House Prices

House Prices & Home Values Bay City, TX 2026


Average Data

average house price$289,841
average size per house1186 ft²
average price per ft²245 $ / ft²

04/04/2026 - The value range (VR) for house prices in Bay City, TX is $381/ sqft to $381/ sqft. An average home with 1186 sqft costs approximately $451,866 to $451,866. Bay City, TX includes 1 ZIP codes and it is located in Matagorda county. The lowest prices are found in ZIP 77414, while the highest are in ZIP 77414. The average price per sqare feet is $245. Our analysis is based on 4 property listings.

Avergage prices by ZIP codes Bay City

77414371 $ / ft²




Historical development of home values in Bay City

Year Estimated value (USD) Change vs. 2025
2010 $134,607 -53.6%
2011 $129,402 -55.4%
2012 $129,054 -55.5%
2013 $133,877 -53.8%
2014 $140,534 -51.5%
2015 $147,747 -49.0%
2016 $155,458 -46.4%
2017 $163,848 -43.5%
2018 $172,907 -40.3%
2019 $180,924 -37.6%
2020 $190,277 -34.4%
2021 $216,420 -25.3%
2022 $252,297 -13.0%
2023 $266,058 -8.2%
2024 $281,450 -2.9%
2025 $289,841 0.0%

Graph: estimated home values in Bay City over time (USD)



Example: 100% financing house in Bay City

Loan amount: $289,841

Interest rate: 6.00%

Fixed monthly payment: $1,737.74

Breakdown in the 1st month:
Interest portion: $1,449.21  –  Principal portion: $288.54

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $17,293.64 $3,559.28 $286,281.72
2 $17,074.11 $3,778.81 $282,502.91
3 $16,841.04 $4,011.88 $278,491.03
4 $16,593.60 $4,259.32 $274,231.71
5 $16,330.89 $4,522.03 $269,709.68
6 $16,051.98 $4,800.94 $264,908.74
7 $15,755.87 $5,097.05 $259,811.69
8 $15,441.50 $5,411.42 $254,400.27
9 $15,107.73 $5,745.19 $248,655.08
10 $14,753.38 $6,099.54 $242,555.54
11 $14,377.17 $6,475.75 $236,079.80
12 $13,977.76 $6,875.15 $229,204.64
13 $13,553.72 $7,299.20 $221,905.44
14 $13,103.52 $7,749.40 $214,156.05
15 $12,625.56 $8,227.36 $205,928.68
16 $12,118.11 $8,734.81 $197,193.87
17 $11,579.37 $9,273.55 $187,920.32
18 $11,007.39 $9,845.53 $178,074.79
19 $10,400.14 $10,452.78 $167,622.02
20 $9,755.44 $11,097.48 $156,524.53
21 $9,070.97 $11,781.95 $144,742.59
22 $8,344.28 $12,508.63 $132,233.95
23 $7,572.78 $13,280.14 $118,953.81
24 $6,753.69 $14,099.23 $104,854.58
25 $5,884.08 $14,968.84 $89,885.74
26 $4,960.83 $15,892.08 $73,993.66
27 $3,980.65 $16,872.27 $57,121.39
28 $2,940.00 $17,912.92 $39,208.47
29 $1,835.17 $19,017.75 $20,190.72
30 $662.20 $20,190.72 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Bay City, TX


1500 sqft3900 sqft
Ø selling price$444,676$945,946
Ø fast selling$404,251$851,351
Ø high price sale$485,101$1,040,540

In 2026, houses in Bay City, TX will be offered at an average price of $245 per square foot. A 1,500 sqft home priced at $444,676 is 22.38% more expensive per square foot than a 3,900 sqft home priced at $945,946. Home prices in Bay City, TX vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $654,885. Sellers who can wait longer may achieve a higher price of up to $800,416.

FAQ – Home Values in Bay City

What is the median home value in Bay City in 2026?

In 2026, the typical home value in Bay City is about $289,841 for an average home size of 1186 square feet. This corresponds to an average price of roughly $245 per square foot.

What is the average cost per square foot in Bay City?

In 2026, homes in Bay City sell for an average of around $245 per square foot, with a typical range between $381 and $381 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Bay City is about 1186 square feet, with an estimated 2026 value around $289,841.



Locations close to Bay City, TX

Cedar Lane, TX123 $ / ft²
Beasley, TX141 $ / ft²
Bellville, TX422 $ / ft²
Altair, TX332 $ / ft²
Richmond, TX139 $ / ft²
Bellaire, TX207 $ / ft²
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