House Prices

Harbour Island Narragansett, RI House Prices & Home Values 2026


Average Data

average house price$873,982
average size per house2223 ft²
average price per ft²397 $ / ft²

05/21/2026 - The value range (VR) for house prices in Harbour Island Narragansett, RI is $377.15/ sqft to $416.85/ sqft. An average home with 2223 sqft costs approximately $845,112 to $934,071. Narragansett, RI includes 1 ZIP codes and it is located in Washington county. The lowest prices are found in ZIP 02882, while the highest are in ZIP 02882. The average price per sqare feet is $397. Our analysis is based on 11 property listings.

Avergage prices by ZIP codes Harbour Island Narragansett

02882360 $ / ft²




Historical development of home values in Harbour Island Narragansett

Year Estimated value (USD) Change vs. 2025
2010 $405,893 -53.6%
2011 $390,197 -55.4%
2012 $389,147 -55.5%
2013 $403,692 -53.8%
2014 $423,765 -51.5%
2015 $445,514 -49.0%
2016 $468,764 -46.4%
2017 $494,065 -43.5%
2018 $521,380 -40.3%
2019 $545,556 -37.6%
2020 $573,758 -34.4%
2021 $652,588 -25.3%
2022 $760,771 -13.0%
2023 $802,268 -8.2%
2024 $848,681 -2.9%
2025 $873,982 0.0%

Graph: estimated home values in Harbour Island Narragansett over time (USD)



Example: 100% financing house in Harbour Island Narragansett

Loan amount: $873,982

Interest rate: 6.05%

Fixed monthly payment: $5,266.97

Breakdown in the 1st month:
Interest portion: $4,404.87  –  Principal portion: $862.10

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $52,566.79 $10,636.79 $863,345.21
2 $51,905.34 $11,298.24 $852,046.97
3 $51,202.76 $12,000.82 $840,046.15
4 $50,456.49 $12,747.09 $827,299.05
5 $49,663.81 $13,539.77 $813,759.28
6 $48,821.84 $14,381.74 $799,377.54
7 $47,927.51 $15,276.07 $784,101.47
8 $46,977.57 $16,226.01 $767,875.46
9 $45,968.56 $17,235.03 $750,640.43
10 $44,896.80 $18,306.79 $732,333.64
11 $43,758.39 $19,445.19 $712,888.45
12 $42,549.19 $20,654.39 $692,234.06
13 $41,264.80 $21,938.79 $670,295.27
14 $39,900.53 $23,303.05 $646,992.22
15 $38,451.43 $24,752.15 $622,240.07
16 $36,912.22 $26,291.36 $595,948.71
17 $35,277.29 $27,926.29 $568,022.42
18 $33,540.70 $29,662.89 $538,359.53
19 $31,696.11 $31,507.47 $506,852.06
20 $29,736.82 $33,466.76 $473,385.29
21 $27,655.69 $35,547.90 $437,837.40
22 $25,445.14 $37,758.44 $400,078.96
23 $23,097.13 $40,106.45 $359,972.51
24 $20,603.11 $42,600.47 $317,372.04
25 $17,954.00 $45,249.58 $272,122.46
26 $15,140.16 $48,063.42 $224,059.04
27 $12,151.34 $51,052.25 $173,006.79
28 $8,976.65 $54,226.93 $118,779.86
29 $5,604.55 $57,599.03 $61,180.83
30 $2,022.76 $61,180.83 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Harbour Island Narragansett, RI


1500 sqft3900 sqft
Ø selling price$726,320$1,545,080
Ø fast selling$660,291$1,390,572
Ø high price sale$792,349$1,699,588

In 2026, houses in Harbour Island Narragansett, RI will be offered at an average price of $397 per square foot. A 1,500 sqft home priced at $726,320 is 23.18% more expensive per square foot than a 3,900 sqft home priced at $1,545,080. Home prices in Harbour Island Narragansett, RI vary significantly depending on the property’s condition and exact location. For a quick sale, a 2,700 sqft home should be listed at around $1,069,671. Sellers who can wait longer may achieve a higher price of up to $1,307,375.

FAQ – Home Values in Harbour Island Narragansett

What is the median home value in Harbour Island Narragansett in 2026?

In 2026, the typical home value in Harbour Island Narragansett is about $873,982 for an average home size of 2223 square feet. This corresponds to an average price of roughly $397 per square foot.

What is the average cost per square foot in Harbour Island Narragansett?

In 2026, homes in Harbour Island Narragansett sell for an average of around $397 per square foot, with a typical range between $377.15 and $416.85 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in Harbour Island?

The average home size in Harbour Island Narragansett is about 2223 square feet, with an estimated 2026 value around $873,982.



Neighborhoods close to Harbour Island Narragansett, RI

Downtown Warren Warren, RI202 $ / ft²
Watch Hill Westerly, RI228 $ / ft²
West Kingston West Kingston, RI255 $ / ft²
Kingston Village Kingston, RI201 $ / ft²
Peace Dale Wakefield, RI208 $ / ft²
North Tiverton Tiverton, RI200 $ / ft²
  imprint  Privacy