House Prices

House Prices & Home Values Silver Point, TN 2026


Average Data

average house price$369,975
average size per house1984 ft²
average price per ft²187 $ / ft²

04/04/2026 - The value range (VR) for house prices in Silver Point, TN is $258/ sqft to $258/ sqft. An average home with 1984 sqft costs approximately $511,872 to $511,872. Silver Point, TN includes 1 ZIP codes and it is located in Putnam county. The lowest prices are found in ZIP 38582, while the highest are in ZIP 38582. The average price per sqare feet is $187. Our analysis is based on 4 property listings.

Avergage prices by ZIP codes Silver Point

38582255 $ / ft²




Historical development of home values in Silver Point

Year Estimated value (USD) Change vs. 2025
2010 $171,823 -53.6%
2011 $165,179 -55.4%
2012 $164,734 -55.5%
2013 $170,891 -53.8%
2014 $179,389 -51.5%
2015 $188,596 -49.0%
2016 $198,438 -46.4%
2017 $209,148 -43.5%
2018 $220,711 -40.3%
2019 $230,945 -37.6%
2020 $242,884 -34.4%
2021 $276,254 -25.3%
2022 $322,050 -13.0%
2023 $339,617 -8.2%
2024 $359,265 -2.9%
2025 $369,975 0.0%

Graph: estimated home values in Silver Point over time (USD)



Example: 100% financing house in Silver Point

Loan amount: $369,975

Interest rate: 6.00%

Fixed monthly payment: $2,218.19

Breakdown in the 1st month:
Interest portion: $1,849.88  –  Principal portion: $368.31

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $22,074.91 $4,543.34 $365,431.66
2 $21,794.69 $4,823.56 $360,608.10
3 $21,497.18 $5,121.07 $355,487.04
4 $21,181.32 $5,436.92 $350,050.12
5 $20,845.99 $5,772.26 $344,277.86
6 $20,489.96 $6,128.28 $338,149.58
7 $20,111.99 $6,506.26 $331,643.32
8 $19,710.69 $6,907.55 $324,735.77
9 $19,284.65 $7,333.59 $317,402.17
10 $18,832.33 $7,785.91 $309,616.26
11 $18,352.11 $8,266.13 $301,350.13
12 $17,842.28 $8,775.97 $292,574.16
13 $17,300.99 $9,317.25 $283,256.91
14 $16,726.33 $9,891.92 $273,364.99
15 $16,116.21 $10,502.03 $262,862.96
16 $15,468.47 $11,149.77 $251,713.19
17 $14,780.78 $11,837.47 $239,875.72
18 $14,050.67 $12,567.58 $227,308.15
19 $13,275.53 $13,342.72 $213,965.43
20 $12,452.58 $14,165.67 $199,799.77
21 $11,578.87 $15,039.37 $184,760.40
22 $10,651.28 $15,966.97 $168,793.43
23 $9,666.47 $16,951.78 $151,841.65
24 $8,620.92 $17,997.32 $133,844.33
25 $7,510.89 $19,107.36 $114,736.97
26 $6,332.39 $20,285.86 $94,451.11
27 $5,081.20 $21,537.05 $72,914.06
28 $3,752.84 $22,865.40 $50,048.66
29 $2,342.55 $24,275.69 $25,772.96
30 $845.28 $25,772.96 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Silver Point, TN


1500 sqft3900 sqft
Ø selling price$339,405$722,008
Ø fast selling$308,550$649,807
Ø high price sale$370,261$794,208

In 2026, houses in Silver Point, TN will be offered at an average price of $187 per square foot. A 1,500 sqft home priced at $339,405 is 22.68% more expensive per square foot than a 3,900 sqft home priced at $722,008. Home prices in Silver Point, TN vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $499,852. Sellers who can wait longer may achieve a higher price of up to $610,929.


Discover Silver Point, TN

Location and Access

Silver Point, Tennessee is a small lakeside community in Putnam County within the scenic Upper Cumberland region.
Known for quick access to Center Hill Lake and Edgar Evins State Park, it offers peaceful escapes for travelers from Nashville and beyond.

Conveniently located off I-40 between Cookeville and Smithville, Silver Point serves as a gateway to boating, fishing, and hiking adventures.
Day-trippers appreciate short travel times while weekenders find quiet coves, wooded trails, and panoramic overlooks.

Outdoor Recreation

Center Hill Lake?s marinas, ramps, and outfitters make it easy to rent a pontoon, kayak, or fishing gear for bass and crappie.
Nearby trails reveal wildflowers, migrating songbirds, and seasonal waterfalls that photograph beautifully.

Stays and Community

Visitors can choose from rustic cabins, waterfront vacation rentals, and RV-friendly campgrounds, with local eateries and markets supplying picnic staples.
Antique shops and art studios in surrounding towns add a touch of small?town charm to any itinerary.

Homebuyers and investors explore Silver Point real estate for lake-access living, while families plan reunions and events at scenic venues.
Whether you?re launching a boat at dawn or catching a sunset over the hills, Silver Point, TN delivers a relaxed, authentic Tennessee lake experience.



FAQ – Home Values in Silver Point

What is the median home value in Silver Point in 2026?

In 2026, the typical home value in Silver Point is about $369,975 for an average home size of 1984 square feet. This corresponds to an average price of roughly $187 per square foot.

What is the average cost per square foot in Silver Point?

In 2026, homes in Silver Point sell for an average of around $187 per square foot, with a typical range between $258 and $258 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Silver Point is about 1984 square feet, with an estimated 2026 value around $369,975.



Locations close to Silver Point, TN

Sparta, TN119 $ / ft²
Spencer, TN109 $ / ft²
Walling, TN209 $ / ft²
Rock Island, TN110 $ / ft²
Rickman, TN158 $ / ft²
Quebeck, TN162 $ / ft²
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