House Prices

House Prices & Home Values Ratcliff, TX 2026


Average Data

average house price$84,900
average size per house1231 ft²
average price per ft²69 $ / ft²

05/23/2026 - The value range (VR) for house prices in Ratcliff, TX is $69/ sqft to $69/ sqft. An average home with 1231 sqft costs approximately $84,939 to $84,939. Ratcliff, TX includes 1 ZIP codes and it is located in Houston county. The lowest prices are found in ZIP 75858, while the highest are in ZIP 75858. The average price per sqare feet is $69. Our analysis is based on 1 property listings.

Avergage prices by ZIP codes Ratcliff

7585871 $ / ft²




Historical development of home values in Ratcliff

Year Estimated value (USD) Change vs. 2025
2010 $39,429 -53.6%
2011 $37,904 -55.4%
2012 $37,802 -55.5%
2013 $39,215 -53.8%
2014 $41,165 -51.5%
2015 $43,278 -49.0%
2016 $45,537 -46.4%
2017 $47,994 -43.5%
2018 $50,648 -40.3%
2019 $52,996 -37.6%
2020 $55,736 -34.4%
2021 $63,393 -25.3%
2022 $73,903 -13.0%
2023 $77,934 -8.2%
2024 $82,442 -2.9%
2025 $84,900 0.0%

Graph: estimated home values in Ratcliff over time (USD)



Example: 100% financing house in Ratcliff

Loan amount: $84,900

Interest rate: 6.00%

Fixed monthly payment: $509.02

Breakdown in the 1st month:
Interest portion: $424.50  –  Principal portion: $84.52

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $5,065.64 $1,042.58 $83,857.42
2 $5,001.33 $1,106.89 $82,750.53
3 $4,933.06 $1,175.16 $81,575.38
4 $4,860.58 $1,247.64 $80,327.74
5 $4,783.63 $1,324.59 $79,003.15
6 $4,701.93 $1,406.29 $77,596.86
7 $4,615.20 $1,493.02 $76,103.84
8 $4,523.11 $1,585.11 $74,518.73
9 $4,425.34 $1,682.88 $72,835.85
10 $4,321.55 $1,786.67 $71,049.18
11 $4,211.35 $1,896.87 $69,152.31
12 $4,094.36 $2,013.86 $67,138.45
13 $3,970.14 $2,138.08 $65,000.37
14 $3,838.27 $2,269.95 $62,730.42
15 $3,698.27 $2,409.95 $60,320.47
16 $3,549.63 $2,558.59 $57,761.88
17 $3,391.82 $2,716.40 $55,045.47
18 $3,224.28 $2,883.94 $52,161.53
19 $3,046.40 $3,061.82 $49,099.71
20 $2,857.56 $3,250.67 $45,849.04
21 $2,657.06 $3,451.16 $42,397.89
22 $2,444.20 $3,664.02 $38,733.87
23 $2,218.21 $3,890.01 $34,843.86
24 $1,978.29 $4,129.94 $30,713.92
25 $1,723.56 $4,384.66 $26,329.26
26 $1,453.12 $4,655.10 $21,674.17
27 $1,166.01 $4,942.21 $16,731.95
28 $861.18 $5,247.04 $11,484.91
29 $537.56 $5,570.66 $5,914.25
30 $193.97 $5,914.25 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Ratcliff, TX


1500 sqft3900 sqft
Ø selling price$125,236$266,409
Ø fast selling$113,851$239,769
Ø high price sale$136,620$293,050

In 2026, houses in Ratcliff, TX will be offered at an average price of $69 per square foot. A 1,500 sqft home priced at $125,236 is 23.64% more expensive per square foot than a 3,900 sqft home priced at $266,409. Home prices in Ratcliff, TX vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $184,438. Sellers who can wait longer may achieve a higher price of up to $225,424.

FAQ – Home Values in Ratcliff

What is the median home value in Ratcliff in 2026?

In 2026, the typical home value in Ratcliff is about $84,900 for an average home size of 1231 square feet. This corresponds to an average price of roughly $69 per square foot.

What is the average cost per square foot in Ratcliff?

In 2026, homes in Ratcliff sell for an average of around $69 per square foot, with a typical range between $69 and $69 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Ratcliff is about 1231 square feet, with an estimated 2026 value around $84,900.



Locations close to Ratcliff, TX

Streetman, TX112 $ / ft²
Teague, TX97 $ / ft²
Tennessee Colony, TX312 $ / ft²
Pennington, TX248 $ / ft²
Oakwood, TX179 $ / ft²
Montalba, TX132 $ / ft²
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