House Prices

House Prices & Home Values Troy, OH 2026


Average Data

average house price$238,034
average size per house1903 ft²
average price per ft²126 $ / ft²

05/20/2026 - The value range (VR) for house prices in Troy, OH is $126/ sqft to $126/ sqft. An average home with 1903 sqft costs approximately $239,778 to $239,778. Troy, OH includes 1 ZIP codes and it is located in Miami county. The lowest prices are found in ZIP 45373, while the highest are in ZIP 45373. The average price per sqare feet is $126. Our analysis is based on 9 property listings.

Avergage prices by ZIP codes Troy

45373137 $ / ft²




Historical development of home values in Troy

Year Estimated value (USD) Change vs. 2025
2010 $110,547 -53.6%
2011 $106,272 -55.4%
2012 $105,986 -55.5%
2013 $109,948 -53.8%
2014 $115,415 -51.5%
2015 $121,338 -49.0%
2016 $127,671 -46.4%
2017 $134,562 -43.5%
2018 $142,001 -40.3%
2019 $148,585 -37.6%
2020 $156,266 -34.4%
2021 $177,736 -25.3%
2022 $207,200 -13.0%
2023 $218,502 -8.2%
2024 $231,143 -2.9%
2025 $238,034 0.0%

Graph: estimated home values in Troy over time (USD)



Example: 100% financing house in Troy

Loan amount: $238,034

Interest rate: 6.00%

Fixed monthly payment: $1,427.13

Breakdown in the 1st month:
Interest portion: $1,190.17  –  Principal portion: $236.96

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $14,202.52 $2,923.09 $235,110.91
2 $14,022.23 $3,103.37 $232,007.54
3 $13,830.82 $3,294.78 $228,712.76
4 $13,627.61 $3,498.00 $225,214.76
5 $13,411.86 $3,713.75 $221,501.01
6 $13,182.80 $3,942.80 $217,558.20
7 $12,939.62 $4,185.99 $213,372.22
8 $12,681.44 $4,444.17 $208,928.05
9 $12,407.33 $4,718.28 $204,209.77
10 $12,116.32 $5,009.29 $199,200.48
11 $11,807.36 $5,318.25 $193,882.23
12 $11,479.34 $5,646.27 $188,235.96
13 $11,131.09 $5,994.52 $182,241.44
14 $10,761.36 $6,364.25 $175,877.19
15 $10,368.83 $6,756.78 $169,120.41
16 $9,952.08 $7,173.53 $161,946.88
17 $9,509.64 $7,615.97 $154,330.91
18 $9,039.90 $8,085.71 $146,245.20
19 $8,541.19 $8,584.42 $137,660.78
20 $8,011.72 $9,113.89 $128,546.90
21 $7,449.60 $9,676.01 $118,870.89
22 $6,852.80 $10,272.81 $108,598.08
23 $6,219.20 $10,906.41 $97,691.67
24 $5,546.52 $11,579.09 $86,112.58
25 $4,832.34 $12,293.27 $73,819.31
26 $4,074.12 $13,051.49 $60,767.82
27 $3,269.13 $13,856.48 $46,911.35
28 $2,414.50 $14,711.11 $32,200.24
29 $1,507.15 $15,618.46 $16,581.77
30 $543.84 $16,581.77 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Troy, OH


1500 sqft3900 sqft
Ø selling price$228,691$486,487
Ø fast selling$207,901$437,838
Ø high price sale$249,481$535,135

In 2026, houses in Troy, OH will be offered at an average price of $126 per square foot. A 1,500 sqft home priced at $228,691 is 24.89% more expensive per square foot than a 3,900 sqft home priced at $486,487. Home prices in Troy, OH vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $336,798. Sellers who can wait longer may achieve a higher price of up to $411,643.


Discover Troy, Ohio

Location & Lifestyle

Located along the Great Miami River, Troy, Ohio blends small-town charm with modern convenience. As the seat of Miami County, the city offers a vibrant downtown Troy and accessible amenities. Residents appreciate quick commutes to Dayton and a welcoming, community-driven atmosphere.

Attractions & Events

Historic landmarks like the Miami County Courthouse and the Overfield Tavern Museum anchor downtown Troy. The annual Troy Strawberry Festival fills the riverfront with food, crafts, and live entertainment.
Outdoor lovers explore the Great Miami Riverway and miles of paved bike trails at nearby parks. Unique shops, farm-to-table dining, and public art create a walkable, photogenic city core with plenty of things to do in Troy, Ohio.

Economy, Education & Living

Troy?s economy thrives on advanced manufacturing, logistics, and small businesses that support regional growth. Families value strong Troy City Schools and access to higher education in the Dayton area. Whether relocating or visiting, you will find friendly neighborhoods, diverse housing, and year-round recreation.



FAQ – Home Values in Troy

What is the median home value in Troy in 2026?

In 2026, the typical home value in Troy is about $238,034 for an average home size of 1903 square feet. This corresponds to an average price of roughly $126 per square foot.

What is the average cost per square foot in Troy?

In 2026, homes in Troy sell for an average of around $126 per square foot, with a typical range between $126 and $126 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Troy is about 1903 square feet, with an estimated 2026 value around $238,034.



Locations close to Troy, OH

Vandalia, OH94 $ / ft²
Verona, OH70 $ / ft²
Versailles, OH127 $ / ft²
Tremont City, OH102 $ / ft²
Tipp City, OH159 $ / ft²
Spring Valley, OH117 $ / ft²
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