House Prices

House Prices & Home Values Maryland, NY 2026


Average Data

average house price$392,900
average size per house2166 ft²
average price per ft²182 $ / ft²

06/22/2026 - The value range (VR) for house prices in Maryland, NY is $181/ sqft to $181/ sqft. An average home with 2166 sqft costs approximately $392,046 to $392,046. Maryland, NY includes 1 ZIP codes and it is located in Otsego county. The lowest prices are found in ZIP 12116, while the highest are in ZIP 12116. The average price per sqare feet is $182. Our analysis is based on 7 property listings.

Avergage prices by ZIP codes Maryland

12116194 $ / ft²




Historical development of home values in Maryland

Year Estimated value (USD) Change vs. 2025
2010 $182,470 -53.6%
2011 $175,414 -55.4%
2012 $174,941 -55.5%
2013 $181,480 -53.8%
2014 $190,504 -51.5%
2015 $200,282 -49.0%
2016 $210,734 -46.4%
2017 $222,108 -43.5%
2018 $234,387 -40.3%
2019 $245,255 -37.6%
2020 $257,934 -34.4%
2021 $293,372 -25.3%
2022 $342,006 -13.0%
2023 $360,661 -8.2%
2024 $381,526 -2.9%
2025 $392,900 0.0%

Graph: estimated home values in Maryland over time (USD)



Example: 100% financing house in Maryland

Loan amount: $392,900

Interest rate: 6.00%

Fixed monthly payment: $2,355.63

Breakdown in the 1st month:
Interest portion: $1,964.50  –  Principal portion: $391.13

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $23,442.75 $4,824.86 $388,075.14
2 $23,145.16 $5,122.44 $382,952.70
3 $22,829.22 $5,438.39 $377,514.31
4 $22,493.79 $5,773.81 $371,740.50
5 $22,137.68 $6,129.93 $365,610.57
6 $21,759.60 $6,508.01 $359,102.56
7 $21,358.20 $6,909.41 $352,193.15
8 $20,932.04 $7,335.57 $344,857.58
9 $20,479.60 $7,788.01 $337,069.57
10 $19,999.25 $8,268.36 $328,801.21
11 $19,489.28 $8,778.33 $320,022.88
12 $18,947.85 $9,319.76 $310,703.12
13 $18,373.03 $9,894.58 $300,808.54
14 $17,762.75 $10,504.86 $290,303.68
15 $17,114.83 $11,152.77 $279,150.91
16 $16,426.96 $11,840.65 $267,310.26
17 $15,696.65 $12,570.96 $254,739.30
18 $14,921.30 $13,346.31 $241,392.99
19 $14,098.13 $14,169.48 $227,223.51
20 $13,224.19 $15,043.42 $212,180.09
21 $12,296.34 $15,971.27 $196,208.82
22 $11,311.27 $16,956.34 $179,252.48
23 $10,265.44 $18,002.17 $161,250.32
24 $9,155.10 $19,112.50 $142,137.81
25 $7,976.29 $20,291.32 $121,846.49
26 $6,724.76 $21,542.85 $100,303.64
27 $5,396.05 $22,871.56 $77,432.08
28 $3,985.38 $24,282.23 $53,149.86
29 $2,487.70 $25,779.90 $27,369.95
30 $897.66 $27,369.95 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Maryland, NY


1500 sqft3900 sqft
Ø selling price$330,330$702,702
Ø fast selling$300,300$632,432
Ø high price sale$360,360$772,973

In 2026, houses in Maryland, NY will be offered at an average price of $182 per square foot. A 1,500 sqft home priced at $330,330 is 24.56% more expensive per square foot than a 3,900 sqft home priced at $702,702. Home prices in Maryland, NY vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $486,487. Sellers who can wait longer may achieve a higher price of up to $594,594.


Explore Maryland, NY

Maryland, NY is a scenic town in Otsego County known for rolling hills, farmland, and friendly small?town charm.
With easy access to I?88 and NY Route 7, visitors can quickly reach Oneonta, Cooperstown, and other upstate destinations.

Location & History

The town traces its roots to late?1700s settlers, and today you can still see traces of that heritage in historic homes and rural hamlets like Schenevus.
Local calendars feature seasonal fairs, farm markets, and community events that celebrate the area?s agricultural traditions.

Outdoor Recreation

Outdoor enthusiasts enjoy hiking quiet backroads and trails, casting a line in nearby creeks, and birding across fields and forest edges.
Glimmerglass State Park, the National Baseball Hall of Fame, and Otsego Lake lie a short drive away for day trips and family outings.

Living & Community

Housing options range from classic farmhouses to wooded acreage, making Maryland, New York real estate appealing to buyers seeking space and value.
Residents appreciate low traffic, dark night skies, and a supportive community served by local services and regional school districts.

Travel Tips

For travel, Albany International Airport and the Capital Region are typically reached in about an hour to ninety minutes depending on route and weather.
Whether you are planning a weekend escape or a permanent move, you will find plenty of things to do in Maryland, NY and a welcoming place to call home.



FAQ – Home Values in Maryland

What is the median home value in Maryland in 2026?

In 2026, the typical home value in Maryland is about $392,900 for an average home size of 2166 square feet. This corresponds to an average price of roughly $182 per square foot.

What is the average cost per square foot in Maryland?

In 2026, homes in Maryland sell for an average of around $182 per square foot, with a typical range between $181 and $181 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Maryland is about 2166 square feet, with an estimated 2026 value around $392,900.



Locations close to Maryland, NY

Mayfield, NY112 $ / ft²
Mechanicville, NY75 $ / ft²
Medusa, NY99 $ / ft²
Malden Bridge, NY343 $ / ft²
Latham, NY74 $ / ft²
Lake Pleasant, NY81 $ / ft²
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