House Prices

House Prices & Home Values Bernhards Bay, NY 2026


Average Data

average house price$39,900
average size per house1302 ft²
average price per ft²31 $ / ft²

04/05/2026 - The value range (VR) for house prices in Bernhards Bay, NY is $170/ sqft to $170/ sqft. An average home with 1302 sqft costs approximately $221,340 to $221,340. Bernhards Bay, NY includes 1 ZIP codes and it is located in Oswego county. The lowest prices are found in ZIP 13028, while the highest are in ZIP 13028. The average price per sqare feet is $31. Our analysis is based on 1 property listings.

Avergage prices by ZIP codes Bernhards Bay

13028175 $ / ft²




Historical development of home values in Bernhards Bay

Year Estimated value (USD) Change vs. 2025
2010 $18,530 -53.6%
2011 $17,814 -55.4%
2012 $17,766 -55.5%
2013 $18,430 -53.8%
2014 $19,346 -51.5%
2015 $20,339 -49.0%
2016 $21,401 -46.4%
2017 $22,556 -43.5%
2018 $23,803 -40.3%
2019 $24,906 -37.6%
2020 $26,194 -34.4%
2021 $29,793 -25.3%
2022 $34,732 -13.0%
2023 $36,626 -8.2%
2024 $38,745 -2.9%
2025 $39,900 0.0%

Graph: estimated home values in Bernhards Bay over time (USD)



Example: 100% financing house in Bernhards Bay

Loan amount: $39,900

Interest rate: 6.00%

Fixed monthly payment: $239.22

Breakdown in the 1st month:
Interest portion: $199.50  –  Principal portion: $39.72

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $2,380.67 $489.98 $39,410.02
2 $2,350.45 $520.20 $38,889.83
3 $2,318.37 $552.28 $38,337.54
4 $2,284.30 $586.35 $37,751.20
5 $2,248.14 $622.51 $37,128.69
6 $2,209.74 $660.91 $36,467.78
7 $2,168.98 $701.67 $35,766.11
8 $2,125.70 $744.95 $35,021.17
9 $2,079.76 $790.89 $34,230.28
10 $2,030.98 $839.67 $33,390.60
11 $1,979.19 $891.46 $32,499.14
12 $1,924.20 $946.45 $31,552.70
13 $1,865.83 $1,004.82 $30,547.88
14 $1,803.85 $1,066.80 $29,481.08
15 $1,738.06 $1,132.59 $28,348.49
16 $1,668.20 $1,202.45 $27,146.04
17 $1,594.03 $1,276.61 $25,869.43
18 $1,515.30 $1,355.35 $24,514.08
19 $1,431.70 $1,438.95 $23,075.13
20 $1,342.95 $1,527.70 $21,547.43
21 $1,248.72 $1,621.92 $19,925.51
22 $1,148.69 $1,721.96 $18,203.55
23 $1,042.48 $1,828.17 $16,375.38
24 $929.72 $1,940.92 $14,434.46
25 $810.01 $2,060.64 $12,373.82
26 $682.92 $2,187.73 $10,186.09
27 $547.98 $2,322.67 $7,863.43
28 $404.73 $2,465.92 $5,397.50
29 $252.63 $2,618.02 $2,779.49
30 $91.16 $2,779.49 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Bernhards Bay, NY


1500 sqft3900 sqft
Ø selling price$56,266$119,692
Ø fast selling$51,151$107,722
Ø high price sale$61,381$131,661

In 2026, houses in Bernhards Bay, NY will be offered at an average price of $31 per square foot. A 1,500 sqft home priced at $56,266 is 23.67% more expensive per square foot than a 3,900 sqft home priced at $119,692. Home prices in Bernhards Bay, NY vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $82,863. Sellers who can wait longer may achieve a higher price of up to $101,278.


Bernhards Bay, NY Travel & Living Guide

Overview

Bernhards Bay, NY is a small waterfront hamlet in the Town of Constantia on the north shore of Oneida Lake in Oswego County.

Known for peaceful lake views and easy access to the water, Bernhards Bay offers a classic Upstate New York getaway.

Things to Do

Outdoor enthusiasts come for four-season recreation and classic things to do in Bernhards Bay, NY, including fishing, boating, paddling, and renowned winter ice fishing on Oneida Lake.
In warmer months, anglers target walleye, perch, and bass, while snowmobilers enjoy nearby trail networks when the snow flies.

Public boat launches, local marinas, and casual lakeside spots make it convenient to plan a day on the water.

Location & Access

The hamlet sits about 30 miles northeast of Syracuse, making Bernhards Bay an easy weekend trip with scenic drives through farm and forest country.

Travelers find services, groceries, and dining in surrounding lakeshore communities such as Constantia and Cleveland.

Community & Stays

Visitors can choose from cozy cabins, lakefront cottages, seasonal campgrounds, and short-term vacation rentals that highlight the area?s relaxed vibe.

Homebuyers exploring Bernhards Bay real estate appreciate affordable waterfront options and a friendly, small-town feel.

Whether you come for sunrise launches or glowing sunsets, Bernhards Bay, NY delivers a restful base for exploring the Oneida Lake region.



FAQ – Home Values in Bernhards Bay

What is the median home value in Bernhards Bay in 2026?

In 2026, the typical home value in Bernhards Bay is about $39,900 for an average home size of 1302 square feet. This corresponds to an average price of roughly $31 per square foot.

What is the average cost per square foot in Bernhards Bay?

In 2026, homes in Bernhards Bay sell for an average of around $31 per square foot, with a typical range between $170 and $170 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Bernhards Bay is about 1302 square feet, with an estimated 2026 value around $39,900.



Locations close to Bernhards Bay, NY

Brewerton, NY151 $ / ft²
Bridgeport, NY164 $ / ft²
Camillus, NY161 $ / ft²
Baldwinsville, NY161 $ / ft²
Aurora, NY158 $ / ft²
Auburn, NY177 $ / ft²
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