House Prices

House Prices & Home Values Stephentown, NY 2026


Average Data

average house price$412,474
average size per house2029 ft²
average price per ft²204 $ / ft²

06/22/2026 - The value range (VR) for house prices in Stephentown, NY is $193/ sqft to $202/ sqft. An average home with 2029 sqft costs approximately $391,597 to $409,858. Stephentown, NY includes 2 ZIP codes and it is located in Rensselaer county. The lowest prices are found in ZIP 12168, while the highest are in ZIP 12169. The average price per sqare feet is $204. Our analysis is based on 19 property listings.

Avergage prices by ZIP codes Stephentown

12168201 $ / ft²
12169194 $ / ft²




Historical development of home values in Stephentown

Year Estimated value (USD) Change vs. 2025
2010 $191,560 -53.6%
2011 $184,153 -55.4%
2012 $183,657 -55.5%
2013 $190,522 -53.8%
2014 $199,995 -51.5%
2015 $210,260 -49.0%
2016 $221,232 -46.4%
2017 $233,173 -43.5%
2018 $246,064 -40.3%
2019 $257,474 -37.6%
2020 $270,784 -34.4%
2021 $307,988 -25.3%
2022 $359,044 -13.0%
2023 $378,629 -8.2%
2024 $400,533 -2.9%
2025 $412,474 0.0%

Graph: estimated home values in Stephentown over time (USD)



Example: 100% financing house in Stephentown

Loan amount: $412,474

Interest rate: 6.00%

Fixed monthly payment: $2,472.99

Breakdown in the 1st month:
Interest portion: $2,062.37  –  Principal portion: $410.62

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $24,610.65 $5,065.23 $407,408.77
2 $24,298.24 $5,377.64 $402,031.13
3 $23,966.56 $5,709.32 $396,321.81
4 $23,614.42 $6,061.46 $390,260.35
5 $23,240.56 $6,435.32 $383,825.03
6 $22,843.65 $6,832.23 $376,992.79
7 $22,422.25 $7,253.63 $369,739.16
8 $21,974.86 $7,701.02 $362,038.14
9 $21,499.88 $8,176.00 $353,862.14
10 $20,995.60 $8,680.28 $345,181.86
11 $20,460.22 $9,215.66 $335,966.20
12 $19,891.82 $9,784.06 $326,182.13
13 $19,288.36 $10,387.52 $315,794.61
14 $18,647.68 $11,028.20 $304,766.41
15 $17,967.48 $11,708.40 $293,058.01
16 $17,245.33 $12,430.55 $280,627.46
17 $16,478.65 $13,197.23 $267,430.23
18 $15,664.67 $14,011.21 $253,419.02
19 $14,800.49 $14,875.39 $238,543.63
20 $13,883.01 $15,792.87 $222,750.75
21 $12,908.94 $16,766.94 $205,983.81
22 $11,874.79 $17,801.09 $188,182.72
23 $10,776.86 $18,899.02 $169,283.69
24 $9,611.21 $20,064.68 $149,219.02
25 $8,373.66 $21,302.22 $127,916.80
26 $7,059.79 $22,616.09 $105,300.70
27 $5,664.87 $24,011.01 $81,289.70
28 $4,183.93 $25,491.95 $55,797.74
29 $2,611.64 $27,064.24 $28,733.50
30 $942.38 $28,733.50 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Stephentown, NY


1500 sqft3900 sqft
Ø selling price$370,261$787,645
Ø fast selling$336,600$708,880
Ø high price sale$403,921$866,409

In 2026, houses in Stephentown, NY will be offered at an average price of $204 per square foot. A 1,500 sqft home priced at $370,261 is 23.90% more expensive per square foot than a 3,900 sqft home priced at $787,645. Home prices in Stephentown, NY vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $545,292. Sellers who can wait longer may achieve a higher price of up to $666,468.

FAQ – Home Values in Stephentown

What is the median home value in Stephentown in 2026?

In 2026, the typical home value in Stephentown is about $412,474 for an average home size of 2029 square feet. This corresponds to an average price of roughly $204 per square foot.

What is the average cost per square foot in Stephentown?

In 2026, homes in Stephentown sell for an average of around $204 per square foot, with a typical range between $193 and $202 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Stephentown is about 2029 square feet, with an estimated 2026 value around $412,474.



Locations close to Stephentown, NY

Stillwater, NY112 $ / ft²
Stottville, NY98 $ / ft²
Stuyvesant, NY211 $ / ft²
Stamford, NY179 $ / ft²
Sprakers, NY117 $ / ft²
Spencertown, NY376 $ / ft²
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