House Prices

House Prices & Home Values Gilboa, NY 2026


Average Data

average house price$499,000
average size per house1696 ft²
average price per ft²295 $ / ft²

06/22/2026 - The value range (VR) for house prices in Gilboa, NY is $111/ sqft to $111/ sqft. An average home with 1696 sqft costs approximately $188,256 to $188,256. Gilboa, NY includes 1 ZIP codes and it is located in Schoharie county. The lowest prices are found in ZIP 12076, while the highest are in ZIP 12076. The average price per sqare feet is $295. Our analysis is based on 1 property listings.

Avergage prices by ZIP codes Gilboa

12076105 $ / ft²




Historical development of home values in Gilboa

Year Estimated value (USD) Change vs. 2025
2010 $231,745 -53.6%
2011 $222,783 -55.4%
2012 $222,183 -55.5%
2013 $230,488 -53.8%
2014 $241,949 -51.5%
2015 $254,366 -49.0%
2016 $267,641 -46.4%
2017 $282,087 -43.5%
2018 $297,682 -40.3%
2019 $311,485 -37.6%
2020 $327,587 -34.4%
2021 $372,595 -25.3%
2022 $434,362 -13.0%
2023 $458,055 -8.2%
2024 $484,554 -2.9%
2025 $499,000 0.0%

Graph: estimated home values in Gilboa over time (USD)



Example: 100% financing house in Gilboa

Loan amount: $499,000

Interest rate: 6.00%

Fixed monthly payment: $2,991.76

Breakdown in the 1st month:
Interest portion: $2,495.00  –  Principal portion: $496.76

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $29,773.31 $6,127.78 $492,872.22
2 $29,395.36 $6,505.73 $486,366.50
3 $28,994.10 $6,906.99 $479,459.51
4 $28,568.09 $7,332.99 $472,126.52
5 $28,115.81 $7,785.28 $464,341.24
6 $27,635.63 $8,265.45 $456,075.79
7 $27,125.84 $8,775.25 $447,300.54
8 $26,584.60 $9,316.49 $437,984.05
9 $26,009.98 $9,891.11 $428,092.94
10 $25,399.91 $10,501.17 $417,591.77
11 $24,752.23 $11,148.86 $406,442.91
12 $24,064.59 $11,836.50 $394,606.41
13 $23,334.54 $12,566.55 $382,039.86
14 $22,559.46 $13,341.62 $368,698.24
15 $21,736.58 $14,164.51 $354,533.73
16 $20,862.94 $15,038.14 $339,495.59
17 $19,935.42 $15,965.66 $323,529.93
18 $18,950.70 $16,950.39 $306,579.54
19 $17,905.23 $17,995.85 $288,583.69
20 $16,795.29 $19,105.80 $269,477.90
21 $15,616.89 $20,284.20 $249,193.70
22 $14,365.80 $21,535.28 $227,658.41
23 $13,037.55 $22,863.53 $204,794.88
24 $11,627.38 $24,273.71 $180,521.17
25 $10,130.23 $25,770.86 $154,750.31
26 $8,540.74 $27,360.35 $127,389.97
27 $6,853.21 $29,047.87 $98,342.10
28 $5,061.60 $30,839.48 $67,502.62
29 $3,159.49 $32,741.59 $34,761.02
30 $1,140.06 $34,761.02 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Gilboa, NY


1500 sqft3900 sqft
Ø selling price$535,426$1,138,995
Ø fast selling$486,751$1,025,096
Ø high price sale$584,100$1,252,895

In 2026, houses in Gilboa, NY will be offered at an average price of $295 per square foot. A 1,500 sqft home priced at $535,426 is 21.62% more expensive per square foot than a 3,900 sqft home priced at $1,138,995. Home prices in Gilboa, NY vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $788,536. Sellers who can wait longer may achieve a higher price of up to $963,766.

FAQ – Home Values in Gilboa

What is the median home value in Gilboa in 2026?

In 2026, the typical home value in Gilboa is about $499,000 for an average home size of 1696 square feet. This corresponds to an average price of roughly $295 per square foot.

What is the average cost per square foot in Gilboa?

In 2026, homes in Gilboa sell for an average of around $295 per square foot, with a typical range between $111 and $111 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Gilboa is about 1696 square feet, with an estimated 2026 value around $499,000.



Locations close to Gilboa, NY

Glenmont, NY201 $ / ft²
Gloversville, NY137 $ / ft²
Greenville, NY232 $ / ft²
Ghent, NY184 $ / ft²
Galway, NY203 $ / ft²
Fultonville, NY114 $ / ft²
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