House Prices

House Prices & Home Values Valley Cottage, NY 2026


Average Data

average house price$500,263
average size per house1736 ft²
average price per ft²289 $ / ft²

06/24/2026 - The value range (VR) for house prices in Valley Cottage, NY is $288/ sqft to $288/ sqft. An average home with 1736 sqft costs approximately $499,968 to $499,968. Valley Cottage, NY includes 1 ZIP codes and it is located in Rockland county. The lowest prices are found in ZIP 10989, while the highest are in ZIP 10989. The average price per sqare feet is $289. Our analysis is based on 171 property listings.

Avergage prices by ZIP codes Valley Cottage

10989298 $ / ft²


House prices by neighborhoods in Valley Cottage

Christian Herald295 $ / ft²
Mountainview Condominiums285 $ / ft²
Rockland Lake308 $ / ft²
Rockland Lake West281 $ / ft²
Sierra Vista317 $ / ft²
Storms Corner316 $ / ft²
Tara Heights262 $ / ft²
West Hook Mountain262 $ / ft²




Historical development of home values in Valley Cottage

Year Estimated value (USD) Change vs. 2025
2010 $232,331 -53.6%
2011 $223,347 -55.4%
2012 $222,746 -55.5%
2013 $231,071 -53.8%
2014 $242,561 -51.5%
2015 $255,010 -49.0%
2016 $268,318 -46.4%
2017 $282,801 -43.5%
2018 $298,435 -40.3%
2019 $312,273 -37.6%
2020 $328,416 -34.4%
2021 $373,538 -25.3%
2022 $435,462 -13.0%
2023 $459,215 -8.2%
2024 $485,781 -2.9%
2025 $500,263 0.0%

Graph: estimated home values in Valley Cottage over time (USD)



Example: 100% financing house in Valley Cottage

Loan amount: $500,263

Interest rate: 6.00%

Fixed monthly payment: $2,999.33

Breakdown in the 1st month:
Interest portion: $2,501.32  –  Principal portion: $498.01

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $29,848.67 $6,143.29 $494,119.71
2 $29,469.76 $6,522.19 $487,597.52
3 $29,067.49 $6,924.47 $480,673.05
4 $28,640.40 $7,351.55 $473,321.50
5 $28,186.97 $7,804.98 $465,516.52
6 $27,705.58 $8,286.38 $457,230.14
7 $27,194.49 $8,797.46 $448,432.68
8 $26,651.88 $9,340.07 $439,092.61
9 $26,075.81 $9,916.14 $429,176.47
10 $25,464.20 $10,527.75 $418,648.72
11 $24,814.87 $11,177.08 $407,471.64
12 $24,125.50 $11,866.46 $395,605.18
13 $23,393.60 $12,598.35 $383,006.83
14 $22,616.56 $13,375.39 $369,631.44
15 $21,791.60 $14,200.36 $355,431.08
16 $20,915.75 $15,076.20 $340,354.88
17 $19,985.88 $16,006.07 $324,348.81
18 $18,998.66 $16,993.29 $307,355.51
19 $17,950.55 $18,041.40 $289,314.11
20 $16,837.80 $19,154.15 $270,159.96
21 $15,656.41 $20,335.54 $249,824.42
22 $14,402.16 $21,589.79 $228,234.63
23 $13,070.55 $22,921.40 $205,313.23
24 $11,656.81 $24,335.14 $180,978.08
25 $10,155.87 $25,836.08 $155,142.00
26 $8,562.36 $27,429.60 $127,712.40
27 $6,870.56 $29,121.39 $98,591.01
28 $5,074.42 $30,917.54 $67,673.47
29 $3,167.49 $32,824.46 $34,849.01
30 $1,142.95 $34,849.01 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Valley Cottage, NY


1500 sqft3900 sqft
Ø selling price$524,536$1,115,829
Ø fast selling$476,851$1,004,247
Ø high price sale$572,220$1,227,412

In 2026, houses in Valley Cottage, NY will be offered at an average price of $289 per square foot. A 1,500 sqft home priced at $524,536 is 23.74% more expensive per square foot than a 3,900 sqft home priced at $1,115,829. Home prices in Valley Cottage, NY vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $772,498. Sellers who can wait longer may achieve a higher price of up to $944,164.


Discover Valley Cottage, NY

Location and Lifestyle

Valley Cottage, NY is a charming hamlet in Rockland County along the Hudson River, offering a quiet suburban lifestyle close to New York City.
Known for its tree-lined neighborhoods and community spirit, Valley Cottage provides a balanced mix of small-town feel and modern convenience. Residents enjoy quick access to the Governor Mario M. Cuomo Bridge, the New York State Thruway, and nearby Nyack for dining and arts. Families appreciate the highly regarded Nyack School District and local libraries that anchor lifelong learning.

Parks and Recreation

Outdoor lovers flock to Rockland Lake State Park and Lake DeForest, where hiking, biking, kayaking, and scenic views define weekends.
The hamlet?s proximity to the Hudson River adds waterfront charm, birding, and picturesque sunrise walks along regional trails. Seasonal farmers markets, community events, and local eateries showcase Hudson Valley flavors right in Valley Cottage, NY.

Homes and Community

Real estate in Valley Cottage, NY ranges from cozy capes and ranches to renovated colonials, appealing to first-time buyers and move-up shoppers. With a strong sense of safety and volunteer organizations, the Valley Cottage community welcomes newcomers and supports local businesses.
Whether you?re planning a day trip or a permanent move, Valley Cottage, NY delivers convenience, natural beauty, and value in the heart of Rockland County.



FAQ – Home Values in Valley Cottage

What is the median home value in Valley Cottage in 2026?

In 2026, the typical home value in Valley Cottage is about $500,263 for an average home size of 1736 square feet. This corresponds to an average price of roughly $289 per square foot.

What is the average cost per square foot in Valley Cottage?

In 2026, homes in Valley Cottage sell for an average of around $289 per square foot, with a typical range between $288 and $288 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Valley Cottage is about 1736 square feet, with an estimated 2026 value around $500,263.



Locations close to Valley Cottage, NY

Warwick, NY170 $ / ft²
Washingtonville, NY137 $ / ft²
West Haverstraw, NY228 $ / ft²
Unionville, NY272 $ / ft²
Tuxedo Park, NY173 $ / ft²
Tomkins Cove, NY199 $ / ft²
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