House Prices

Waterford Harbor Waterford, NY House Prices & Home Values 2026


Average Data

average house price$246,675
average size per house2104 ft²
average price per ft²125 $ / ft²

06/22/2026 - The value range (VR) for house prices in Waterford Harbor Waterford, NY is $118.75/ sqft to $131.25/ sqft. An average home with 2104 sqft costs approximately $264,342 to $292,167. Waterford, NY includes 1 ZIP codes and it is located in Saratoga county. The lowest prices are found in ZIP 12188, while the highest are in ZIP 12188. The average price per sqare feet is $125. Our analysis is based on 21 property listings.

Avergage prices by ZIP codes Waterford Harbor Waterford

12188137 $ / ft²




Historical development of home values in Waterford Harbor Waterford

Year Estimated value (USD) Change vs. 2025
2010 $114,560 -53.6%
2011 $110,130 -55.4%
2012 $109,834 -55.5%
2013 $113,939 -53.8%
2014 $119,605 -51.5%
2015 $125,743 -49.0%
2016 $132,305 -46.4%
2017 $139,446 -43.5%
2018 $147,156 -40.3%
2019 $153,979 -37.6%
2020 $161,939 -34.4%
2021 $184,188 -25.3%
2022 $214,722 -13.0%
2023 $226,434 -8.2%
2024 $239,534 -2.9%
2025 $246,675 0.0%

Graph: estimated home values in Waterford Harbor Waterford over time (USD)



Example: 100% financing house in Waterford Harbor Waterford

Loan amount: $246,675

Interest rate: 6.35%

Fixed monthly payment: $1,534.58

Breakdown in the 1st month:
Interest portion: $1,304.91  –  Principal portion: $229.67

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $15,577.31 $2,837.62 $243,837.38
2 $15,391.85 $3,023.09 $240,814.29
3 $15,194.26 $3,220.67 $237,593.62
4 $14,983.75 $3,431.18 $234,162.44
5 $14,759.49 $3,655.44 $230,507.00
6 $14,520.57 $3,894.36 $226,612.65
7 $14,266.04 $4,148.89 $222,463.75
8 $13,994.87 $4,420.06 $218,043.69
9 $13,705.97 $4,708.96 $213,334.73
10 $13,398.20 $5,016.74 $208,317.99
11 $13,070.30 $5,344.63 $202,973.36
12 $12,720.98 $5,693.95 $197,279.41
13 $12,348.82 $6,066.11 $191,213.30
14 $11,952.34 $6,462.59 $184,750.71
15 $11,529.95 $6,884.99 $177,865.72
16 $11,079.94 $7,334.99 $170,530.73
17 $10,600.53 $7,814.40 $162,716.33
18 $10,089.78 $8,325.15 $154,391.18
19 $9,545.65 $8,869.28 $145,521.90
20 $8,965.95 $9,448.98 $136,072.92
21 $8,348.37 $10,066.56 $126,006.36
22 $7,690.42 $10,724.51 $115,281.85
23 $6,989.47 $11,425.46 $103,856.39
24 $6,242.70 $12,172.23 $91,684.16
25 $5,447.12 $12,967.81 $78,716.35
26 $4,599.55 $13,815.38 $64,900.97
27 $3,696.58 $14,718.35 $50,182.61
28 $2,734.59 $15,680.34 $34,502.27
29 $1,709.72 $16,705.21 $17,797.06
30 $617.87 $17,797.06 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Waterford Harbor Waterford, NY


1500 sqft3900 sqft
Ø selling price$240,034$510,618
Ø fast selling$218,213$459,556
Ø high price sale$261,856$561,679

In 2026, houses in Waterford Harbor Waterford, NY will be offered at an average price of $125 per square foot. A 1,500 sqft home priced at $240,034 is 24.33% more expensive per square foot than a 3,900 sqft home priced at $510,618. Home prices in Waterford Harbor Waterford, NY vary significantly depending on the property’s condition and exact location. For a quick sale, a 2,700 sqft home should be listed at around $353,505. Sellers who can wait longer may achieve a higher price of up to $432,061.

FAQ – Home Values in Waterford Harbor Waterford

What is the median home value in Waterford Harbor Waterford in 2026?

In 2026, the typical home value in Waterford Harbor Waterford is about $246,675 for an average home size of 2104 square feet. This corresponds to an average price of roughly $125 per square foot.

What is the average cost per square foot in Waterford Harbor Waterford?

In 2026, homes in Waterford Harbor Waterford sell for an average of around $125 per square foot, with a typical range between $118.75 and $131.25 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in Waterford Harbor?

The average home size in Waterford Harbor Waterford is about 2104 square feet, with an estimated 2026 value around $246,675.



Neighborhoods close to Waterford Harbor Waterford, NY

Port Schuyler Watervliet, NY65 $ / ft²
Wells Wells, NY184 $ / ft²
Westerlo Westerlo, NY118 $ / ft²
New Salem Voorheesville, NY217 $ / ft²
Valatie Woods Valatie, NY177 $ / ft²
Summit Summit, NY97 $ / ft²
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