House Prices

House Prices & Home Values Utica, NY 2026


Average Data

average house price$207,000
average size per house2241 ft²
average price per ft²93 $ / ft²

04/04/2026 - The value range (VR) for house prices in Utica, NY is $162/ sqft to $169/ sqft. An average home with 2241 sqft costs approximately $363,042 to $378,729. Utica, NY includes 2 ZIP codes and it is located in Oneida county. The lowest prices are found in ZIP 13502, while the highest are in ZIP 13501. The average price per sqare feet is $93. Our analysis is based on 9 property listings.

Avergage prices by ZIP codes Utica

13501162 $ / ft²
13502165 $ / ft²




Historical development of home values in Utica

Year Estimated value (USD) Change vs. 2025
2010 $96,135 -53.6%
2011 $92,417 -55.4%
2012 $92,168 -55.5%
2013 $95,613 -53.8%
2014 $100,367 -51.5%
2015 $105,519 -49.0%
2016 $111,025 -46.4%
2017 $117,018 -43.5%
2018 $123,487 -40.3%
2019 $129,213 -37.6%
2020 $135,893 -34.4%
2021 $154,564 -25.3%
2022 $180,186 -13.0%
2023 $190,015 -8.2%
2024 $201,008 -2.9%
2025 $207,000 0.0%

Graph: estimated home values in Utica over time (USD)



Example: 100% financing house in Utica

Loan amount: $207,000

Interest rate: 6.00%

Fixed monthly payment: $1,241.07

Breakdown in the 1st month:
Interest portion: $1,035.00  –  Principal portion: $206.07

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $12,350.85 $2,541.98 $204,458.02
2 $12,194.07 $2,698.77 $201,759.25
3 $12,027.61 $2,865.22 $198,894.03
4 $11,850.89 $3,041.94 $195,852.08
5 $11,663.27 $3,229.56 $192,622.52
6 $11,464.08 $3,428.76 $189,193.76
7 $11,252.60 $3,640.23 $185,553.53
8 $11,028.08 $3,864.76 $181,688.77
9 $10,789.71 $4,103.13 $177,585.65
10 $10,536.64 $4,356.20 $173,229.45
11 $10,267.96 $4,624.88 $168,604.57
12 $9,982.70 $4,910.13 $163,694.44
13 $9,679.86 $5,212.98 $158,481.47
14 $9,358.33 $5,534.50 $152,946.97
15 $9,016.98 $5,875.86 $147,071.11
16 $8,654.57 $6,238.27 $140,832.84
17 $8,269.81 $6,623.03 $134,209.81
18 $7,861.31 $7,031.52 $127,178.29
19 $7,427.62 $7,465.21 $119,713.07
20 $6,967.18 $7,925.65 $111,787.42
21 $6,478.35 $8,414.49 $103,372.94
22 $5,959.36 $8,933.47 $94,439.46
23 $5,408.36 $9,484.47 $84,954.99
24 $4,823.38 $10,069.45 $74,885.54
25 $4,202.32 $10,690.52 $64,195.02
26 $3,542.95 $11,349.88 $52,845.14
27 $2,842.92 $12,049.92 $40,795.22
28 $2,099.70 $12,793.13 $28,002.09
29 $1,310.65 $13,582.18 $14,419.90
30 $472.93 $14,419.90 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Utica, NY


1500 sqft3900 sqft
Ø selling price$168,795$359,073
Ø fast selling$153,450$323,166
Ø high price sale$184,141$394,981

In 2026, houses in Utica, NY will be offered at an average price of $93 per square foot. A 1,500 sqft home priced at $168,795 is 22.03% more expensive per square foot than a 3,900 sqft home priced at $359,073. Home prices in Utica, NY vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $248,590. Sellers who can wait longer may achieve a higher price of up to $303,831.

FAQ – Home Values in Utica

What is the median home value in Utica in 2026?

In 2026, the typical home value in Utica is about $207,000 for an average home size of 2241 square feet. This corresponds to an average price of roughly $93 per square foot.

What is the average cost per square foot in Utica?

In 2026, homes in Utica sell for an average of around $93 per square foot, with a typical range between $162 and $169 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Utica is about 2241 square feet, with an estimated 2026 value around $207,000.



Locations close to Utica, NY

Watertown, NY174 $ / ft²
Fort Drum, NY151 $ / ft²
Adams, NY177 $ / ft²
Yorkville, NY109 $ / ft²
Woodgate, NY118 $ / ft²
Williamstown, NY104 $ / ft²
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