $114,220.81
27 $6,144.75 $26,045.00 $88,175.81
28 $4,538.35 $27,651.40 $60,524.41
29 $2,832.87 $29,356.87 $31,167.54
30 $1,022.21 $31,167.54 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Troy, VA


1500 sqft3900 sqft
Ø selling price$343,035$729,730
Ø fast selling$311,850$656,757
Ø high price sale$374,221$802,702

In 2026, houses in Troy, VA will be offered at an average price of $189 per square foot. A 1,500 sqft home priced at $343,035 is 20.86% more expensive per square foot than a 3,900 sqft home priced at $729,730. Home prices in Troy, VA vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $505,198. Sellers who can wait longer may achieve a higher price of up to $617,463.


Discover Troy, VA

Location & Access

Located in Fluvanna County just east of Charlottesville, Troy, VA is a small rural community with big Central Virginia convenience.

Key corridors include U.S. Route 250 and I-64 via Zion Crossroads,
connecting residents to employment, healthcare, and shopping in minutes.

Living & Real Estate

Homebuyers explore Troy real estate for larger lots, newer subdivisions, and value compared with neighboring Albemarle County.

The location supports an easy commute to Charlottesville?s Pantops corridor, the University area, and business parks across Central Virginia.

Schools & Community

Families appreciate access to Fluvanna County Public Schools along with nearby preschool and private options that serve the wider region.

Outdoor Recreation & History

Outdoor lovers enjoy rolling countryside, local parks, and quick trips to the Rivanna River, wineries, and Blue Ridge hiking trails.

Everyday needs are met by local businesses clustered around Zion Crossroads and along U.S. 250, including groceries, dining, and medical services.

History-minded visitors find regional sites tied to Thomas Jefferson?s Monticello, early railroad heritage, and preserved farmsteads.

Growth & Lifestyle

Troy continues to grow with thoughtful residential neighborhoods and light industrial and commercial development that leverage the I-64 corridor.

Whether you are relocating, investing, or planning a weekend visit, Troy, VA blends small-town serenity with access, amenities, and opportunity.



FAQ – Home Values in Troy

What is the median home value in Troy in 2026?

In 2026, the typical home value in Troy is about $447,415 for an average home size of 2375 square feet. This corresponds to an average price of roughly $189 per square foot.

What is the average cost per square foot in Troy?

In 2026, homes in Troy sell for an average of around $189 per square foot, with a typical range between $235 and $235 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Troy is about 2375 square feet, with an estimated 2026 value around $447,415.



Locations close to Troy, VA

Tyro, VA208 $ / ft²
Waynesboro, VA215 $ / ft²
Woodberry Forest, VA231 $ / ft²
Stanardsville, VA267 $ / ft²
Somerset, VA249 $ / ft²
Shipman, VA200 $ / ft²
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