House Prices

House Prices & Home Values Waterloo, OH 2026


Average Data

average house price$162,000
average size per house1397 ft²
average price per ft²117 $ / ft²

04/17/2026 - The value range (VR) for house prices in Waterloo, OH is $116/ sqft to $116/ sqft. An average home with 1397 sqft costs approximately $162,052 to $162,052. Waterloo, OH includes 1 ZIP codes and it is located in Lawrence county. The lowest prices are found in ZIP 45688, while the highest are in ZIP 45688. The average price per sqare feet is $117. Our analysis is based on 2 property listings.

Avergage prices by ZIP codes Waterloo

45688125 $ / ft²




Historical development of home values in Waterloo

Year Estimated value (USD) Change vs. 2025
2010 $75,236 -53.6%
2011 $72,326 -55.4%
2012 $72,132 -55.5%
2013 $74,828 -53.8%
2014 $78,548 -51.5%
2015 $82,580 -49.0%
2016 $86,889 -46.4%
2017 $91,579 -43.5%
2018 $96,642 -40.3%
2019 $101,123 -37.6%
2020 $106,351 -34.4%
2021 $120,963 -25.3%
2022 $141,015 -13.0%
2023 $148,707 -8.2%
2024 $157,310 -2.9%
2025 $162,000 0.0%

Graph: estimated home values in Waterloo over time (USD)



Example: 100% financing house in Waterloo

Loan amount: $162,000

Interest rate: 6.00%

Fixed monthly payment: $971.27

Breakdown in the 1st month:
Interest portion: $810.00  –  Principal portion: $161.27

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $9,665.88 $1,989.38 $160,010.62
2 $9,543.18 $2,112.08 $157,898.54
3 $9,412.91 $2,242.35 $155,656.19
4 $9,274.61 $2,380.65 $153,275.54
5 $9,127.78 $2,527.48 $150,748.06
6 $8,971.89 $2,683.37 $148,064.68
7 $8,806.38 $2,848.88 $145,215.81
8 $8,630.67 $3,024.59 $142,191.21
9 $8,444.12 $3,211.14 $138,980.07
10 $8,246.06 $3,409.20 $135,570.87
11 $8,035.79 $3,619.47 $131,951.40
12 $7,812.55 $3,842.71 $128,108.69
13 $7,575.54 $4,079.72 $124,028.97
14 $7,323.91 $4,331.35 $119,697.62
15 $7,056.77 $4,598.50 $115,099.13
16 $6,773.14 $4,882.12 $110,217.01
17 $6,472.02 $5,183.24 $105,033.77
18 $6,152.33 $5,502.93 $99,530.83
19 $5,812.92 $5,842.34 $93,688.49
20 $5,452.58 $6,202.68 $87,485.81
21 $5,070.01 $6,585.25 $80,900.56
22 $4,663.85 $6,991.42 $73,909.14
23 $4,232.63 $7,422.63 $66,486.51
24 $3,774.82 $7,880.44 $58,606.07
25 $3,288.77 $8,366.49 $50,239.58
26 $2,772.75 $8,882.52 $41,357.06
27 $2,224.89 $9,430.37 $31,926.69
28 $1,643.25 $10,012.02 $21,914.68
29 $1,025.73 $10,629.54 $11,285.14
30 $370.12 $11,285.14 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Waterloo, OH


1500 sqft3900 sqft
Ø selling price$212,356$451,738
Ø fast selling$193,051$406,564
Ø high price sale$231,661$496,911

In 2026, houses in Waterloo, OH will be offered at an average price of $117 per square foot. A 1,500 sqft home priced at $212,356 is 24.77% more expensive per square foot than a 3,900 sqft home priced at $451,738. Home prices in Waterloo, OH vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $312,741. Sellers who can wait longer may achieve a higher price of up to $382,240.


Waterloo, Ohio: Small-Town Gateway in Lawrence County

Overview and Location

Waterloo, Ohio is a small unincorporated community in Lawrence County along State Route 141.
Surrounded by rolling hills and hardwood forests, the area offers quick access to the Ironton Ranger District of the Wayne National Forest.

Outdoor Recreation

Visitors come for hiking, birding, paddling, and creekside scenery on nearby trails and backroads.
Popular outdoor destinations include the Lake Vesuvius Recreation Area, Dean State Forest, and the Hanging Rock OHV trail systems.

History and Culture

Waterloo is known for the legendary Waterloo Wonders, a 1930s high school basketball team that captured Ohio state titles with dazzling teamwork.
Local heritage signs, township halls, and small churches reflect Appalachian roots and a tradition of community gatherings.

Travel and Services

The community sits within a scenic drive of Ironton, Gallipolis, and Ashland, Kentucky, making it a quiet base for regional exploration.
Travelers will find country stores, trailheads, and campgrounds scattered around the countryside, with more dining and lodging in nearby towns.

Living in Waterloo

Affordable land, forested acreage, and a slower pace appeal to buyers seeking rural real estate in southeastern Ohio.
With friendly neighbors and abundant nature, Waterloo, OH blends small-town character with easy outdoor adventure.



FAQ – Home Values in Waterloo

What is the median home value in Waterloo in 2026?

In 2026, the typical home value in Waterloo is about $162,000 for an average home size of 1397 square feet. This corresponds to an average price of roughly $117 per square foot.

What is the average cost per square foot in Waterloo?

In 2026, homes in Waterloo sell for an average of around $117 per square foot, with a typical range between $116 and $116 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Waterloo is about 1397 square feet, with an estimated 2026 value around $162,000.



Locations close to Waterloo, OH

Waverly, OH113 $ / ft²
Wellston, OH177 $ / ft²
West Union, OH92 $ / ft²
Vinton, OH93 $ / ft²
Thurman, OH124 $ / ft²
Stout, OH120 $ / ft²
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