House Prices

House Prices & Home Values Silver Bay, NY 2026


Average Data

average house price$2,038,000
average size per house3272 ft²
average price per ft²623 $ / ft²

06/19/2026 - The value range (VR) for house prices in Silver Bay, NY is $623/ sqft to $623/ sqft. An average home with 3272 sqft costs approximately $2,038,456 to $2,038,456. Silver Bay, NY includes 1 ZIP codes and it is located in Warren county. The lowest prices are found in ZIP 12874, while the highest are in ZIP 12874. The average price per sqare feet is $623. Our analysis is based on 3 property listings.

Avergage prices by ZIP codes Silver Bay

12874600 $ / ft²




Historical development of home values in Silver Bay

Year Estimated value (USD) Change vs. 2025
2010 $946,484 -53.6%
2011 $909,883 -55.4%
2012 $907,434 -55.5%
2013 $941,351 -53.8%
2014 $988,159 -51.5%
2015 $1,038,875 -49.0%
2016 $1,093,091 -46.4%
2017 $1,152,089 -43.5%
2018 $1,215,783 -40.3%
2019 $1,272,157 -37.6%
2020 $1,337,921 -34.4%
2021 $1,521,741 -25.3%
2022 $1,774,009 -13.0%
2023 $1,870,774 -8.2%
2024 $1,979,002 -2.9%
2025 $2,038,000 0.0%

Graph: estimated home values in Silver Bay over time (USD)



Example: 100% financing house in Silver Bay

Loan amount: $2,038,000

Interest rate: 6.00%

Fixed monthly payment: $12,218.84

Breakdown in the 1st month:
Interest portion: $10,190.00  –  Principal portion: $2,028.84

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $121,599.20 $25,026.88 $2,012,973.12
2 $120,055.59 $26,570.48 $1,986,402.64
3 $118,416.79 $28,209.29 $1,958,193.35
4 $116,676.90 $29,949.18 $1,928,244.17
5 $114,829.70 $31,796.38 $1,896,447.79
6 $112,868.57 $33,757.51 $1,862,690.28
7 $110,786.48 $35,839.60 $1,826,850.68
8 $108,575.97 $38,050.11 $1,788,800.58
9 $106,229.12 $40,396.95 $1,748,403.62
10 $103,737.53 $42,888.55 $1,705,515.07
11 $101,092.26 $45,533.82 $1,659,981.25
12 $98,283.83 $48,342.25 $1,611,639.01
13 $95,302.18 $51,323.89 $1,560,315.11
14 $92,136.64 $54,489.44 $1,505,825.68
15 $88,775.85 $57,850.23 $1,447,975.45
16 $85,207.77 $61,418.30 $1,386,557.15
17 $81,419.63 $65,206.45 $1,321,350.70
18 $77,397.84 $69,228.24 $1,252,122.46
19 $73,127.99 $73,498.09 $1,178,624.37
20 $68,594.79 $78,031.29 $1,100,593.09
21 $63,781.99 $82,844.09 $1,017,749.00
22 $58,672.35 $87,953.73 $929,795.27
23 $53,247.56 $93,378.52 $836,416.75
24 $47,488.17 $99,137.90 $737,278.85
25 $41,373.56 $105,252.51 $632,026.34
26 $34,881.82 $111,744.26 $520,282.08
27 $27,989.68 $118,636.40 $401,645.68
28 $20,672.44 $125,953.63 $275,692.05
29 $12,903.90 $133,722.18 $141,969.87
30 $4,656.21 $141,969.87 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Silver Bay, NY


1500 sqft3900 sqft
Ø selling price$1,130,746$2,405,403
Ø fast selling$1,027,951$2,164,863
Ø high price sale$1,233,540$2,645,944

In 2026, houses in Silver Bay, NY will be offered at an average price of $623 per square foot. A 1,500 sqft home priced at $1,130,746 is 22.15% more expensive per square foot than a 3,900 sqft home priced at $2,405,403. Home prices in Silver Bay, NY vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $1,665,280. Sellers who can wait longer may achieve a higher price of up to $2,035,342.

FAQ – Home Values in Silver Bay

What is the median home value in Silver Bay in 2026?

In 2026, the typical home value in Silver Bay is about $2,038,000 for an average home size of 3272 square feet. This corresponds to an average price of roughly $623 per square foot.

What is the average cost per square foot in Silver Bay?

In 2026, homes in Silver Bay sell for an average of around $623 per square foot, with a typical range between $623 and $623 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Silver Bay is about 3272 square feet, with an estimated 2026 value around $2,038,000.



Locations close to Silver Bay, NY

Stony Creek, NY184 $ / ft²
Ticonderoga, NY141 $ / ft²
Victory Mills, NY81 $ / ft²
Shushan, NY145 $ / ft²
Severance, NY53 $ / ft²
Schuylerville, NY175 $ / ft²
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