House Prices

House Prices & Home Values Coldwater, OH 2026


Average Data

average house price$135,313
average size per house1753 ft²
average price per ft²78 $ / ft²

04/22/2026 - The value range (VR) for house prices in Coldwater, OH is $75/ sqft to $75/ sqft. An average home with 1753 sqft costs approximately $131,475 to $131,475. Coldwater, OH includes 1 ZIP codes and it is located in Mercer county. The lowest prices are found in ZIP 45828, while the highest are in ZIP 45828. The average price per sqare feet is $78. Our analysis is based on 8 property listings.

Avergage prices by ZIP codes Coldwater

4582879 $ / ft²




Historical development of home values in Coldwater

Year Estimated value (USD) Change vs. 2025
2010 $62,842 -53.6%
2011 $60,412 -55.4%
2012 $60,249 -55.5%
2013 $62,501 -53.8%
2014 $65,609 -51.5%
2015 $68,976 -49.0%
2016 $72,576 -46.4%
2017 $76,493 -43.5%
2018 $80,722 -40.3%
2019 $84,465 -37.6%
2020 $88,831 -34.4%
2021 $101,036 -25.3%
2022 $117,785 -13.0%
2023 $124,210 -8.2%
2024 $131,396 -2.9%
2025 $135,313 0.0%

Graph: estimated home values in Coldwater over time (USD)



Example: 100% financing house in Coldwater

Loan amount: $135,313

Interest rate: 6.00%

Fixed monthly payment: $811.27

Breakdown in the 1st month:
Interest portion: $676.57  –  Principal portion: $134.70

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $8,073.58 $1,661.66 $133,651.34
2 $7,971.09 $1,764.15 $131,887.19
3 $7,862.28 $1,872.96 $130,014.24
4 $7,746.76 $1,988.48 $128,025.76
5 $7,624.12 $2,111.12 $125,914.64
6 $7,493.91 $2,241.33 $123,673.31
7 $7,355.67 $2,379.57 $121,293.74
8 $7,208.90 $2,526.34 $118,767.41
9 $7,053.08 $2,682.16 $116,085.25
10 $6,887.65 $2,847.59 $113,237.67
11 $6,712.02 $3,023.22 $110,214.45
12 $6,525.55 $3,209.68 $107,004.76
13 $6,327.59 $3,407.65 $103,597.11
14 $6,117.41 $3,617.83 $99,979.29
15 $5,894.27 $3,840.97 $96,138.32
16 $5,657.37 $4,077.87 $92,060.46
17 $5,405.86 $4,329.38 $87,731.07
18 $5,138.83 $4,596.41 $83,134.66
19 $4,855.33 $4,879.91 $78,254.76
20 $4,554.35 $5,180.89 $73,073.87
21 $4,234.80 $5,500.43 $67,573.44
22 $3,895.55 $5,839.69 $61,733.75
23 $3,535.37 $6,199.87 $55,533.89
24 $3,152.98 $6,582.26 $48,951.63
25 $2,747.00 $6,988.24 $41,963.39
26 $2,315.98 $7,419.26 $34,544.13
27 $1,858.37 $7,876.86 $26,667.26
28 $1,372.55 $8,362.69 $18,304.57
29 $856.75 $8,878.48 $9,426.09
30 $309.15 $9,426.09 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Coldwater, OH


1500 sqft3900 sqft
Ø selling price$141,571$301,158
Ø fast selling$128,701$271,043
Ø high price sale$154,440$331,274

In 2026, houses in Coldwater, OH will be offered at an average price of $78 per square foot. A 1,500 sqft home priced at $141,571 is 24.10% more expensive per square foot than a 3,900 sqft home priced at $301,158. Home prices in Coldwater, OH vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $208,495. Sellers who can wait longer may achieve a higher price of up to $254,827.

FAQ – Home Values in Coldwater

What is the median home value in Coldwater in 2026?

In 2026, the typical home value in Coldwater is about $135,313 for an average home size of 1753 square feet. This corresponds to an average price of roughly $78 per square foot.

What is the average cost per square foot in Coldwater?

In 2026, homes in Coldwater sell for an average of around $78 per square foot, with a typical range between $75 and $75 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Coldwater is about 1753 square feet, with an estimated 2026 value around $135,313.



Locations close to Coldwater, OH

Columbus Grove, OH87 $ / ft²
Continental, OH104 $ / ft²
Convoy, OH124 $ / ft²
Cloverdale, OH180 $ / ft²
Chickasaw, OH184 $ / ft²
Celina, OH80 $ / ft²
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