House Prices

House Prices & Home Values Elgin, OH 2026


Average Data

average house price$159,713
average size per house1594 ft²
average price per ft²101 $ / ft²

04/22/2026 - The value range (VR) for house prices in Elgin, OH is $97/ sqft to $97/ sqft. An average home with 1594 sqft costs approximately $154,618 to $154,618. Elgin, OH includes 1 ZIP codes and it is located in Van Wert county. The lowest prices are found in ZIP 45838, while the highest are in ZIP 45838. The average price per sqare feet is $101. Our analysis is based on 24 property listings.

Avergage prices by ZIP codes Elgin

4583895 $ / ft²




Historical development of home values in Elgin

Year Estimated value (USD) Change vs. 2025
2010 $74,174 -53.6%
2011 $71,305 -55.4%
2012 $71,113 -55.5%
2013 $73,771 -53.8%
2014 $77,440 -51.5%
2015 $81,414 -49.0%
2016 $85,663 -46.4%
2017 $90,286 -43.5%
2018 $95,278 -40.3%
2019 $99,696 -37.6%
2020 $104,850 -34.4%
2021 $119,255 -25.3%
2022 $139,025 -13.0%
2023 $146,608 -8.2%
2024 $155,089 -2.9%
2025 $159,713 0.0%

Graph: estimated home values in Elgin over time (USD)



Example: 100% financing house in Elgin

Loan amount: $159,713

Interest rate: 6.00%

Fixed monthly payment: $957.56

Breakdown in the 1st month:
Interest portion: $798.57  –  Principal portion: $159.00

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $9,529.43 $1,961.29 $157,751.71
2 $9,408.46 $2,082.26 $155,669.44
3 $9,280.03 $2,210.69 $153,458.75
4 $9,143.68 $2,347.04 $151,111.71
5 $8,998.92 $2,491.80 $148,619.90
6 $8,845.23 $2,645.49 $145,974.41
7 $8,682.06 $2,808.66 $143,165.75
8 $8,508.83 $2,981.89 $140,183.86
9 $8,324.91 $3,165.81 $137,018.05
10 $8,129.65 $3,361.07 $133,656.98
11 $7,922.35 $3,568.37 $130,088.61
12 $7,702.26 $3,788.46 $126,300.15
13 $7,468.60 $4,022.13 $122,278.02
14 $7,220.52 $4,270.20 $118,007.82
15 $6,957.14 $4,533.58 $113,474.24
16 $6,677.52 $4,813.20 $108,661.04
17 $6,380.65 $5,110.07 $103,550.97
18 $6,065.48 $5,425.25 $98,125.73
19 $5,730.86 $5,759.86 $92,365.87
20 $5,375.60 $6,115.12 $86,250.75
21 $4,998.44 $6,492.29 $79,758.46
22 $4,598.01 $6,892.72 $72,865.75
23 $4,172.88 $7,317.84 $65,547.90
24 $3,721.53 $7,769.19 $57,778.71
25 $3,242.34 $8,248.38 $49,530.33
26 $2,733.60 $8,757.12 $40,773.21
27 $2,193.48 $9,297.24 $31,475.97
28 $1,620.05 $9,870.67 $21,605.30
29 $1,011.25 $10,479.48 $11,125.83
30 $364.90 $11,125.83 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Elgin, OH


1500 sqft3900 sqft
Ø selling price$183,316$389,962
Ø fast selling$166,650$350,965
Ø high price sale$199,981$428,958

In 2026, houses in Elgin, OH will be offered at an average price of $101 per square foot. A 1,500 sqft home priced at $183,316 is 22.40% more expensive per square foot than a 3,900 sqft home priced at $389,962. Home prices in Elgin, OH vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $269,973. Sellers who can wait longer may achieve a higher price of up to $329,967.


Guide to Elgin, Ohio

Overview

Welcome to Elgin, Ohio, a small village in northwest Ohio known for its quiet rural character and friendly Midwestern spirit.
Located in Van Wert County, Elgin, OH offers open skies, farm fields, and a peaceful pace within easy reach of larger towns and services.

Lifestyle & Community

Residents enjoy a close-knit community, local gatherings, and the simplicity that makes living in Elgin, Ohio both affordable and relaxed.
Outdoor enthusiasts appreciate country roads for biking and scenic drives, while nearby parks and nature areas provide space to unwind.

Things to Do & Nearby Attractions

While the village is small, there are convenient dining, shopping, and entertainment options in neighboring communities, giving you the best of quiet nights and accessible amenities.
From seasonal festivals and county fairs to farm markets and youth sports, there are family-friendly things to do in Elgin and Van Wert County throughout the year.

Housing & Economy

Home seekers will find modest single-family homes, larger lots, and value-driven real estate in Elgin, OH compared to bigger cities.
The local economy centers on agriculture, small businesses, and commuting routes that connect residents to regional employers via nearby highways.

Travel & Practical Info

Visiting Elgin is simple by car, and travelers often pair a stop here with trips to Van Wert, Lima, or other northwest Ohio destinations.
Whether you?re planning a move or a short visit, Elgin, Ohio delivers small-town charm, practical conveniences, and authentic rural Ohio appeal.



FAQ – Home Values in Elgin

What is the median home value in Elgin in 2026?

In 2026, the typical home value in Elgin is about $159,713 for an average home size of 1594 square feet. This corresponds to an average price of roughly $101 per square foot.

What is the average cost per square foot in Elgin?

In 2026, homes in Elgin sell for an average of around $101 per square foot, with a typical range between $97 and $97 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Elgin is about 1594 square feet, with an estimated 2026 value around $159,713.



Locations close to Elgin, OH

Findlay, OH153 $ / ft²
Jenera, OH53 $ / ft²
Forest, OH59 $ / ft²
Dunkirk, OH72 $ / ft²
Dola, OH92 $ / ft²
Delphos, OH100 $ / ft²
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