House Prices

House Prices & Home Values Summit, NY 2026


Average Data

average house price$179,838
average size per house1686 ft²
average price per ft²107 $ / ft²

06/22/2026 - The value range (VR) for house prices in Summit, NY is $98/ sqft to $98/ sqft. An average home with 1686 sqft costs approximately $165,228 to $165,228. Summit, NY includes 1 ZIP codes and it is located in Schoharie county. The lowest prices are found in ZIP 12175, while the highest are in ZIP 12175. The average price per sqare feet is $107. Our analysis is based on 16 property listings.

Avergage prices by ZIP codes Summit

12175103 $ / ft²


House prices by neighborhoods in Summit

Summit97 $ / ft²




Historical development of home values in Summit

Year Estimated value (USD) Change vs. 2025
2010 $83,520 -53.6%
2011 $80,290 -55.4%
2012 $80,074 -55.5%
2013 $83,067 -53.8%
2014 $87,198 -51.5%
2015 $91,673 -49.0%
2016 $96,457 -46.4%
2017 $101,663 -43.5%
2018 $107,284 -40.3%
2019 $112,258 -37.6%
2020 $118,061 -34.4%
2021 $134,282 -25.3%
2022 $156,543 -13.0%
2023 $165,082 -8.2%
2024 $174,632 -2.9%
2025 $179,838 0.0%

Graph: estimated home values in Summit over time (USD)



Example: 100% financing house in Summit

Loan amount: $179,838

Interest rate: 6.00%

Fixed monthly payment: $1,078.22

Breakdown in the 1st month:
Interest portion: $899.19  –  Principal portion: $179.03

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $10,730.20 $2,208.43 $177,629.57
2 $10,593.99 $2,344.64 $175,284.93
3 $10,449.38 $2,489.26 $172,795.67
4 $10,295.85 $2,642.79 $170,152.88
5 $10,132.85 $2,805.79 $167,347.09
6 $9,959.79 $2,978.84 $164,368.25
7 $9,776.06 $3,162.57 $161,205.68
8 $9,581.00 $3,357.63 $157,848.05
9 $9,373.91 $3,564.72 $154,283.32
10 $9,154.05 $3,784.59 $150,498.73
11 $8,920.62 $4,018.01 $146,480.72
12 $8,672.80 $4,265.84 $142,214.88
13 $8,409.69 $4,528.94 $137,685.94
14 $8,130.36 $4,808.28 $132,877.66
15 $7,833.79 $5,104.84 $127,772.82
16 $7,518.94 $5,419.70 $122,353.12
17 $7,184.66 $5,753.97 $116,599.15
18 $6,829.77 $6,108.87 $110,490.28
19 $6,452.99 $6,485.65 $104,004.64
20 $6,052.97 $6,885.67 $97,118.97
21 $5,628.28 $7,310.36 $89,808.61
22 $5,177.39 $7,761.25 $82,047.36
23 $4,698.69 $8,239.94 $73,807.42
24 $4,190.47 $8,748.17 $65,059.25
25 $3,650.90 $9,287.73 $55,771.52
26 $3,078.06 $9,860.58 $45,910.94
27 $2,469.88 $10,468.76 $35,442.18
28 $1,824.19 $11,114.45 $24,327.73
29 $1,138.67 $11,799.97 $12,527.76
30 $410.87 $12,527.76 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Summit, NY


1500 sqft3900 sqft
Ø selling price$194,206$413,128
Ø fast selling$176,550$371,815
Ø high price sale$211,861$454,440

In 2026, houses in Summit, NY will be offered at an average price of $107 per square foot. A 1,500 sqft home priced at $194,206 is 24.13% more expensive per square foot than a 3,900 sqft home priced at $413,128. Home prices in Summit, NY vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $286,011. Sellers who can wait longer may achieve a higher price of up to $349,569.


Summit, NY Travel & Living Guide

Overview

Summit, NY is a rural town in Schoharie County, New York set amid rolling hills on the northern edge of the Catskills. Known for quiet landscapes and small-town charm, Summit offers a peaceful base within an hour?s drive of the Capital Region.
Visitors and residents enjoy a network of backroads, woodlands, and clear lakes that showcase upstate New York?s four-season beauty. From misty spring mornings to snowy winters, the scenery around Summit, NY invites relaxation and exploration.

Things to Do in Summit, NY

Outdoor enthusiasts can hike quiet trails, fish local ponds, paddle calm waters, and spot wildlife along rural corridors. Scenic drives connect Summit with neighboring Schoharie County hamlets, farm stands, and historic sites that tell the region?s agricultural story. When the leaves change, fall foliage drives and photo stops make Summit a picturesque weekend getaway.

Living and Visiting

Housing and real estate options range from country cabins to acreage, and travelers will find cozy rentals that put nature right outside the door. Essential services are anchored by nearby villages, while community events, volunteer organizations, and local eateries strengthen the town?s friendly character. Whether you?re planning a move or a road trip, Summit, NY offers small-town serenity, convenient access to regional attractions, and authentic upstate New York appeal.



FAQ – Home Values in Summit

What is the median home value in Summit in 2026?

In 2026, the typical home value in Summit is about $179,838 for an average home size of 1686 square feet. This corresponds to an average price of roughly $107 per square foot.

What is the average cost per square foot in Summit?

In 2026, homes in Summit sell for an average of around $107 per square foot, with a typical range between $98 and $98 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Summit is about 1686 square feet, with an estimated 2026 value around $179,838.



Locations close to Summit, NY

Surprise, NY214 $ / ft²
Tribes Hill, NY135 $ / ft²
Troy, NY70 $ / ft²
Stuyvesant Falls, NY114 $ / ft²
Stuyvesant, NY211 $ / ft²
Stottville, NY98 $ / ft²
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