House Prices

House Prices & Home Values Ruby, NY 2026


Average Data

average house price$391,780
average size per house2076 ft²
average price per ft²189 $ / ft²

06/21/2026 - The value range (VR) for house prices in Ruby, NY is $174/ sqft to $174/ sqft. An average home with 2076 sqft costs approximately $361,224 to $361,224. Ruby, NY includes 1 ZIP codes and it is located in Ulster county. The lowest prices are found in ZIP 12475, while the highest are in ZIP 12475. The average price per sqare feet is $189. Our analysis is based on 5 property listings.

Avergage prices by ZIP codes Ruby

12475173 $ / ft²




Historical development of home values in Ruby

Year Estimated value (USD) Change vs. 2025
2010 $181,950 -53.6%
2011 $174,914 -55.4%
2012 $174,443 -55.5%
2013 $180,963 -53.8%
2014 $189,961 -51.5%
2015 $199,711 -49.0%
2016 $210,133 -46.4%
2017 $221,475 -43.5%
2018 $233,719 -40.3%
2019 $244,556 -37.6%
2020 $257,199 -34.4%
2021 $292,536 -25.3%
2022 $341,031 -13.0%
2023 $359,633 -8.2%
2024 $380,438 -2.9%
2025 $391,780 0.0%

Graph: estimated home values in Ruby over time (USD)



Example: 100% financing house in Ruby

Loan amount: $391,780

Interest rate: 6.00%

Fixed monthly payment: $2,348.92

Breakdown in the 1st month:
Interest portion: $1,958.90  –  Principal portion: $390.02

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $23,375.92 $4,811.10 $386,968.90
2 $23,079.19 $5,107.84 $381,861.05
3 $22,764.15 $5,422.88 $376,438.17
4 $22,429.67 $5,757.35 $370,680.82
5 $22,074.57 $6,112.46 $364,568.36
6 $21,697.57 $6,489.46 $358,078.90
7 $21,297.31 $6,889.71 $351,189.19
8 $20,872.37 $7,314.66 $343,874.53
9 $20,421.22 $7,765.81 $336,108.72
10 $19,942.24 $8,244.79 $327,863.93
11 $19,433.72 $8,753.31 $319,110.63
12 $18,893.84 $9,293.19 $309,817.43
13 $18,320.65 $9,866.38 $299,951.06
14 $17,712.12 $10,474.91 $289,476.14
15 $17,066.05 $11,120.98 $278,355.16
16 $16,380.13 $11,806.90 $266,548.26
17 $15,651.90 $12,535.12 $254,013.14
18 $14,878.77 $13,308.26 $240,704.88
19 $14,057.94 $14,129.09 $226,575.79
20 $13,186.49 $15,000.54 $211,575.25
21 $12,261.29 $15,925.74 $195,649.51
22 $11,279.02 $16,908.00 $178,741.51
23 $10,236.18 $17,950.85 $160,790.66
24 $9,129.01 $19,058.02 $141,732.63
25 $7,953.55 $20,233.48 $121,499.15
26 $6,705.59 $21,481.44 $100,017.72
27 $5,380.67 $22,806.36 $77,211.36
28 $3,974.02 $24,213.01 $52,998.35
29 $2,480.61 $25,706.42 $27,291.93
30 $895.10 $27,291.93 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Ruby, NY


1500 sqft3900 sqft
Ø selling price$343,035$729,730
Ø fast selling$311,850$656,757
Ø high price sale$374,221$802,702

In 2026, houses in Ruby, NY will be offered at an average price of $189 per square foot. A 1,500 sqft home priced at $343,035 is 22.84% more expensive per square foot than a 3,900 sqft home priced at $729,730. Home prices in Ruby, NY vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $505,198. Sellers who can wait longer may achieve a higher price of up to $617,463.

FAQ – Home Values in Ruby

What is the median home value in Ruby in 2026?

In 2026, the typical home value in Ruby is about $391,780 for an average home size of 2076 square feet. This corresponds to an average price of roughly $189 per square foot.

What is the average cost per square foot in Ruby?

In 2026, homes in Ruby sell for an average of around $189 per square foot, with a typical range between $174 and $174 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Ruby is about 2076 square feet, with an estimated 2026 value around $391,780.



Locations close to Ruby, NY

Saugerties, NY196 $ / ft²
Shandaken, NY249 $ / ft²
Shokan, NY484 $ / ft²
Roxbury, NY160 $ / ft²
Round Top, NY223 $ / ft²
Rosendale, NY187 $ / ft²
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