House Prices

Fourth Lake Lake Luzerne, NY House Prices & Home Values 2026


Average Data

average house price$245,996
average size per house1362 ft²
average price per ft²174 $ / ft²

06/19/2026 - The value range (VR) for house prices in Fourth Lake Lake Luzerne, NY is $165.3/ sqft to $182.7/ sqft. An average home with 1362 sqft costs approximately $215,683 to $238,387. Lake Luzerne, NY includes 1 ZIP codes and it is located in Warren county. The lowest prices are found in ZIP 12846, while the highest are in ZIP 12846. The average price per sqare feet is $174. Our analysis is based on 5 property listings.

Avergage prices by ZIP codes Fourth Lake Lake Luzerne

12846145 $ / ft²




Historical development of home values in Fourth Lake Lake Luzerne

Year Estimated value (USD) Change vs. 2025
2010 $114,245 -53.6%
2011 $109,827 -55.4%
2012 $109,531 -55.5%
2013 $113,625 -53.8%
2014 $119,275 -51.5%
2015 $125,397 -49.0%
2016 $131,941 -46.4%
2017 $139,062 -43.5%
2018 $146,751 -40.3%
2019 $153,555 -37.6%
2020 $161,493 -34.4%
2021 $183,681 -25.3%
2022 $214,131 -13.0%
2023 $225,811 -8.2%
2024 $238,875 -2.9%
2025 $245,996 0.0%

Graph: estimated home values in Fourth Lake Lake Luzerne over time (USD)



Example: 100% financing house in Fourth Lake Lake Luzerne

Loan amount: $245,996

Interest rate: 5.75%

Fixed monthly payment: $1,435.25

Breakdown in the 1st month:
Interest portion: $1,178.32  –  Principal portion: $256.93

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $14,057.31 $3,165.73 $242,830.27
2 $13,870.48 $3,352.57 $239,477.71
3 $13,672.61 $3,550.43 $235,927.28
4 $13,463.07 $3,759.97 $232,167.31
5 $13,241.16 $3,981.88 $228,185.43
6 $13,006.15 $4,216.89 $223,968.54
7 $12,757.28 $4,465.76 $219,502.78
8 $12,493.72 $4,729.32 $214,773.46
9 $12,214.60 $5,008.44 $209,765.01
10 $11,919.00 $5,304.04 $204,460.98
11 $11,605.97 $5,617.07 $198,843.90
12 $11,274.45 $5,948.59 $192,895.32
13 $10,923.38 $6,299.66 $186,595.65
14 $10,551.58 $6,671.46 $179,924.19
15 $10,157.84 $7,065.20 $172,858.99
16 $9,740.86 $7,482.18 $165,376.80
17 $9,299.27 $7,923.77 $157,453.03
18 $8,831.62 $8,391.42 $149,061.61
19 $8,336.37 $8,886.67 $140,174.93
20 $7,811.89 $9,411.15 $130,763.78
21 $7,256.45 $9,966.59 $120,797.19
22 $6,668.23 $10,554.81 $110,242.39
23 $6,045.30 $11,177.74 $99,064.65
24 $5,385.61 $11,837.43 $87,227.22
25 $4,686.98 $12,536.06 $74,691.15
26 $3,947.11 $13,275.93 $61,415.23
27 $3,163.59 $14,059.45 $47,355.77
28 $2,333.81 $14,889.23 $32,466.55
29 $1,455.07 $15,767.97 $16,698.58
30 $524.46 $16,698.58 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Fourth Lake Lake Luzerne, NY


1500 sqft3900 sqft
Ø selling price$302,546$643,598
Ø fast selling$275,042$579,239
Ø high price sale$330,051$707,958

In 2026, houses in Fourth Lake Lake Luzerne, NY will be offered at an average price of $174 per square foot. A 1,500 sqft home priced at $302,546 is 22.03% more expensive per square foot than a 3,900 sqft home priced at $643,598. Home prices in Fourth Lake Lake Luzerne, NY vary significantly depending on the property’s condition and exact location. For a quick sale, a 2,700 sqft home should be listed at around $445,568. Sellers who can wait longer may achieve a higher price of up to $544,583.


Fourth Lake, Lake Luzerne Neighborhood Guide

Setting and Atmosphere

The Fourth Lake neighborhood in Lake Luzerne, NY sits in the southern Adirondacks with tranquil water views and forested hills.

Residents value its quiet, small-town feel while still being minutes from the hamlet of Lake Luzerne and daily conveniences.

Shoreline camps, rustic cabins, and year-round homes line wooded lanes that frame the lake?s clear waters.


Outdoor Recreation

Outdoor lovers come for kayaking, canoeing, swimming, and four-season hiking on nearby trails that showcase classic Adirondack scenery.

Anglers appreciate calm coves and varied structure that support warmwater fishing, while winter brings snowshoeing and ice activities when conditions allow.


Homes and Real Estate

Fourth Lake real estate ranges from cozy seasonal cottages to updated waterfront properties, giving buyers and renters a choice of price points.

Second-home owners, full-time families, and retirees share a friendly, low-key community vibe anchored by lakeside living.


Access and Nearby Amenities

Commuters have straightforward access to Route 9N and regional hubs like Lake George, Glens Falls, and Saratoga Springs for shopping, dining, and entertainment.

Local services, parks, and schools in the Hadley-Luzerne area support a practical, comfortable lifestyle without sacrificing the back-to-nature setting.

Whether you are seeking a peaceful base for Adirondack adventures or a waterfront retreat to call home, Fourth Lake in Lake Luzerne delivers year-round quality of life.



FAQ – Home Values in Fourth Lake Lake Luzerne

What is the median home value in Fourth Lake Lake Luzerne in 2026?

In 2026, the typical home value in Fourth Lake Lake Luzerne is about $245,996 for an average home size of 1362 square feet. This corresponds to an average price of roughly $174 per square foot.

What is the average cost per square foot in Fourth Lake Lake Luzerne?

In 2026, homes in Fourth Lake Lake Luzerne sell for an average of around $174 per square foot, with a typical range between $165.3 and $182.7 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in Fourth Lake?

The average home size in Fourth Lake Lake Luzerne is about 1362 square feet, with an estimated 2026 value around $245,996.



Neighborhoods close to Fourth Lake Lake Luzerne, NY

Long Lake Long Lake, NY191 $ / ft²
Ski Bowl Village at Gore Mountain North Creek, NY89 $ / ft²
North Hudson North Hudson, NY116 $ / ft²
Lake George Village Lake George, NY337 $ / ft²
Pilot Knob Kattskill Bay, NY611 $ / ft²
Hartford Hartford, NY266 $ / ft²
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