House Prices

House Prices & Home Values Jay, OK 2026


Average Data

average house price$447,800
average size per house2289 ft²
average price per ft²196 $ / ft²

04/16/2026 - The value range (VR) for house prices in Jay, OK is $238/ sqft to $238/ sqft. An average home with 2289 sqft costs approximately $544,782 to $544,782. Jay, OK includes 1 ZIP codes and it is located in Delaware county. The lowest prices are found in ZIP 74346, while the highest are in ZIP 74346. The average price per sqare feet is $196. Our analysis is based on 11 property listings.

Avergage prices by ZIP codes Jay

74346223 $ / ft²




Historical development of home values in Jay

Year Estimated value (USD) Change vs. 2025
2010 $207,966 -53.6%
2011 $199,924 -55.4%
2012 $199,386 -55.5%
2013 $206,839 -53.8%
2014 $217,124 -51.5%
2015 $228,267 -49.0%
2016 $240,180 -46.4%
2017 $253,143 -43.5%
2018 $267,138 -40.3%
2019 $279,525 -37.6%
2020 $293,975 -34.4%
2021 $334,365 -25.3%
2022 $389,794 -13.0%
2023 $411,056 -8.2%
2024 $434,837 -2.9%
2025 $447,800 0.0%

Graph: estimated home values in Jay over time (USD)



Example: 100% financing house in Jay

Loan amount: $447,800

Interest rate: 6.00%

Fixed monthly payment: $2,684.79

Breakdown in the 1st month:
Interest portion: $2,239.00  –  Principal portion: $445.79

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $26,718.41 $5,499.04 $442,300.96
2 $26,379.24 $5,838.20 $436,462.76
3 $26,019.15 $6,198.29 $430,264.47
4 $25,636.86 $6,580.59 $423,683.88
5 $25,230.98 $6,986.47 $416,697.41
6 $24,800.07 $7,417.38 $409,280.03
7 $24,342.58 $7,874.86 $401,405.17
8 $23,856.88 $8,360.57 $393,044.60
9 $23,341.22 $8,876.23 $384,168.37
10 $22,793.75 $9,423.70 $374,744.68
11 $22,212.52 $10,004.93 $364,739.75
12 $21,595.44 $10,622.01 $354,117.74
13 $20,940.29 $11,277.15 $342,840.58
14 $20,244.74 $11,972.70 $330,867.88
15 $19,506.29 $12,711.15 $318,156.73
16 $18,722.30 $13,495.15 $304,661.58
17 $17,889.95 $14,327.50 $290,334.07
18 $17,006.26 $15,211.19 $275,122.88
19 $16,068.06 $16,149.38 $258,973.50
20 $15,072.01 $17,145.44 $241,828.06
21 $14,014.51 $18,202.94 $223,625.12
22 $12,891.79 $19,325.65 $204,299.47
23 $11,699.83 $20,517.62 $183,781.86
24 $10,434.35 $21,783.10 $161,998.76
25 $9,090.82 $23,126.63 $138,872.13
26 $7,664.42 $24,553.03 $114,319.09
27 $6,150.04 $26,067.41 $88,251.69
28 $4,542.26 $27,675.19 $60,576.50
29 $2,835.31 $29,382.13 $31,194.36
30 $1,023.09 $31,194.36 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Jay, OK


1500 sqft3900 sqft
Ø selling price$355,740$756,757
Ø fast selling$323,400$681,081
Ø high price sale$388,081$832,432

In 2026, houses in Jay, OK will be offered at an average price of $196 per square foot. A 1,500 sqft home priced at $355,740 is 21.46% more expensive per square foot than a 3,900 sqft home priced at $756,757. Home prices in Jay, OK vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $523,909. Sellers who can wait longer may achieve a higher price of up to $640,332.


Explore Jay, Oklahoma

Location & Community

Nestled in Delaware County, Jay, OK is a welcoming small town and the county seat in northeastern Oklahoma. This community sits near the scenic shores of Grand Lake O' the Cherokees, offering easy access to water and woodland adventures. With a friendly Main Street and local services, Jay, Oklahoma blends rural charm with everyday convenience for residents and visitors.

Outdoor Recreation & Attractions

Outdoor enthusiasts enjoy boating, fishing, and kayaking, while nearby trails invite hiking, birding, and photography year-round. Anglers prize the area for bass, crappie, and catfish, making things to do in Jay, OK naturally revolve around the lake.
Family-friendly parks, picnic areas, and scenic drives along US-59 and nearby byways round out a relaxing getaway.

Local Events & Culture

Jay?s signature Huckleberry Festival highlights local flavors with parades, music, crafts, and community fun each summer. Cultural ties to the Cherokee Nation enrich the town?s heritage, reflected in regional arts, history, and storytelling.

Travel Planning & Essentials

Travelers will find cozy cabins, mom-and-pop restaurants, fuel stations, and essential shops that make trip planning simple. Whether you?re seeking a weekend escape or scouting real estate in Jay, Oklahoma, this gateway to Grand Lake promises laid-back, authentic Oklahoma experiences.



FAQ – Home Values in Jay

What is the median home value in Jay in 2026?

In 2026, the typical home value in Jay is about $447,800 for an average home size of 2289 square feet. This corresponds to an average price of roughly $196 per square foot.

What is the average cost per square foot in Jay?

In 2026, homes in Jay sell for an average of around $196 per square foot, with a typical range between $238 and $238 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Jay is about 2289 square feet, with an estimated 2026 value around $447,800.



Locations close to Jay, OK

Kansas, OK408 $ / ft²
Ketchum, OK108 $ / ft²
Langley, OK226 $ / ft²
Grove, OK339 $ / ft²
Fairland, OK158 $ / ft²
Eucha, OK101 $ / ft²
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