House Prices

House Prices & Home Values Troy, NY 2026


Average Data

average house price$170,209
average size per house2143 ft²
average price per ft²80 $ / ft²

06/22/2026 - The value range (VR) for house prices in Troy, NY is $68/ sqft to $68/ sqft. An average home with 2143 sqft costs approximately $145,724 to $145,724. Troy, NY includes 2 ZIP codes and it is located in Rensselaer county. The lowest prices are found in ZIP 12180, while the highest are in ZIP 12180. The average price per sqare feet is $80. Our analysis is based on 11 property listings.

Avergage prices by ZIP codes Troy

1218070 $ / ft²
1218262 $ / ft²




Historical development of home values in Troy

Year Estimated value (USD) Change vs. 2025
2010 $79,048 -53.6%
2011 $75,991 -55.4%
2012 $75,787 -55.5%
2013 $78,619 -53.8%
2014 $82,529 -51.5%
2015 $86,764 -49.0%
2016 $91,292 -46.4%
2017 $96,220 -43.5%
2018 $101,539 -40.3%
2019 $106,248 -37.6%
2020 $111,740 -34.4%
2021 $127,092 -25.3%
2022 $148,161 -13.0%
2023 $156,243 -8.2%
2024 $165,282 -2.9%
2025 $170,209 0.0%

Graph: estimated home values in Troy over time (USD)



Example: 100% financing house in Troy

Loan amount: $170,209

Interest rate: 6.00%

Fixed monthly payment: $1,020.49

Breakdown in the 1st month:
Interest portion: $851.05  –  Principal portion: $169.44

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $10,155.68 $2,090.19 $168,118.81
2 $10,026.76 $2,219.10 $165,899.71
3 $9,889.89 $2,355.97 $163,543.73
4 $9,744.58 $2,501.29 $161,042.45
5 $9,590.31 $2,655.56 $158,386.89
6 $9,426.52 $2,819.35 $155,567.54
7 $9,252.63 $2,993.24 $152,574.30
8 $9,068.01 $3,177.86 $149,396.45
9 $8,872.01 $3,373.86 $146,022.59
10 $8,663.92 $3,581.95 $142,440.64
11 $8,442.99 $3,802.88 $138,637.76
12 $8,208.44 $4,037.43 $134,600.33
13 $7,959.42 $4,286.45 $130,313.87
14 $7,695.04 $4,550.83 $125,763.04
15 $7,414.35 $4,831.52 $120,931.53
16 $7,116.35 $5,129.51 $115,802.01
17 $6,799.98 $5,445.89 $110,356.12
18 $6,464.09 $5,781.78 $104,574.34
19 $6,107.48 $6,138.39 $98,435.95
20 $5,728.88 $6,516.99 $91,918.96
21 $5,326.92 $6,918.94 $85,000.02
22 $4,900.18 $7,345.69 $77,654.33
23 $4,447.11 $7,798.76 $69,855.57
24 $3,966.10 $8,279.77 $61,575.81
25 $3,455.42 $8,790.44 $52,785.36
26 $2,913.25 $9,332.62 $43,452.74
27 $2,337.63 $9,908.23 $33,544.51
28 $1,726.51 $10,519.35 $23,025.16
29 $1,077.70 $11,168.16 $11,856.99
30 $388.88 $11,856.99 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Troy, NY


1500 sqft3900 sqft
Ø selling price$145,200$308,880
Ø fast selling$132,000$277,993
Ø high price sale$158,400$339,768

In 2026, houses in Troy, NY will be offered at an average price of $80 per square foot. A 1,500 sqft home priced at $145,200 is 23.60% more expensive per square foot than a 3,900 sqft home priced at $308,880. Home prices in Troy, NY vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $213,841. Sellers who can wait longer may achieve a higher price of up to $261,361.


Discover Troy, NY

Overview

Troy, NY is a historic Hudson River city in New York?s Capital Region known for its revitalized downtown and vibrant arts scene.
Often called the Collar City, Troy, New York showcases beautifully preserved Victorian architecture and 19th?century brownstones.

Innovation and Downtown

Rensselaer Polytechnic Institute anchors innovation here, fueling startups and research that power the Capital Region and Tech Valley.
Visitors stroll bustling River Street, where independent shops, craft breweries, and acclaimed restaurants highlight local flavor.

Markets and Culture

The famed Troy Waterfront Farmers Market draws crowds year?round with farm?fresh produce, artisanal goods, and live music.
Cultural attractions include the Troy Savings Bank Music Hall, renowned for its world?class acoustics and historic charm.
Outdoor enthusiasts enjoy Hudson River views, bike trails, and nearby Peebles Island State Park for picnics and wildlife watching.

Events and Lifestyle

Annual events like Victorian Stroll and seasonal festivals make Troy, NY a family?friendly destination with small?city warmth.
Affordable housing options, walkable neighborhoods, and easy access to Albany and Saratoga enhance livability for residents and commuters.
Whether you are planning a visit or a move, Troy, New York offers a dynamic blend of heritage, education, and opportunity.



FAQ – Home Values in Troy

What is the median home value in Troy in 2026?

In 2026, the typical home value in Troy is about $170,209 for an average home size of 2143 square feet. This corresponds to an average price of roughly $80 per square foot.

What is the average cost per square foot in Troy?

In 2026, homes in Troy sell for an average of around $80 per square foot, with a typical range between $68 and $68 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Troy is about 2143 square feet, with an estimated 2026 value around $170,209.



Locations close to Troy, NY

Valatie, NY172 $ / ft²
Valley Falls, NY180 $ / ft²
Voorheesville, NY235 $ / ft²
Tribes Hill, NY135 $ / ft²
Surprise, NY214 $ / ft²
Summit, NY103 $ / ft²
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