House Prices

Shelter Harbor Westerly, RI House Prices & Home Values 2026


Average Data

average house price$650,485
average size per house2792 ft²
average price per ft²253 $ / ft²

04/23/2026 - The value range (VR) for house prices in Shelter Harbor Westerly, RI is $240.35/ sqft to $265.65/ sqft. An average home with 2792 sqft costs approximately $727,427 to $803,998. Westerly, RI includes 1 ZIP codes and it is located in Washington county. The lowest prices are found in ZIP 02891, while the highest are in ZIP 02891. The average price per sqare feet is $253. Our analysis is based on 9 property listings.

Avergage prices by ZIP codes Shelter Harbor Westerly

02891249 $ / ft²




Historical development of home values in Shelter Harbor Westerly

Year Estimated value (USD) Change vs. 2025
2010 $302,097 -53.6%
2011 $290,415 -55.4%
2012 $289,633 -55.5%
2013 $300,459 -53.8%
2014 $315,399 -51.5%
2015 $331,586 -49.0%
2016 $348,891 -46.4%
2017 $367,722 -43.5%
2018 $388,051 -40.3%
2019 $406,045 -37.6%
2020 $427,035 -34.4%
2021 $485,707 -25.3%
2022 $566,225 -13.0%
2023 $597,110 -8.2%
2024 $631,654 -2.9%
2025 $650,485 0.0%

Graph: estimated home values in Shelter Harbor Westerly over time (USD)



Example: 100% financing house in Shelter Harbor Westerly

Loan amount: $650,485

Interest rate: 6.50%

Fixed monthly payment: $4,113.22

Breakdown in the 1st month:
Interest portion: $3,525.63  –  Principal portion: $587.59

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $42,093.51 $7,265.12 $643,219.88
2 $41,606.64 $7,751.99 $635,467.89
3 $41,087.15 $8,271.48 $627,196.41
4 $40,532.84 $8,825.79 $618,370.62
5 $39,941.38 $9,417.24 $608,953.38
6 $39,310.29 $10,048.33 $598,905.04
7 $38,636.91 $10,721.72 $588,183.33
8 $37,918.40 $11,440.22 $576,743.11
9 $37,151.75 $12,206.88 $564,536.22
10 $36,333.71 $13,024.92 $551,511.31
11 $35,460.85 $13,897.77 $537,613.53
12 $34,529.50 $14,829.12 $522,784.41
13 $33,535.74 $15,822.89 $506,961.52
14 $32,475.38 $16,883.25 $490,078.28
15 $31,343.96 $18,014.67 $472,063.61
16 $30,136.72 $19,221.91 $452,841.71
17 $28,848.58 $20,510.05 $432,331.66
18 $27,474.11 $21,884.51 $410,447.14
19 $26,007.54 $23,351.09 $387,096.05
20 $24,442.68 $24,915.95 $362,180.11
21 $22,772.96 $26,585.67 $335,594.43
22 $20,991.34 $28,367.29 $307,227.14
23 $19,090.32 $30,268.31 $276,958.84
24 $17,061.91 $32,296.72 $244,662.12
25 $14,897.57 $34,461.06 $210,201.06
26 $12,588.19 $36,770.44 $173,430.62
27 $10,124.04 $39,234.59 $134,196.04
28 $7,494.76 $41,863.87 $92,332.17
29 $4,689.29 $44,669.34 $47,662.83
30 $1,695.80 $47,662.83 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Shelter Harbor Westerly, RI


1500 sqft3900 sqft
Ø selling price$497,768$1,058,887
Ø fast selling$452,516$952,999
Ø high price sale$543,019$1,164,776

In 2026, houses in Shelter Harbor Westerly, RI will be offered at an average price of $253 per square foot. A 1,500 sqft home priced at $497,768 is 24.93% more expensive per square foot than a 3,900 sqft home priced at $1,058,887. Home prices in Shelter Harbor Westerly, RI vary significantly depending on the property’s condition and exact location. For a quick sale, a 2,700 sqft home should be listed at around $733,076. Sellers who can wait longer may achieve a higher price of up to $895,982.

FAQ – Home Values in Shelter Harbor Westerly

What is the median home value in Shelter Harbor Westerly in 2026?

In 2026, the typical home value in Shelter Harbor Westerly is about $650,485 for an average home size of 2792 square feet. This corresponds to an average price of roughly $253 per square foot.

What is the average cost per square foot in Shelter Harbor Westerly?

In 2026, homes in Shelter Harbor Westerly sell for an average of around $253 per square foot, with a typical range between $240.35 and $265.65 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in Shelter Harbor?

The average home size in Shelter Harbor Westerly is about 2792 square feet, with an estimated 2026 value around $650,485.



Neighborhoods close to Shelter Harbor Westerly, RI

West Kingston West Kingston, RI255 $ / ft²
Arctic West Warwick, RI150 $ / ft²
Bernon Woonsocket, RI126 $ / ft²
Downtown Warren Warren, RI202 $ / ft²
Narragansett Pier Narragansett, RI368 $ / ft²
Kingston Village Kingston, RI201 $ / ft²
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