House Prices

House Prices & Home Values North Bay, NY 2026


Average Data

average house price$265,600
average size per house1721 ft²
average price per ft²155 $ / ft²

04/05/2026 - The value range (VR) for house prices in North Bay, NY is $145/ sqft to $145/ sqft. An average home with 1721 sqft costs approximately $249,545 to $249,545. North Bay, NY includes 1 ZIP codes and it is located in Oneida county. The lowest prices are found in ZIP 13123, while the highest are in ZIP 13123. The average price per sqare feet is $155. Our analysis is based on 11 property listings.

Avergage prices by ZIP codes North Bay

13123146 $ / ft²




Historical development of home values in North Bay

Year Estimated value (USD) Change vs. 2025
2010 $123,349 -53.6%
2011 $118,580 -55.4%
2012 $118,260 -55.5%
2013 $122,681 -53.8%
2014 $128,781 -51.5%
2015 $135,390 -49.0%
2016 $142,456 -46.4%
2017 $150,145 -43.5%
2018 $158,446 -40.3%
2019 $165,792 -37.6%
2020 $174,363 -34.4%
2021 $198,319 -25.3%
2022 $231,196 -13.0%
2023 $243,807 -8.2%
2024 $257,911 -2.9%
2025 $265,600 0.0%

Graph: estimated home values in North Bay over time (USD)



Example: 100% financing house in North Bay

Loan amount: $265,600

Interest rate: 6.00%

Fixed monthly payment: $1,592.41

Breakdown in the 1st month:
Interest portion: $1,328.00  –  Principal portion: $264.41

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $15,847.28 $3,261.60 $262,338.40
2 $15,646.11 $3,462.77 $258,875.63
3 $15,432.53 $3,676.34 $255,199.29
4 $15,205.78 $3,903.09 $251,296.20
5 $14,965.05 $4,143.83 $247,152.37
6 $14,709.47 $4,399.41 $242,752.96
7 $14,438.12 $4,670.75 $238,082.21
8 $14,150.04 $4,958.84 $233,123.37
9 $13,844.19 $5,264.69 $227,858.69
10 $13,519.47 $5,589.40 $222,269.29
11 $13,174.73 $5,934.14 $216,335.14
12 $12,808.73 $6,300.15 $210,035.00
13 $12,420.15 $6,688.73 $203,346.27
14 $12,007.60 $7,101.27 $196,244.99
15 $11,569.61 $7,539.26 $188,705.73
16 $11,104.60 $8,004.27 $180,701.46
17 $10,610.92 $8,497.96 $172,203.51
18 $10,086.78 $9,022.09 $163,181.42
19 $9,530.32 $9,578.55 $153,602.86
20 $8,939.54 $10,169.34 $143,433.53
21 $8,312.31 $10,796.56 $132,636.97
22 $7,646.41 $11,462.47 $121,174.50
23 $6,939.43 $12,169.45 $109,005.05
24 $6,188.84 $12,920.03 $96,085.02
25 $5,391.96 $13,716.91 $82,368.10
26 $4,545.93 $14,562.94 $67,805.16
27 $3,647.72 $15,461.15 $52,344.01
28 $2,694.11 $16,414.76 $35,929.25
29 $1,681.69 $17,427.19 $18,502.06
30 $606.81 $18,502.06 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in North Bay, NY


1500 sqft3900 sqft
Ø selling price$281,326$598,455
Ø fast selling$255,751$538,610
Ø high price sale$306,900$658,301

In 2026, houses in North Bay, NY will be offered at an average price of $155 per square foot. A 1,500 sqft home priced at $281,326 is 23.05% more expensive per square foot than a 3,900 sqft home priced at $598,455. Home prices in North Bay, NY vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $414,316. Sellers who can wait longer may achieve a higher price of up to $506,386.


Discover North Bay, NY on Oneida Lake

North Bay, NY is a quiet hamlet in the Town of Vienna, Oneida County, set along the north shore of Oneida Lake.
Known for relaxed waterfront living and easy access to nearby Sylvan Beach, it welcomes anglers, boaters, and families year-round.

Outdoor Recreation and Lake Lifestyle

From spring walleye and bass fishing to summer boating and kayaking, the lake anchors daily life in North Bay.
Winter brings ice fishing and access to regional snowmobile trails, delivering four-season outdoor recreation in Upstate New York.
Public launches, marinas, and campgrounds make it simple to get on the water or plan a weekend getaway.

Small-Town Convenience and Nearby Attractions

Local eateries, bait shops, and seasonal stands serve visitors and residents, while more dining and entertainment await in Sylvan Beach minutes away.
North Bay sits within easy driving distance of Rome, Utica, and Syracuse, connecting the hamlet to museums, events, and major services.
Scenic byways and country roads invite bike rides, foliage drives, and wide-open sunset views across Oneida Lake.

Living and Investing in North Bay

Whether you?re searching for waterfront real estate or a cozy camp, North Bay, NY offers an affordable, laid-back lifestyle close to the lake.
With its blend of outdoor recreation, small-town charm, and regional access, North Bay stands out as a smart place to visit, live, and invest.



FAQ – Home Values in North Bay

What is the median home value in North Bay in 2026?

In 2026, the typical home value in North Bay is about $265,600 for an average home size of 1721 square feet. This corresponds to an average price of roughly $155 per square foot.

What is the average cost per square foot in North Bay?

In 2026, homes in North Bay sell for an average of around $155 per square foot, with a typical range between $145 and $145 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in North Bay is about 1721 square feet, with an estimated 2026 value around $265,600.



Locations close to North Bay, NY

North Pitcher, NY141 $ / ft²
Oswego, NY137 $ / ft²
Parish, NY152 $ / ft²
New Woodstock, NY132 $ / ft²
Nedrow, NY127 $ / ft²
Moravia, NY160 $ / ft²




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