House Prices

White Rock Westerly, RI House Prices & Home Values 2026


Average Data

average house price$586,276
average size per house2516 ft²
average price per ft²228 $ / ft²

04/23/2026 - The value range (VR) for house prices in White Rock Westerly, RI is $216.6/ sqft to $239.4/ sqft. An average home with 2516 sqft costs approximately $532,432 to $588,477. Westerly, RI includes 1 ZIP codes and it is located in Washington county. The lowest prices are found in ZIP 02891, while the highest are in ZIP 02891. The average price per sqare feet is $228. Our analysis is based on 9 property listings.

Avergage prices by ZIP codes White Rock Westerly

02891224 $ / ft²




Historical development of home values in White Rock Westerly

Year Estimated value (USD) Change vs. 2025
2010 $272,277 -53.6%
2011 $261,748 -55.4%
2012 $261,043 -55.5%
2013 $270,801 -53.8%
2014 $284,266 -51.5%
2015 $298,856 -49.0%
2016 $314,452 -46.4%
2017 $331,424 -43.5%
2018 $349,747 -40.3%
2019 $365,964 -37.6%
2020 $384,883 -34.4%
2021 $437,763 -25.3%
2022 $510,333 -13.0%
2023 $538,170 -8.2%
2024 $569,304 -2.9%
2025 $586,276 0.0%

Graph: estimated home values in White Rock Westerly over time (USD)



Example: 100% financing house in White Rock Westerly

Loan amount: $586,276

Interest rate: 5.86%

Fixed monthly payment: $3,463.17

Breakdown in the 1st month:
Interest portion: $2,863.96  –  Principal portion: $599.22

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $34,171.13 $7,386.97 $578,889.03
2 $33,726.28 $7,831.82 $571,057.22
3 $33,254.64 $8,303.46 $562,753.76
4 $32,754.59 $8,803.50 $553,950.26
5 $32,224.44 $9,333.65 $544,616.61
6 $31,662.36 $9,895.73 $534,720.87
7 $31,066.43 $10,491.66 $524,229.21
8 $30,434.61 $11,123.48 $513,105.73
9 $29,764.75 $11,793.35 $501,312.38
10 $29,054.54 $12,503.55 $488,808.83
11 $28,301.56 $13,256.53 $475,552.30
12 $27,503.24 $14,054.85 $461,497.45
13 $26,656.85 $14,901.24 $446,596.21
14 $25,759.48 $15,798.61 $430,797.60
15 $24,808.08 $16,750.02 $414,047.58
16 $23,799.37 $17,758.72 $396,288.86
17 $22,729.93 $18,828.16 $377,460.70
18 $21,596.08 $19,962.01 $357,498.68
19 $20,393.95 $21,164.14 $336,334.54
20 $19,119.42 $22,438.67 $313,895.87
21 $17,768.15 $23,789.94 $290,105.93
22 $16,335.50 $25,222.60 $264,883.33
23 $14,816.57 $26,741.52 $238,141.81
24 $13,206.17 $28,351.92 $209,789.88
25 $11,498.79 $30,059.30 $179,730.58
26 $9,688.59 $31,869.50 $147,861.08
27 $7,769.38 $33,788.71 $114,072.37
28 $5,734.60 $35,823.50 $78,248.88
29 $3,577.27 $37,980.82 $40,268.06
30 $1,290.03 $40,268.06 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in White Rock Westerly, RI


1500 sqft3900 sqft
Ø selling price$404,303$860,061
Ø fast selling$367,548$774,055
Ø high price sale$441,057$946,068

In 2026, houses in White Rock Westerly, RI will be offered at an average price of $228 per square foot. A 1,500 sqft home priced at $404,303 is 22.47% more expensive per square foot than a 3,900 sqft home priced at $860,061. Home prices in White Rock Westerly, RI vary significantly depending on the property’s condition and exact location. For a quick sale, a 2,700 sqft home should be listed at around $595,427. Sellers who can wait longer may achieve a higher price of up to $727,744.


White Rock Neighborhood Guide ? Westerly, RI

Overview

White Rock is a small, historic neighborhood in Westerly, Rhode Island, known for its village feel along the Pawcatuck River.
The area blends classic New England character with convenient access to downtown Westerly and nearby Connecticut shops and services.

History and Character

With historic ties to nearby mills and riverfront industry, White Rock retains a modest streetscape of older homes, stone walls, and tree-lined roads.
Residents value the quiet, close-knit atmosphere and the walkable scale that connects homes, local churches, and informal community spaces.

Homes and Real Estate

Housing in White Rock, Westerly, RI typically includes single-family homes and multi-family options, appealing to first-time buyers and downsizers.
Buyers appreciate the neighborhood?s relative value within the coastal market, while still being minutes from beaches, parks, and cultural venues in Westerly.

Outdoor Access and Amenities

Proximity to the Pawcatuck River and area green spaces offers opportunities for scenic walks, paddling, and nature viewing.
Everyday conveniences?groceries, cafes, and services?are a short drive away, and regional rail at Westerly Station links residents to Providence and New York.

Lifestyle and Location

The neighborhood?s location near the Rhode Island?Connecticut line makes commuting and cross-border dining or shopping straightforward.
With its blend of history, affordability, and access, White Rock stands out as a peaceful Westerly enclave with strong community roots.



FAQ – Home Values in White Rock Westerly

What is the median home value in White Rock Westerly in 2026?

In 2026, the typical home value in White Rock Westerly is about $586,276 for an average home size of 2516 square feet. This corresponds to an average price of roughly $228 per square foot.

What is the average cost per square foot in White Rock Westerly?

In 2026, homes in White Rock Westerly sell for an average of around $228 per square foot, with a typical range between $216.6 and $239.4 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in White Rock?

The average home size in White Rock Westerly is about 2516 square feet, with an estimated 2026 value around $586,276.



Neighborhoods close to White Rock Westerly, RI

West Kingston West Kingston, RI255 $ / ft²
Arctic West Warwick, RI150 $ / ft²
Bernon Woonsocket, RI126 $ / ft²
Downtown Warren Warren, RI202 $ / ft²
Narragansett Pier Narragansett, RI368 $ / ft²
Kingston Village Kingston, RI201 $ / ft²
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