House Prices

Shady Harbor Charlestown, RI House Prices & Home Values 2026


Average Data

average house price$1,385,484
average size per house1971 ft²
average price per ft²687 $ / ft²

04/17/2026 - The value range (VR) for house prices in Shady Harbor Charlestown, RI is $652.65/ sqft to $721.35/ sqft. An average home with 1971 sqft costs approximately $1,256,787 to $1,389,080. Charlestown, RI includes 1 ZIP codes and it is located in Washington county. The lowest prices are found in ZIP 02813, while the highest are in ZIP 02813. The average price per sqare feet is $687. Our analysis is based on 10 property listings.

Avergage prices by ZIP codes Shady Harbor Charlestown

02813674 $ / ft²




Historical development of home values in Shady Harbor Charlestown

Year Estimated value (USD) Change vs. 2025
2010 $643,444 -53.6%
2011 $618,562 -55.4%
2012 $616,896 -55.5%
2013 $639,954 -53.8%
2014 $671,776 -51.5%
2015 $706,254 -49.0%
2016 $743,111 -46.4%
2017 $783,219 -43.5%
2018 $826,520 -40.3%
2019 $864,844 -37.6%
2020 $909,553 -34.4%
2021 $1,034,518 -25.3%
2022 $1,206,016 -13.0%
2023 $1,271,800 -8.2%
2024 $1,345,375 -2.9%
2025 $1,385,484 0.0%

Graph: estimated home values in Shady Harbor Charlestown over time (USD)



Example: 100% financing house in Shady Harbor Charlestown

Loan amount: $1,385,484

Interest rate: 5.86%

Fixed monthly payment: $8,184.15

Breakdown in the 1st month:
Interest portion: $6,768.09  –  Principal portion: $1,416.06

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $80,753.00 $17,456.84 $1,368,027.16
2 $79,701.74 $18,508.10 $1,349,519.06
3 $78,587.16 $19,622.68 $1,329,896.38
4 $77,405.47 $20,804.37 $1,309,092.00
5 $76,152.61 $22,057.23 $1,287,034.77
6 $74,824.30 $23,385.54 $1,263,649.23
7 $73,416.00 $24,793.84 $1,238,855.39
8 $71,922.90 $26,286.95 $1,212,568.45
9 $70,339.87 $27,869.97 $1,184,698.48
10 $68,661.52 $29,548.32 $1,155,150.15
11 $66,882.09 $31,327.75 $1,123,822.40
12 $64,995.50 $33,214.34 $1,090,608.07
13 $62,995.31 $35,214.53 $1,055,393.54
14 $60,874.66 $37,335.18 $1,018,058.35
15 $58,626.30 $39,583.54 $978,474.81
16 $56,242.54 $41,967.30 $936,507.51
17 $53,715.23 $44,494.61 $892,012.90
18 $51,035.73 $47,174.11 $844,838.79
19 $48,194.86 $50,014.98 $794,823.81
20 $45,182.91 $53,026.93 $741,796.88
21 $41,989.58 $56,220.26 $685,576.62
22 $38,603.95 $59,605.89 $625,970.73
23 $35,014.43 $63,195.41 $562,775.32
24 $31,208.74 $67,001.10 $495,774.22
25 $27,173.88 $71,035.96 $424,738.26
26 $22,896.03 $75,313.81 $349,424.44
27 $18,360.56 $79,849.28 $269,575.16
28 $13,551.96 $84,657.88 $184,917.29
29 $8,453.79 $89,756.05 $95,161.24
30 $3,048.60 $95,161.24 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Shady Harbor Charlestown, RI


1500 sqft3900 sqft
Ø selling price$1,218,227$2,591,500
Ø fast selling$1,107,479$2,332,350
Ø high price sale$1,328,975$2,850,650

In 2026, houses in Shady Harbor Charlestown, RI will be offered at an average price of $687 per square foot. A 1,500 sqft home priced at $1,218,227 is 22.47% more expensive per square foot than a 3,900 sqft home priced at $2,591,500. Home prices in Shady Harbor Charlestown, RI vary significantly depending on the property’s condition and exact location. For a quick sale, a 2,700 sqft home should be listed at around $1,794,115. Sellers who can wait longer may achieve a higher price of up to $2,192,808.


Shady Harbor, Charlestown RI Neighborhood Guide

Coastal Setting and Lifestyle

Shady Harbor is a serene coastal neighborhood in Charlestown, Rhode Island, framed by salt ponds and nearby Atlantic beaches.
This waterfront-friendly location attracts boaters, kayakers, and beachgoers seeking classic New England charm. Tree-lined lanes and understated homes create a relaxed, private feel.

Outdoor Recreation and Access

Residents enjoy easy access to nearby Charlestown Beach, Blue Shutters Town Beach, and the calm waters of local salt ponds for paddling and fishing.
Nature lovers appreciate proximity to Ninigret National Wildlife Refuge and excellent birding along the coastal lagoons. Summer sunsets over the pond and breezy walks make everyday living feel like a vacation.

Community, Convenience, and Real Estate

The Shady Harbor community balances seasonal energy with a friendly, year-round neighborhood spirit.
Quiet streets, low-key gatherings, and community events foster connection while preserving privacy. Homes in Shady Harbor, Charlestown RI range from classic cottages to updated coastal retreats, appealing to both full-time residents and second-home buyers. Convenient access to Route 1 places Newport, Westerly, and Mystic within easy reach for dining, shopping, and entertainment.



FAQ – Home Values in Shady Harbor Charlestown

What is the median home value in Shady Harbor Charlestown in 2026?

In 2026, the typical home value in Shady Harbor Charlestown is about $1,385,484 for an average home size of 1971 square feet. This corresponds to an average price of roughly $687 per square foot.

What is the average cost per square foot in Shady Harbor Charlestown?

In 2026, homes in Shady Harbor Charlestown sell for an average of around $687 per square foot, with a typical range between $652.65 and $721.35 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in Shady Harbor?

The average home size in Shady Harbor Charlestown is about 1971 square feet, with an estimated 2026 value around $1,385,484.



Neighborhoods close to Shady Harbor Charlestown, RI

Chepachet Village Chepachet, RI190 $ / ft²
Anthony Coventry, RI187 $ / ft²
Nooseneck West Greenwich, RI147 $ / ft²
Downtown Bristol Bristol, RI313 $ / ft²
Old Harbor Block Island, RI869 $ / ft²
Nayatt Barrington, RI188 $ / ft²
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