House Prices

House Prices & Home Values Chico, TX 2026


Average Data

average house price$436,200
average size per house2286 ft²
average price per ft²191 $ / ft²

05/24/2026 - The value range (VR) for house prices in Chico, TX is $210/ sqft to $210/ sqft. An average home with 2286 sqft costs approximately $480,060 to $480,060. Chico, TX includes 1 ZIP codes and it is located in Wise county. The lowest prices are found in ZIP 76431, while the highest are in ZIP 76431. The average price per sqare feet is $191. Our analysis is based on 6 property listings.

Avergage prices by ZIP codes Chico

76431194 $ / ft²




Historical development of home values in Chico

Year Estimated value (USD) Change vs. 2025
2010 $202,579 -53.6%
2011 $194,745 -55.4%
2012 $194,221 -55.5%
2013 $201,481 -53.8%
2014 $211,499 -51.5%
2015 $222,354 -49.0%
2016 $233,958 -46.4%
2017 $246,586 -43.5%
2018 $260,218 -40.3%
2019 $272,284 -37.6%
2020 $286,360 -34.4%
2021 $325,703 -25.3%
2022 $379,697 -13.0%
2023 $400,408 -8.2%
2024 $423,572 -2.9%
2025 $436,200 0.0%

Graph: estimated home values in Chico over time (USD)



Example: 100% financing house in Chico

Loan amount: $436,200

Interest rate: 6.00%

Fixed monthly payment: $2,615.24

Breakdown in the 1st month:
Interest portion: $2,181.00  –  Principal portion: $434.24

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $26,026.29 $5,356.59 $430,843.41
2 $25,695.90 $5,686.97 $425,156.44
3 $25,345.14 $6,037.73 $419,118.71
4 $24,972.75 $6,410.12 $412,708.59
5 $24,577.39 $6,805.49 $405,903.10
6 $24,157.64 $7,225.23 $398,677.87
7 $23,712.00 $7,670.87 $391,007.00
8 $23,238.88 $8,143.99 $382,863.01
9 $22,736.58 $8,646.30 $374,216.71
10 $22,203.29 $9,179.58 $365,037.13
11 $21,637.12 $9,745.76 $355,291.38
12 $21,036.02 $10,346.85 $344,944.52
13 $20,397.85 $10,985.03 $333,959.50
14 $19,720.32 $11,662.56 $322,296.94
15 $19,000.99 $12,381.88 $309,915.06
16 $18,237.31 $13,145.57 $296,769.49
17 $17,426.52 $13,956.36 $282,813.14
18 $16,565.72 $14,817.15 $267,995.98
19 $15,651.83 $15,731.04 $252,264.94
20 $14,681.57 $16,701.30 $235,563.64
21 $13,651.47 $17,731.40 $217,832.24
22 $12,557.84 $18,825.03 $199,007.21
23 $11,396.75 $19,986.12 $179,021.09
24 $10,164.05 $21,218.82 $157,802.27
25 $8,855.32 $22,527.55 $135,274.72
26 $7,465.87 $23,917.00 $111,357.72
27 $5,990.72 $25,392.15 $85,965.58
28 $4,424.59 $26,958.28 $59,007.30
29 $2,761.86 $28,621.01 $30,386.29
30 $996.58 $30,386.29 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Chico, TX


1500 sqft3900 sqft
Ø selling price$346,665$737,452
Ø fast selling$315,150$663,706
Ø high price sale$378,181$811,197

In 2026, houses in Chico, TX will be offered at an average price of $191 per square foot. A 1,500 sqft home priced at $346,665 is 21.16% more expensive per square foot than a 3,900 sqft home priced at $737,452. Home prices in Chico, TX vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $510,544. Sellers who can wait longer may achieve a higher price of up to $623,997.


Discover Chico, TX

Located in Wise County, Chico, TX is a friendly North Texas town just northwest of the Dallas-Fort Worth metroplex.
Founded along historic rail lines, Chico, Texas blends small-town charm with easy access to US Highway 380 and Lake Bridgeport.
Visitors love its walkable downtown, local shops, and family-run restaurants that showcase classic Texas flavors.

Things to Do and Lifestyle

Top things to do in Chico include boating and fishing on nearby Lake Bridgeport, hiking local parks, and attending seasonal community events.
The weather offers hot summers and mild winters, making outdoor recreation possible most of the year.
History buffs can explore area museums and markers that tell the story of ranching, railroads, and early settlers in Wise County.

Housing, Schools, and Economy

Chico real estate features affordable single-family homes, acreage properties, and rural retreats with a cost of living lower than the DFW average.
Families appreciate Chico ISD schools, while small businesses benefit from supportive local networks and proximity to larger markets in the Dallas-Fort Worth area.
Broadband options, service businesses, and trades support a steadily growing population without sacrificing that tight-knit community feel.

Plan Your Visit

Plan your visit to Chico, TX to experience friendly faces, wide-open skies, and a relaxed pace close to all the amenities of North Texas.



FAQ – Home Values in Chico

What is the median home value in Chico in 2026?

In 2026, the typical home value in Chico is about $436,200 for an average home size of 2286 square feet. This corresponds to an average price of roughly $191 per square foot.

What is the average cost per square foot in Chico?

In 2026, homes in Chico sell for an average of around $191 per square foot, with a typical range between $210 and $210 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Chico is about 2286 square feet, with an estimated 2026 value around $436,200.



Locations close to Chico, TX

Blanket, TX530 $ / ft²
Bluff Dale, TX68 $ / ft²
Carbon, TX115 $ / ft²
Albany, TX76 $ / ft²
Caddo, TX992 $ / ft²
Bryson, TX230 $ / ft²
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