House Prices

House Prices & Home Values Otego, NY 2026


Average Data

average house price$108,767
average size per house1143 ft²
average price per ft²96 $ / ft²

04/21/2026 - The value range (VR) for house prices in Otego, NY is $184/ sqft to $184/ sqft. An average home with 1143 sqft costs approximately $210,312 to $210,312. Otego, NY includes 1 ZIP codes and it is located in Otsego county. The lowest prices are found in ZIP 13825, while the highest are in ZIP 13825. The average price per sqare feet is $96. Our analysis is based on 3 property listings.

Avergage prices by ZIP codes Otego

13825174 $ / ft²




Historical development of home values in Otego

Year Estimated value (USD) Change vs. 2025
2010 $50,513 -53.6%
2011 $48,560 -55.4%
2012 $48,429 -55.5%
2013 $50,239 -53.8%
2014 $52,738 -51.5%
2015 $55,444 -49.0%
2016 $58,338 -46.4%
2017 $61,486 -43.5%
2018 $64,886 -40.3%
2019 $67,894 -37.6%
2020 $71,404 -34.4%
2021 $81,215 -25.3%
2022 $94,678 -13.0%
2023 $99,842 -8.2%
2024 $105,618 -2.9%
2025 $108,767 0.0%

Graph: estimated home values in Otego over time (USD)



Example: 100% financing house in Otego

Loan amount: $108,767

Interest rate: 6.00%

Fixed monthly payment: $652.11

Breakdown in the 1st month:
Interest portion: $543.84  –  Principal portion: $108.28

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $6,489.69 $1,335.67 $107,431.33
2 $6,407.30 $1,418.05 $106,013.28
3 $6,319.84 $1,505.52 $104,507.76
4 $6,226.99 $1,598.37 $102,909.39
5 $6,128.40 $1,696.96 $101,212.43
6 $6,023.74 $1,801.62 $99,410.81
7 $5,912.62 $1,912.74 $97,498.07
8 $5,794.64 $2,030.71 $95,467.36
9 $5,669.39 $2,155.96 $93,311.39
10 $5,536.42 $2,288.94 $91,022.45
11 $5,395.24 $2,430.12 $88,592.34
12 $5,245.36 $2,580.00 $86,012.34
13 $5,086.23 $2,739.13 $83,273.21
14 $4,917.28 $2,908.07 $80,365.13
15 $4,737.92 $3,087.44 $77,277.70
16 $4,547.49 $3,277.86 $73,999.83
17 $4,345.32 $3,480.03 $70,519.80
18 $4,130.68 $3,694.68 $66,825.12
19 $3,902.80 $3,922.55 $62,902.57
20 $3,660.87 $4,164.49 $58,738.08
21 $3,404.01 $4,421.35 $54,316.73
22 $3,131.31 $4,694.04 $49,622.69
23 $2,841.79 $4,983.56 $44,639.13
24 $2,534.42 $5,290.94 $39,348.19
25 $2,208.09 $5,617.27 $33,730.92
26 $1,861.62 $5,963.73 $27,767.18
27 $1,493.79 $6,331.56 $21,435.62
28 $1,103.28 $6,722.08 $14,713.54
29 $688.67 $7,136.68 $7,576.86
30 $248.50 $7,576.86 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Otego, NY


1500 sqft3900 sqft
Ø selling price$174,240$370,657
Ø fast selling$158,400$333,591
Ø high price sale$190,081$407,722

In 2026, houses in Otego, NY will be offered at an average price of $96 per square foot. A 1,500 sqft home priced at $174,240 is 21.71% more expensive per square foot than a 3,900 sqft home priced at $370,657. Home prices in Otego, NY vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $256,609. Sellers who can wait longer may achieve a higher price of up to $313,632.

FAQ – Home Values in Otego

What is the median home value in Otego in 2026?

In 2026, the typical home value in Otego is about $108,767 for an average home size of 1143 square feet. This corresponds to an average price of roughly $96 per square foot.

What is the average cost per square foot in Otego?

In 2026, homes in Otego sell for an average of around $96 per square foot, with a typical range between $184 and $184 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Otego is about 1143 square feet, with an estimated 2026 value around $108,767.



Locations close to Otego, NY

Ouaquaga, NY185 $ / ft²
Owego, NY186 $ / ft²
Oxford, NY181 $ / ft²
Oneonta, NY181 $ / ft²
Norwich, NY185 $ / ft²
Nineveh, NY194 $ / ft²
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