House Prices

Monticello Richfield Springs, NY House Prices & Home Values 2026


Average Data

average house price$510,789
average size per house2265 ft²
average price per ft²226 $ / ft²

06/14/2026 - The value range (VR) for house prices in Monticello Richfield Springs, NY is $214.7/ sqft to $237.3/ sqft. An average home with 2265 sqft costs approximately $485,810 to $536,948. Richfield Springs, NY includes 1 ZIP codes and it is located in Otsego county. The lowest prices are found in ZIP 13439, while the highest are in ZIP 13439. The average price per sqare feet is $226. Our analysis is based on 3 property listings.

Avergage prices by ZIP codes Monticello Richfield Springs

13439103 $ / ft²




Historical development of home values in Monticello Richfield Springs

Year Estimated value (USD) Change vs. 2025
2010 $237,220 -53.6%
2011 $228,046 -55.4%
2012 $227,432 -55.5%
2013 $235,933 -53.8%
2014 $247,665 -51.5%
2015 $260,376 -49.0%
2016 $273,964 -46.4%
2017 $288,751 -43.5%
2018 $304,715 -40.3%
2019 $318,844 -37.6%
2020 $335,327 -34.4%
2021 $381,398 -25.3%
2022 $444,624 -13.0%
2023 $468,877 -8.2%
2024 $496,002 -2.9%
2025 $510,789 0.0%

Graph: estimated home values in Monticello Richfield Springs over time (USD)



Example: 100% financing house in Monticello Richfield Springs

Loan amount: $510,789

Interest rate: 5.99%

Fixed monthly payment: $3,060.47

Breakdown in the 1st month:
Interest portion: $2,551.39  –  Principal portion: $509.08

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $30,446.04 $6,279.58 $504,509.42
2 $30,059.13 $6,666.49 $497,842.93
3 $29,648.37 $7,077.24 $490,765.69
4 $29,212.31 $7,513.30 $483,252.39
5 $28,749.39 $7,976.23 $475,276.16
6 $28,257.94 $8,467.68 $466,808.48
7 $27,736.20 $8,989.41 $457,819.07
8 $27,182.33 $9,543.29 $448,275.78
9 $26,594.32 $10,131.29 $438,144.48
10 $25,970.09 $10,755.53 $427,388.96
11 $25,307.39 $11,418.22 $415,970.73
12 $24,603.87 $12,121.75 $403,848.98
13 $23,856.99 $12,868.63 $390,980.36
14 $23,064.10 $13,661.52 $377,318.84
15 $22,222.35 $14,503.26 $362,815.57
16 $21,328.74 $15,396.88 $347,418.70
17 $20,380.07 $16,345.55 $331,073.15
18 $19,372.95 $17,352.67 $313,720.49
19 $18,303.78 $18,421.84 $295,298.65
20 $17,168.72 $19,556.89 $275,741.75
21 $15,963.74 $20,761.88 $254,979.87
22 $14,684.51 $22,041.11 $232,938.76
23 $13,326.46 $23,399.16 $209,539.60
24 $11,884.73 $24,840.89 $184,698.72
25 $10,354.17 $26,371.44 $158,327.27
26 $8,729.31 $27,996.31 $130,330.97
27 $7,004.33 $29,721.28 $100,609.69
28 $5,173.07 $31,552.54 $69,057.14
29 $3,228.98 $33,496.63 $35,560.51
30 $1,165.11 $35,560.51 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Monticello Richfield Springs, NY


1500 sqft3900 sqft
Ø selling price$409,780$871,714
Ø fast selling$372,528$784,543
Ø high price sale$447,033$958,885

In 2026, houses in Monticello Richfield Springs, NY will be offered at an average price of $226 per square foot. A 1,500 sqft home priced at $409,780 is 22.98% more expensive per square foot than a 3,900 sqft home priced at $871,714. Home prices in Monticello Richfield Springs, NY vary significantly depending on the property’s condition and exact location. For a quick sale, a 2,700 sqft home should be listed at around $603,494. Sellers who can wait longer may achieve a higher price of up to $737,604.

FAQ – Home Values in Monticello Richfield Springs

What is the median home value in Monticello Richfield Springs in 2026?

In 2026, the typical home value in Monticello Richfield Springs is about $510,789 for an average home size of 2265 square feet. This corresponds to an average price of roughly $226 per square foot.

What is the average cost per square foot in Monticello Richfield Springs?

In 2026, homes in Monticello Richfield Springs sell for an average of around $226 per square foot, with a typical range between $214.7 and $237.3 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in Monticello?

The average home size in Monticello Richfield Springs is about 2265 square feet, with an estimated 2026 value around $510,789.



Neighborhoods close to Monticello Richfield Springs, NY

Sharon Springs Historic District Sharon Springs, NY109 $ / ft²
Smyrna Smyrna, NY127 $ / ft²
West Taberg Taberg, NY119 $ / ft²
Remsen Remsen, NY124 $ / ft²
West Newport Newport, NY102 $ / ft²
New Hartford Village New Hartford, NY114 $ / ft²
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