House Prices

House Prices & Home Values Elgin, TX 2026


Average Data

average house price$236,831
average size per house1842 ft²
average price per ft²129 $ / ft²

04/04/2026 - The value range (VR) for house prices in Elgin, TX is $118/ sqft to $118/ sqft. An average home with 1842 sqft costs approximately $217,356 to $217,356. Elgin, TX includes 1 ZIP codes and it is located in Bastrop county. The lowest prices are found in ZIP 78621, while the highest are in ZIP 78621. The average price per sqare feet is $129. Our analysis is based on 12 property listings.

Avergage prices by ZIP codes Elgin

78621108 $ / ft²




Historical development of home values in Elgin

Year Estimated value (USD) Change vs. 2025
2010 $109,989 -53.6%
2011 $105,735 -55.4%
2012 $105,451 -55.5%
2013 $109,392 -53.8%
2014 $114,832 -51.5%
2015 $120,725 -49.0%
2016 $127,025 -46.4%
2017 $133,881 -43.5%
2018 $141,283 -40.3%
2019 $147,834 -37.6%
2020 $155,477 -34.4%
2021 $176,838 -25.3%
2022 $206,153 -13.0%
2023 $217,398 -8.2%
2024 $229,975 -2.9%
2025 $236,831 0.0%

Graph: estimated home values in Elgin over time (USD)



Example: 100% financing house in Elgin

Loan amount: $236,831

Interest rate: 6.00%

Fixed monthly payment: $1,419.92

Breakdown in the 1st month:
Interest portion: $1,184.16  –  Principal portion: $235.77

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $14,130.75 $2,908.31 $233,922.69
2 $13,951.37 $3,087.69 $230,835.00
3 $13,760.93 $3,278.13 $227,556.86
4 $13,558.74 $3,480.32 $224,076.54
5 $13,344.08 $3,694.98 $220,381.56
6 $13,116.18 $3,922.88 $216,458.69
7 $12,874.23 $4,164.83 $212,293.85
8 $12,617.35 $4,421.71 $207,872.14
9 $12,344.63 $4,694.43 $203,177.71
10 $12,055.08 $4,983.97 $198,193.74
11 $11,747.68 $5,291.37 $192,902.37
12 $11,421.32 $5,617.73 $187,284.63
13 $11,074.83 $5,964.22 $181,320.41
14 $10,706.97 $6,332.08 $174,988.32
15 $10,316.42 $6,722.63 $168,265.69
16 $9,901.79 $7,137.27 $161,128.42
17 $9,461.58 $7,577.48 $153,550.94
18 $8,994.21 $8,044.84 $145,506.09
19 $8,498.03 $8,541.03 $136,965.06
20 $7,971.23 $9,067.83 $127,897.23
21 $7,411.95 $9,627.11 $118,270.12
22 $6,818.17 $10,220.89 $108,049.24
23 $6,187.77 $10,851.29 $97,197.95
24 $5,518.48 $11,520.57 $85,677.37
25 $4,807.92 $12,231.14 $73,446.24
26 $4,053.53 $12,985.53 $60,460.71
27 $3,252.61 $13,786.45 $46,674.26
28 $2,402.29 $14,636.76 $32,037.50
29 $1,499.53 $15,539.53 $16,497.97
30 $541.09 $16,497.97 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Elgin, TX


1500 sqft3900 sqft
Ø selling price$234,136$498,070
Ø fast selling$212,851$448,263
Ø high price sale$255,421$547,876

In 2026, houses in Elgin, TX will be offered at an average price of $129 per square foot. A 1,500 sqft home priced at $234,136 is 20.86% more expensive per square foot than a 3,900 sqft home priced at $498,070. Home prices in Elgin, TX vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $344,817. Sellers who can wait longer may achieve a higher price of up to $421,444.

FAQ – Home Values in Elgin

What is the median home value in Elgin in 2026?

In 2026, the typical home value in Elgin is about $236,831 for an average home size of 1842 square feet. This corresponds to an average price of roughly $129 per square foot.

What is the average cost per square foot in Elgin?

In 2026, homes in Elgin sell for an average of around $129 per square foot, with a typical range between $118 and $118 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Elgin is about 1842 square feet, with an estimated 2026 value around $236,831.



Locations close to Elgin, TX

Fentress, TX402 $ / ft²
Fischer, TX183 $ / ft²
Fredericksburg, TX536 $ / ft²
Dripping Springs, TX183 $ / ft²
Driftwood, TX215 $ / ft²
Doss, TX194 $ / ft²
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