House Prices

House Prices & Home Values Cross River, NY 2026


Average Data

average house price$872,800
average size per house3447 ft²
average price per ft²254 $ / ft²

04/05/2026 - The value range (VR) for house prices in Cross River, NY is $276/ sqft to $276/ sqft. An average home with 3447 sqft costs approximately $951,372 to $951,372. Cross River, NY includes 1 ZIP codes and it is located in Westchester county. The lowest prices are found in ZIP 10518, while the highest are in ZIP 10518. The average price per sqare feet is $254. Our analysis is based on 5 property listings.

Avergage prices by ZIP codes Cross River

10518261 $ / ft²




Historical development of home values in Cross River

Year Estimated value (USD) Change vs. 2025
2010 $405,344 -53.6%
2011 $389,669 -55.4%
2012 $388,620 -55.5%
2013 $403,146 -53.8%
2014 $423,192 -51.5%
2015 $444,912 -49.0%
2016 $468,130 -46.4%
2017 $493,397 -43.5%
2018 $520,675 -40.3%
2019 $544,818 -37.6%
2020 $572,982 -34.4%
2021 $651,705 -25.3%
2022 $759,742 -13.0%
2023 $801,183 -8.2%
2024 $847,533 -2.9%
2025 $872,800 0.0%

Graph: estimated home values in Cross River over time (USD)



Example: 100% financing house in Cross River

Loan amount: $872,800

Interest rate: 6.00%

Fixed monthly payment: $5,232.88

Breakdown in the 1st month:
Interest portion: $4,364.00  –  Principal portion: $868.88

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $52,076.44 $10,718.09 $862,081.91
2 $51,415.37 $11,379.15 $850,702.76
3 $50,713.53 $12,081.00 $838,621.76
4 $49,968.40 $12,826.13 $825,795.64
5 $49,177.31 $13,617.21 $812,178.43
6 $48,337.43 $14,457.09 $797,721.33
7 $47,445.75 $15,348.77 $782,372.56
8 $46,499.07 $16,295.45 $766,077.11
9 $45,494.00 $17,300.52 $748,776.59
10 $44,426.94 $18,367.58 $730,409.01
11 $43,294.07 $19,500.45 $710,908.56
12 $42,091.33 $20,703.20 $690,205.36
13 $40,814.40 $21,980.12 $668,225.24
14 $39,458.71 $23,335.81 $644,889.43
15 $38,019.41 $24,775.11 $620,114.31
16 $36,491.34 $26,303.19 $593,811.13
17 $34,869.01 $27,925.51 $565,885.62
18 $33,146.63 $29,647.89 $536,237.72
19 $31,318.01 $31,476.51 $504,761.21
20 $29,376.61 $33,417.91 $471,343.30
21 $27,315.47 $35,479.06 $435,864.24
22 $25,127.20 $37,667.33 $398,196.92
23 $22,803.96 $39,990.57 $358,206.35
24 $20,337.43 $42,457.10 $315,749.25
25 $17,718.77 $45,075.76 $270,673.50
26 $14,938.59 $47,855.93 $222,817.56
27 $11,986.94 $50,807.58 $172,009.98
28 $8,853.24 $53,941.28 $118,068.70
29 $5,526.26 $57,268.26 $60,800.44
30 $1,994.08 $60,800.44 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Cross River, NY


1500 sqft3900 sqft
Ø selling price$461,011$980,695
Ø fast selling$419,101$882,625
Ø high price sale$502,921$1,078,764

In 2026, houses in Cross River, NY will be offered at an average price of $254 per square foot. A 1,500 sqft home priced at $461,011 is 21.69% more expensive per square foot than a 3,900 sqft home priced at $980,695. Home prices in Cross River, NY vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $678,942. Sellers who can wait longer may achieve a higher price of up to $829,819.


Cross River, NY: A Local Guide

Location and Lifestyle

Cross River, NY is a scenic hamlet in the Town of Lewisboro in northern Westchester County.
Known for its rolling hills and proximity to the Cross River Reservoir, the area offers a peaceful, nature-forward lifestyle.
Residents enjoy quick access to Ward Pound Ridge Reservation for hiking, horseback riding, and year-round outdoor recreation.

Schools and Community

Families are drawn to Cross River, NY for the well-regarded Katonah?Lewisboro School District, including John Jay High School located nearby.
The hamlet?s small-town feel shines through community events, local farms, and weekend sports on well-kept fields.
Dining and shopping hubs around Route 35 provide artisanal markets, coffee spots, and services that make daily living convenient.

Housing and Access

Real estate in Cross River, NY ranges from classic colonials and country cottages to modern homes on wooded lots.
Buyers appreciate larger yards, privacy, and strong resale value tied to schools and open space.
Commuters benefit from nearby Katonah and Golden?s Bridge Metro-North stations, plus easy drives to I?684 and the Saw Mill Parkway.
Whether you?re relocating or planning a weekend escape, Cross River, New York offers a balanced blend of nature, convenience, and community charm.



FAQ – Home Values in Cross River

What is the median home value in Cross River in 2026?

In 2026, the typical home value in Cross River is about $872,800 for an average home size of 3447 square feet. This corresponds to an average price of roughly $254 per square foot.

What is the average cost per square foot in Cross River?

In 2026, homes in Cross River sell for an average of around $254 per square foot, with a typical range between $276 and $276 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Cross River is about 3447 square feet, with an estimated 2026 value around $872,800.



Locations close to Cross River, NY

Croton Falls, NY379 $ / ft²
Croton On Hudson, NY336 $ / ft²
Dobbs Ferry, NY331 $ / ft²
Crompond, NY226 $ / ft²
Cold Spring, NY486 $ / ft²
Chappaqua, NY279 $ / ft²
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