House Prices

House Prices & Home Values Waterloo, NY 2026


Average Data

average house price$144,600
average size per house1629 ft²
average price per ft²89 $ / ft²

04/05/2026 - The value range (VR) for house prices in Waterloo, NY is $166/ sqft to $166/ sqft. An average home with 1629 sqft costs approximately $270,414 to $270,414. Waterloo, NY includes 1 ZIP codes and it is located in Seneca county. The lowest prices are found in ZIP 13165, while the highest are in ZIP 13165. The average price per sqare feet is $89. Our analysis is based on 3 property listings.

Avergage prices by ZIP codes Waterloo

13165175 $ / ft²




Historical development of home values in Waterloo

Year Estimated value (USD) Change vs. 2025
2010 $67,155 -53.6%
2011 $64,558 -55.4%
2012 $64,384 -55.5%
2013 $66,791 -53.8%
2014 $70,112 -51.5%
2015 $73,710 -49.0%
2016 $77,557 -46.4%
2017 $81,743 -43.5%
2018 $86,262 -40.3%
2019 $90,262 -37.6%
2020 $94,928 -34.4%
2021 $107,970 -25.3%
2022 $125,869 -13.0%
2023 $132,735 -8.2%
2024 $140,414 -2.9%
2025 $144,600 0.0%

Graph: estimated home values in Waterloo over time (USD)



Example: 100% financing house in Waterloo

Loan amount: $144,600

Interest rate: 6.00%

Fixed monthly payment: $866.95

Breakdown in the 1st month:
Interest portion: $723.00  –  Principal portion: $143.95

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $8,627.70 $1,775.70 $142,824.30
2 $8,518.17 $1,885.23 $140,939.07
3 $8,401.90 $2,001.50 $138,937.57
4 $8,278.45 $2,124.95 $136,812.61
5 $8,147.39 $2,256.01 $134,556.60
6 $8,008.24 $2,395.16 $132,161.44
7 $7,860.51 $2,542.89 $129,618.55
8 $7,703.67 $2,699.73 $126,918.82
9 $7,537.16 $2,866.24 $124,052.58
10 $7,360.38 $3,043.02 $121,009.56
11 $7,172.69 $3,230.71 $117,778.85
12 $6,973.43 $3,429.97 $114,348.87
13 $6,761.87 $3,641.53 $110,707.34
14 $6,537.27 $3,866.13 $106,841.21
15 $6,298.82 $4,104.58 $102,736.63
16 $6,045.65 $4,357.75 $98,378.88
17 $5,776.88 $4,626.52 $93,752.36
18 $5,491.52 $4,911.88 $88,840.48
19 $5,188.57 $5,214.83 $83,625.65
20 $4,866.93 $5,536.47 $78,089.19
21 $4,525.45 $5,877.95 $72,211.24
22 $4,162.92 $6,240.49 $65,970.75
23 $3,778.02 $6,625.38 $59,345.37
24 $3,369.38 $7,034.02 $52,311.35
25 $2,935.53 $7,467.87 $44,843.48
26 $2,474.93 $7,928.47 $36,915.01
27 $1,985.92 $8,417.48 $28,497.53
28 $1,466.75 $8,936.65 $19,560.88
29 $915.56 $9,487.84 $10,073.03
30 $330.37 $10,073.03 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Waterloo, NY


1500 sqft3900 sqft
Ø selling price$161,535$343,629
Ø fast selling$146,850$309,267
Ø high price sale$176,220$377,992

In 2026, houses in Waterloo, NY will be offered at an average price of $89 per square foot. A 1,500 sqft home priced at $161,535 is 24.17% more expensive per square foot than a 3,900 sqft home priced at $343,629. Home prices in Waterloo, NY vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $237,898. Sellers who can wait longer may achieve a higher price of up to $290,763.

FAQ – Home Values in Waterloo

What is the median home value in Waterloo in 2026?

In 2026, the typical home value in Waterloo is about $144,600 for an average home size of 1629 square feet. This corresponds to an average price of roughly $89 per square foot.

What is the average cost per square foot in Waterloo?

In 2026, homes in Waterloo sell for an average of around $89 per square foot, with a typical range between $166 and $166 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Waterloo is about 1629 square feet, with an estimated 2026 value around $144,600.



Locations close to Waterloo, NY

Weedsport, NY165 $ / ft²
West Monroe, NY160 $ / ft²
Syracuse, NY105 $ / ft²
Warners, NY163 $ / ft²
Wampsville, NY145 $ / ft²
Verona Beach, NY138 $ / ft²
  imprint  Privacy