House Prices

House Prices & Home Values Carmel, NY 2026


Average Data

average house price$368,582
average size per house1649 ft²
average price per ft²224 $ / ft²

04/05/2026 - The value range (VR) for house prices in Carmel, NY is $266/ sqft to $266/ sqft. An average home with 1649 sqft costs approximately $438,634 to $438,634. Carmel, NY includes 1 ZIP codes and it is located in Putnam county. The lowest prices are found in ZIP 10512, while the highest are in ZIP 10512. The average price per sqare feet is $224. Our analysis is based on 165 property listings.

Avergage prices by ZIP codes Carmel

10512265 $ / ft²


House prices by neighborhoods in Carmel

Boyds Corner243 $ / ft²
Carmel Hamlet249 $ / ft²
Farmers Mills261 $ / ft²
Hortontown286 $ / ft²
Kent Cliffs249 $ / ft²
Kent Lakes288 $ / ft²
Lake Carmel251 $ / ft²
Lake Gilead288 $ / ft²
Ludingtonville279 $ / ft²
Mahopac Mines281 $ / ft²
Mead Corners251 $ / ft²
Sears Corners273 $ / ft²
Towners258 $ / ft²
Whangtown259 $ / ft²




Historical development of home values in Carmel

Year Estimated value (USD) Change vs. 2025
2010 $171,176 -53.6%
2011 $164,557 -55.4%
2012 $164,114 -55.5%
2013 $170,248 -53.8%
2014 $178,713 -51.5%
2015 $187,886 -49.0%
2016 $197,691 -46.4%
2017 $208,361 -43.5%
2018 $219,880 -40.3%
2019 $230,076 -37.6%
2020 $241,969 -34.4%
2021 $275,214 -25.3%
2022 $320,838 -13.0%
2023 $338,338 -8.2%
2024 $357,912 -2.9%
2025 $368,582 0.0%

Graph: estimated home values in Carmel over time (USD)



Example: 100% financing house in Carmel

Loan amount: $368,582

Interest rate: 6.00%

Fixed monthly payment: $2,209.84

Breakdown in the 1st month:
Interest portion: $1,842.91  –  Principal portion: $366.93

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $21,991.79 $4,526.23 $364,055.77
2 $21,712.63 $4,805.40 $359,250.37
3 $21,416.24 $5,101.78 $354,148.59
4 $21,101.57 $5,416.45 $348,732.14
5 $20,767.50 $5,750.53 $342,981.61
6 $20,412.82 $6,105.21 $336,876.40
7 $20,036.26 $6,481.76 $330,394.64
8 $19,636.48 $6,881.54 $323,513.10
9 $19,212.04 $7,305.98 $316,207.12
10 $18,761.43 $7,756.60 $308,450.52
11 $18,283.02 $8,235.01 $300,215.51
12 $17,775.10 $8,742.93 $291,472.58
13 $17,235.85 $9,282.17 $282,190.41
14 $16,663.35 $9,854.67 $272,335.74
15 $16,055.53 $10,462.49 $261,873.25
16 $15,410.23 $11,107.79 $250,765.46
17 $14,725.13 $11,792.90 $238,972.56
18 $13,997.77 $12,520.26 $226,452.31
19 $13,225.55 $13,292.48 $213,159.83
20 $12,405.69 $14,112.33 $199,047.50
21 $11,535.28 $14,982.75 $184,064.75
22 $10,611.17 $15,906.85 $168,157.90
23 $9,630.07 $16,887.95 $151,269.95
24 $8,588.46 $17,929.56 $133,340.39
25 $7,482.61 $19,035.42 $114,304.97
26 $6,308.54 $20,209.48 $94,095.49
27 $5,062.07 $21,455.96 $72,639.53
28 $3,738.71 $22,779.31 $49,860.22
29 $2,333.73 $24,184.29 $25,675.93
30 $842.10 $25,675.93 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Carmel, NY


1500 sqft3900 sqft
Ø selling price$406,561$864,865
Ø fast selling$369,601$778,378
Ø high price sale$443,521$951,351

In 2026, houses in Carmel, NY will be offered at an average price of $224 per square foot. A 1,500 sqft home priced at $406,561 is 22.84% more expensive per square foot than a 3,900 sqft home priced at $864,865. Home prices in Carmel, NY vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $598,752. Sellers who can wait longer may achieve a higher price of up to $731,809.

FAQ – Home Values in Carmel

What is the median home value in Carmel in 2026?

In 2026, the typical home value in Carmel is about $368,582 for an average home size of 1649 square feet. This corresponds to an average price of roughly $224 per square foot.

What is the average cost per square foot in Carmel?

In 2026, homes in Carmel sell for an average of around $224 per square foot, with a typical range between $266 and $266 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Carmel is about 1649 square feet, with an estimated 2026 value around $368,582.



Locations close to Carmel, NY

Chappaqua, NY279 $ / ft²
Cold Spring, NY486 $ / ft²
Crompond, NY226 $ / ft²
Buchanan, NY204 $ / ft²
Briarcliff Manor, NY395 $ / ft²
Brewster, NY259 $ / ft²
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