House Prices

House Prices & Home Values Prospect, NY 2026


Average Data

average house price$302,042
average size per house2106 ft²
average price per ft²144 $ / ft²

06/14/2026 - The value range (VR) for house prices in Prospect, NY is $107/ sqft to $107/ sqft. An average home with 2106 sqft costs approximately $225,342 to $225,342. Prospect, NY includes 1 ZIP codes and it is located in Oneida county. The lowest prices are found in ZIP 13435, while the highest are in ZIP 13435. The average price per sqare feet is $144. Our analysis is based on 24 property listings.

Avergage prices by ZIP codes Prospect

13435105 $ / ft²




Historical development of home values in Prospect

Year Estimated value (USD) Change vs. 2025
2010 $140,274 -53.6%
2011 $134,849 -55.4%
2012 $134,486 -55.5%
2013 $139,513 -53.8%
2014 $146,450 -51.5%
2015 $153,967 -49.0%
2016 $162,002 -46.4%
2017 $170,746 -43.5%
2018 $180,185 -40.3%
2019 $188,540 -37.6%
2020 $198,287 -34.4%
2021 $225,530 -25.3%
2022 $262,917 -13.0%
2023 $277,258 -8.2%
2024 $293,298 -2.9%
2025 $302,042 0.0%

Graph: estimated home values in Prospect over time (USD)



Example: 100% financing house in Prospect

Loan amount: $302,042

Interest rate: 6.00%

Fixed monthly payment: $1,810.89

Breakdown in the 1st month:
Interest portion: $1,510.21  –  Principal portion: $300.68

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $18,021.62 $3,709.11 $298,332.89
2 $17,792.85 $3,937.88 $294,395.01
3 $17,549.97 $4,180.76 $290,214.25
4 $17,292.11 $4,438.62 $285,775.63
5 $17,018.35 $4,712.39 $281,063.24
6 $16,727.70 $5,003.04 $276,060.21
7 $16,419.12 $5,311.61 $270,748.59
8 $16,091.51 $5,639.22 $265,109.37
9 $15,743.70 $5,987.03 $259,122.34
10 $15,374.43 $6,356.30 $252,766.04
11 $14,982.39 $6,748.34 $246,017.69
12 $14,566.16 $7,164.57 $238,853.12
13 $14,124.27 $7,606.46 $231,246.66
14 $13,655.12 $8,075.61 $223,171.05
15 $13,157.03 $8,573.70 $214,597.35
16 $12,628.23 $9,102.51 $205,494.84
17 $12,066.80 $9,663.93 $195,830.92
18 $11,470.75 $10,259.98 $185,570.94
19 $10,837.94 $10,892.79 $174,678.15
20 $10,166.10 $11,564.63 $163,113.51
21 $9,452.82 $12,277.92 $150,835.60
22 $8,695.54 $13,035.19 $137,800.40
23 $7,891.56 $13,839.17 $123,961.23
24 $7,037.99 $14,692.74 $109,268.49
25 $6,131.77 $15,598.96 $93,669.53
26 $5,169.66 $16,561.07 $77,108.46
27 $4,148.21 $17,582.52 $59,525.94
28 $3,063.76 $18,666.97 $40,858.97
29 $1,912.42 $19,818.31 $21,040.66
30 $690.07 $21,040.66 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Prospect, NY


1500 sqft3900 sqft
Ø selling price$261,361$555,984
Ø fast selling$237,601$500,386
Ø high price sale$285,120$611,583

In 2026, houses in Prospect, NY will be offered at an average price of $144 per square foot. A 1,500 sqft home priced at $261,361 is 22.43% more expensive per square foot than a 3,900 sqft home priced at $555,984. Home prices in Prospect, NY vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $384,913. Sellers who can wait longer may achieve a higher price of up to $470,449.


Prospect, NY Travel and Living Guide

Overview

Prospect, NY is a small hamlet in the Town of Trenton, Oneida County, set in the scenic Mohawk Valley near the Adirondack foothills.
Formerly an incorporated village, Prospect offers a quiet residential vibe with easy access to Utica and Rome for work, shopping, and dining.

History & Character

The community?s roots stretch to 19th?century creekside industry, and its compact grid and historic homes reflect that heritage.
Today, tree?lined streets and a neighborly feel showcase classic upstate New York character and small?town charm.

Outdoor Recreation

Prospect is a convenient base for outdoor recreation, with nearby trails, fishing and paddling on local creeks and reservoirs, and quick day trips toward the Adirondacks.
Four distinct seasons bring leafy autumn views, snowy winters ideal for cross?country skiing and snowmobiling, and warm summers for picnics and paddling.

Living, Schools & Services

Residents tap Town of Trenton services and regional amenities in Utica, while families can explore schools in surrounding districts.
Local real estate tends to be more affordable than in many parts of New York State, appealing to first?time buyers and those seeking a quieter pace.

Economy & Access

The area?s economy connects to countywide healthcare, education, manufacturing, and small businesses, with many commuters using NY?12 and other regional routes.
From Prospect you?re within reach of the New York State Thruway, Griffiss Business Park in Rome, and popular Mohawk Valley attractions year?round.



FAQ – Home Values in Prospect

What is the median home value in Prospect in 2026?

In 2026, the typical home value in Prospect is about $302,042 for an average home size of 2106 square feet. This corresponds to an average price of roughly $144 per square foot.

What is the average cost per square foot in Prospect?

In 2026, homes in Prospect sell for an average of around $144 per square foot, with a typical range between $107 and $107 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Prospect is about 2106 square feet, with an estimated 2026 value around $302,042.



Locations close to Prospect, NY

Raquette Lake, NY99 $ / ft²
Redfield, NY133 $ / ft²
Remsen, NY132 $ / ft²
Port Leyden, NY120 $ / ft²
Poland, NY114 $ / ft²
Palatine Bridge, NY126 $ / ft²
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