House Prices

House Prices & Home Values Fine, NY 2026


Average Data

average house price$59,999
average size per house1400 ft²
average price per ft²43 $ / ft²

04/21/2026 - The value range (VR) for house prices in Fine, NY is $158/ sqft to $158/ sqft. An average home with 1400 sqft costs approximately $221,200 to $221,200. Fine, NY includes 1 ZIP codes and it is located in St. Lawrence county. The lowest prices are found in ZIP 13639, while the highest are in ZIP 13639. The average price per sqare feet is $43. Our analysis is based on 2 property listings.

Avergage prices by ZIP codes Fine

13639163 $ / ft²


House prices by neighborhoods in Fine

Fine163 $ / ft²




Historical development of home values in Fine

Year Estimated value (USD) Change vs. 2025
2010 $27,865 -53.6%
2011 $26,787 -55.4%
2012 $26,715 -55.5%
2013 $27,714 -53.8%
2014 $29,092 -51.5%
2015 $30,585 -49.0%
2016 $32,181 -46.4%
2017 $33,918 -43.5%
2018 $35,793 -40.3%
2019 $37,452 -37.6%
2020 $39,389 -34.4%
2021 $44,800 -25.3%
2022 $52,227 -13.0%
2023 $55,076 -8.2%
2024 $58,262 -2.9%
2025 $59,999 0.0%

Graph: estimated home values in Fine over time (USD)



Example: 100% financing house in Fine

Loan amount: $59,999

Interest rate: 6.00%

Fixed monthly payment: $359.72

Breakdown in the 1st month:
Interest portion: $300.00  –  Principal portion: $59.73

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $3,579.90 $736.79 $59,262.21
2 $3,534.45 $782.24 $58,479.97
3 $3,486.21 $830.49 $57,649.48
4 $3,434.98 $881.71 $56,767.77
5 $3,380.60 $936.09 $55,831.68
6 $3,322.87 $993.83 $54,837.86
7 $3,261.57 $1,055.12 $53,782.74
8 $3,196.49 $1,120.20 $52,662.53
9 $3,127.40 $1,189.29 $51,473.24
10 $3,054.05 $1,262.64 $50,210.60
11 $2,976.17 $1,340.52 $48,870.08
12 $2,893.49 $1,423.20 $47,446.87
13 $2,805.71 $1,510.98 $45,935.89
14 $2,712.52 $1,604.18 $44,331.71
15 $2,613.57 $1,703.12 $42,628.60
16 $2,508.53 $1,808.16 $40,820.43
17 $2,397.01 $1,919.69 $38,900.75
18 $2,278.60 $2,038.09 $36,862.66
19 $2,152.90 $2,163.79 $34,698.86
20 $2,019.44 $2,297.25 $32,401.61
21 $1,877.75 $2,438.94 $29,962.67
22 $1,727.32 $2,589.37 $27,373.30
23 $1,567.62 $2,749.08 $24,624.22
24 $1,398.06 $2,918.63 $21,705.59
25 $1,218.04 $3,098.65 $18,606.94
26 $1,026.93 $3,289.77 $15,317.18
27 $824.02 $3,492.67 $11,824.50
28 $608.60 $3,708.09 $8,116.41
29 $379.89 $3,936.80 $4,179.61
30 $137.08 $4,179.61 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Fine, NY


1500 sqft3900 sqft
Ø selling price$78,045$166,023
Ø fast selling$70,950$149,421
Ø high price sale$85,140$182,626

In 2026, houses in Fine, NY will be offered at an average price of $43 per square foot. A 1,500 sqft home priced at $78,045 is 23.64% more expensive per square foot than a 3,900 sqft home priced at $166,023. Home prices in Fine, NY vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $114,940. Sellers who can wait longer may achieve a higher price of up to $140,482.


Explore Fine, NY: Adirondack Gateway

Overview

Fine, NY is a small town in St. Lawrence County nestled within the western Adirondack Park.
Set along New York State Route 3, the community offers easy access to Wanakena and the wild Oswegatchie River.

Outdoor Recreation

Outdoor recreation abounds, with trailheads leading into the rugged Five Ponds Wilderness for hiking and backcountry camping.
Anglers and paddlers prize the Oswegatchie River and nearby lakes for trout fishing, canoeing, and quiet wildlife watching.
When snow falls, groomed routes invite cross-country skiing and snowmobiling, and the forested hills blaze with spectacular fall foliage come autumn.

History and Landmarks

The SUNY-ESF Ranger School in Wanakena anchors the town?s forestry heritage and welcomes visitors to its educational trails and programs.
Historic highlights include the rebuilt Wanakena footbridge, a beloved pedestrian span over the Oswegatchie that symbolizes the hamlet?s resilience.
Industrial history echoes at Benson Mines near the Star Lake area, while the hamlets of Fine and Oswegatchie showcase classic Adirondack small-town character.

Visitor Tips and Amenities

Travelers will find lodging, cabins, and casual dining in Wanakena and in neighboring communities like Star Lake, making Fine a convenient base for exploring Northern New York.
For a stress-free visit, pack layers, expect limited cell service, and practice Leave No Trace so that Fine, NY remains pristine for future adventurers.



FAQ – Home Values in Fine

What is the median home value in Fine in 2026?

In 2026, the typical home value in Fine is about $59,999 for an average home size of 1400 square feet. This corresponds to an average price of roughly $43 per square foot.

What is the average cost per square foot in Fine?

In 2026, homes in Fine sell for an average of around $43 per square foot, with a typical range between $158 and $158 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Fine is about 1400 square feet, with an estimated 2026 value around $59,999.



Locations close to Fine, NY

Wellesley Island, NY181 $ / ft²
Fishers Landing, NY152 $ / ft²
Gouverneur, NY149 $ / ft²
Felts Mills, NY179 $ / ft²
Evans Mills, NY156 $ / ft²
Ellisburg, NY174 $ / ft²
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