House Prices

House Prices & Home Values Spencer, NY 2026


Average Data

average house price$529,750
average size per house2481 ft²
average price per ft²214 $ / ft²

06/10/2026 - The value range (VR) for house prices in Spencer, NY is $137/ sqft to $137/ sqft. An average home with 2481 sqft costs approximately $339,897 to $339,897. Spencer, NY includes 1 ZIP codes and it is located in Tioga county. The lowest prices are found in ZIP 14883, while the highest are in ZIP 14883. The average price per sqare feet is $214. Our analysis is based on 4 property listings.

Avergage prices by ZIP codes Spencer

14883125 $ / ft²




Historical development of home values in Spencer

Year Estimated value (USD) Change vs. 2025
2010 $246,025 -53.6%
2011 $236,512 -55.4%
2012 $235,875 -55.5%
2013 $244,691 -53.8%
2014 $256,858 -51.5%
2015 $270,041 -49.0%
2016 $284,134 -46.4%
2017 $299,470 -43.5%
2018 $316,026 -40.3%
2019 $330,680 -37.6%
2020 $347,774 -34.4%
2021 $395,556 -25.3%
2022 $461,129 -13.0%
2023 $486,282 -8.2%
2024 $514,414 -2.9%
2025 $529,750 0.0%

Graph: estimated home values in Spencer over time (USD)



Example: 100% financing house in Spencer

Loan amount: $529,750

Interest rate: 6.00%

Fixed monthly payment: $3,176.12

Breakdown in the 1st month:
Interest portion: $2,648.75  –  Principal portion: $527.37

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $31,608.03 $6,505.39 $523,244.61
2 $31,206.80 $6,906.63 $516,337.98
3 $30,780.81 $7,332.62 $509,005.36
4 $30,328.55 $7,784.88 $501,220.49
5 $29,848.40 $8,265.03 $492,955.46
6 $29,338.63 $8,774.80 $484,180.66
7 $28,797.42 $9,316.01 $474,864.65
8 $28,222.83 $9,890.60 $464,974.05
9 $27,612.80 $10,500.63 $454,473.42
10 $26,965.14 $11,148.29 $443,325.13
11 $26,277.54 $11,835.89 $431,489.24
12 $25,547.53 $12,565.90 $418,923.34
13 $24,772.49 $13,340.94 $405,582.40
14 $23,949.65 $14,163.78 $391,418.62
15 $23,076.06 $15,037.37 $376,381.25
16 $22,148.59 $15,964.84 $360,416.41
17 $21,163.91 $16,949.52 $343,466.90
18 $20,118.50 $17,994.93 $325,471.97
19 $19,008.61 $19,104.81 $306,367.16
20 $17,830.27 $20,283.16 $286,084.00
21 $16,579.25 $21,534.18 $264,549.82
22 $15,251.07 $22,862.36 $241,687.46
23 $13,840.97 $24,272.46 $217,415.00
24 $12,343.90 $25,769.53 $191,645.47
25 $10,754.49 $27,358.94 $164,286.53
26 $9,067.05 $29,046.38 $135,240.15
27 $7,275.53 $30,837.90 $104,402.26
28 $5,373.52 $32,739.91 $71,662.35
29 $3,354.19 $34,759.24 $36,903.11
30 $1,210.32 $36,903.11 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Spencer, NY


1500 sqft3900 sqft
Ø selling price$388,411$826,255
Ø fast selling$353,100$743,629
Ø high price sale$423,721$908,880

In 2026, houses in Spencer, NY will be offered at an average price of $214 per square foot. A 1,500 sqft home priced at $388,411 is 20.98% more expensive per square foot than a 3,900 sqft home priced at $826,255. Home prices in Spencer, NY vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $572,022. Sellers who can wait longer may achieve a higher price of up to $699,138.


Discover Spencer, NY

Location & Overview

Located in Tioga County, Spencer, NY is a friendly rural hub near the Finger Lakes and the Southern Tier.
Set along NY-34 and NY-96, the village offers an easy commute to Ithaca and Binghamton. Visitors and residents appreciate its small-town charm, historic streets, and scenic rolling hills.

Outdoors & Things to Do

Popular things to do in Spencer include hiking nearby state forests, paddling and fishing local creeks, and enjoying community parks. Seasonal farm stands and u-pick orchards showcase the area?s agricultural roots and fresh flavors.
Weekend drives connect you to waterfalls, wineries, and lake views across the Finger Lakes region.

Living in Spencer

Families value the Spencer-Van Etten Central School District and a calendar of youth sports, festivals, and library programs. In the compact downtown, you?ll find casual eateries, locally owned shops, and everyday services that make errands simple. Housing options range from village homes to country acreage, giving buyers and renters diverse real estate choices. With welcoming neighborhoods, outdoor recreation, and convenient regional access, Spencer, NY offers a laid-back lifestyle with room to grow.



FAQ – Home Values in Spencer

What is the median home value in Spencer in 2026?

In 2026, the typical home value in Spencer is about $529,750 for an average home size of 2481 square feet. This corresponds to an average price of roughly $214 per square foot.

What is the average cost per square foot in Spencer?

In 2026, homes in Spencer sell for an average of around $214 per square foot, with a typical range between $137 and $137 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Spencer is about 2481 square feet, with an estimated 2026 value around $529,750.



Locations close to Spencer, NY

Swain, NY132 $ / ft²
Troupsburg, NY137 $ / ft²
Trumansburg, NY131 $ / ft²
Lansing, NY141 $ / ft²
Slaterville Springs, NY125 $ / ft²
Scio, NY152 $ / ft²
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