House Prices

House Prices & Home Values Jefferson, NY 2026


Average Data

average house price$350,834
average size per house2155 ft²
average price per ft²163 $ / ft²

06/22/2026 - The value range (VR) for house prices in Jefferson, NY is $163/ sqft to $163/ sqft. An average home with 2155 sqft costs approximately $351,265 to $351,265. Jefferson, NY includes 1 ZIP codes and it is located in Schoharie county. The lowest prices are found in ZIP 12093, while the highest are in ZIP 12093. The average price per sqare feet is $163. Our analysis is based on 6 property listings.

Avergage prices by ZIP codes Jefferson

12093150 $ / ft²


House prices by neighborhoods in Jefferson

Jefferson161 $ / ft²




Historical development of home values in Jefferson

Year Estimated value (USD) Change vs. 2025
2010 $162,934 -53.6%
2011 $156,633 -55.4%
2012 $156,211 -55.5%
2013 $162,050 -53.8%
2014 $170,108 -51.5%
2015 $178,838 -49.0%
2016 $188,171 -46.4%
2017 $198,328 -43.5%
2018 $209,292 -40.3%
2019 $218,997 -37.6%
2020 $230,318 -34.4%
2021 $261,962 -25.3%
2022 $305,389 -13.0%
2023 $322,047 -8.2%
2024 $340,678 -2.9%
2025 $350,834 0.0%

Graph: estimated home values in Jefferson over time (USD)



Example: 100% financing house in Jefferson

Loan amount: $350,834

Interest rate: 6.00%

Fixed monthly payment: $2,103.43

Breakdown in the 1st month:
Interest portion: $1,754.17  –  Principal portion: $349.26

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $20,932.84 $4,308.28 $346,525.72
2 $20,667.12 $4,574.01 $341,951.71
3 $20,385.00 $4,856.12 $337,095.59
4 $20,085.49 $5,155.64 $331,939.95
5 $19,767.50 $5,473.63 $326,466.32
6 $19,429.90 $5,811.23 $320,655.09
7 $19,071.47 $6,169.65 $314,485.44
8 $18,690.94 $6,550.18 $307,935.26
9 $18,286.94 $6,954.18 $300,981.08
10 $17,858.02 $7,383.10 $293,597.98
11 $17,402.65 $7,838.48 $285,759.50
12 $16,919.19 $8,321.94 $277,437.57
13 $16,405.91 $8,835.21 $268,602.35
14 $15,860.97 $9,380.15 $259,222.20
15 $15,282.43 $9,958.70 $249,263.50
16 $14,668.20 $10,572.93 $238,690.57
17 $14,016.08 $11,225.04 $227,465.53
18 $13,323.75 $11,917.38 $215,548.15
19 $12,588.71 $12,652.42 $202,895.73
20 $11,808.33 $13,432.79 $189,462.94
21 $10,979.83 $14,261.30 $175,201.65
22 $10,100.22 $15,140.90 $160,060.74
23 $9,166.37 $16,074.76 $143,985.98
24 $8,174.91 $17,066.22 $126,919.77
25 $7,122.30 $18,118.82 $108,800.95
26 $6,004.77 $19,236.35 $89,564.59
27 $4,818.32 $20,422.81 $69,141.79
28 $3,558.68 $21,682.44 $47,459.34
29 $2,221.36 $23,019.77 $24,439.58
30 $801.55 $24,439.58 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Jefferson, NY


1500 sqft3900 sqft
Ø selling price$295,845$629,343
Ø fast selling$268,950$566,409
Ø high price sale$322,740$692,278

In 2026, houses in Jefferson, NY will be offered at an average price of $163 per square foot. A 1,500 sqft home priced at $295,845 is 21.11% more expensive per square foot than a 3,900 sqft home priced at $629,343. Home prices in Jefferson, NY vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $435,700. Sellers who can wait longer may achieve a higher price of up to $532,522.


Explore Jefferson, NY

Discover the charm of Jefferson, NY, a peaceful rural town nestled in the foothills of the Catskills.

Location and Character

Located in Schoharie County, Jefferson offers scenic byways, working farms, and wide-open skies that define upstate New York. Visitors appreciate its small-town friendliness and slower pace, ideal for weekend getaways or full-time country living.

Outdoor Recreation

Outdoor enthusiasts find four-season recreation, from hiking quiet backroads and forest trails to leaf-peeping, snowshoeing, and stargazing.
Nearby parks and state forests provide fishing spots, picnic areas, and panoramic vistas without the crowds.

History and Culture

The hamlet features historic churches and 19th?century architecture that reflect the community?s deep agrarian roots. Local makers, farm stands, and community gatherings showcase regional flavors, crafts, and a welcoming rural culture.

Living and Visiting

Real estate in Jefferson, NY ranges from classic farmhouses to wooded acreage, appealing to buyers seeking space and value. Small businesses, home-based enterprises, and broadband improvements support a modern yet tranquil lifestyle within driving distance of Albany and Oneonta. Whether you are planning a day trip, searching for a home, or mapping a longer Catskills itinerary, Jefferson delivers authentic upstate New York charm.



FAQ – Home Values in Jefferson

What is the median home value in Jefferson in 2026?

In 2026, the typical home value in Jefferson is about $350,834 for an average home size of 2155 square feet. This corresponds to an average price of roughly $163 per square foot.

What is the average cost per square foot in Jefferson?

In 2026, homes in Jefferson sell for an average of around $163 per square foot, with a typical range between $163 and $163 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Jefferson is about 2155 square feet, with an estimated 2026 value around $350,834.



Locations close to Jefferson, NY

Johnsonville, NY50 $ / ft²
Johnstown, NY65 $ / ft²
Kinderhook, NY80 $ / ft²
Howes Cave, NY125 $ / ft²
Hoosick Falls, NY54 $ / ft²
Hoosick, NY173 $ / ft²
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