House Prices

Pearl Street New York, NY House Prices & Home Values 2026


Average Data

average house price$1,729,778
average size per house1125 ft²
average price per ft²1524 $ / ft²

04/04/2026 - The value range (VR) for house prices in Pearl Street New York, NY is $1447.8/ sqft to $1600.2/ sqft. An average home with 1125 sqft costs approximately $1,612,488 to $1,782,223. New York, NY includes 1 ZIP codes and it is located in New York county. The lowest prices are found in ZIP 10005, while the highest are in ZIP 10005. The average price per sqare feet is $1524. Our analysis is based on 8 property listings.

Avergage prices by ZIP codes Pearl Street New York

100051624 $ / ft²




Historical development of home values in Pearl Street New York

Year Estimated value (USD) Change vs. 2025
2010 $803,340 -53.6%
2011 $772,275 -55.4%
2012 $770,196 -55.5%
2013 $798,984 -53.8%
2014 $838,712 -51.5%
2015 $881,758 -49.0%
2016 $927,774 -46.4%
2017 $977,850 -43.5%
2018 $1,031,911 -40.3%
2019 $1,079,759 -37.6%
2020 $1,135,578 -34.4%
2021 $1,291,597 -25.3%
2022 $1,505,712 -13.0%
2023 $1,587,843 -8.2%
2024 $1,679,702 -2.9%
2025 $1,729,778 0.0%

Graph: estimated home values in Pearl Street New York over time (USD)



Example: 100% financing house in Pearl Street New York

Loan amount: $1,729,778

Interest rate: 5.94%

Fixed monthly payment: $10,304.26

Breakdown in the 1st month:
Interest portion: $8,562.40  –  Principal portion: $1,741.86

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $102,170.25 $21,480.88 $1,708,297.12
2 $100,858.97 $22,792.16 $1,685,504.96
3 $99,467.64 $24,183.49 $1,661,321.47
4 $97,991.38 $25,659.75 $1,635,661.72
5 $96,425.00 $27,226.13 $1,608,435.59
6 $94,763.01 $28,888.12 $1,579,547.47
7 $92,999.56 $30,651.57 $1,548,895.90
8 $91,128.46 $32,522.67 $1,516,373.22
9 $89,143.14 $34,507.99 $1,481,865.23
10 $87,036.63 $36,614.50 $1,445,250.73
11 $84,801.53 $38,849.60 $1,406,401.12
12 $82,429.99 $41,221.15 $1,365,179.98
13 $79,913.68 $43,737.45 $1,321,442.52
14 $77,243.76 $46,407.37 $1,275,035.15
15 $74,410.86 $49,240.27 $1,225,794.88
16 $71,405.03 $52,246.10 $1,173,548.78
17 $68,215.71 $55,435.42 $1,118,113.37
18 $64,831.71 $58,819.43 $1,059,293.94
19 $61,241.12 $62,410.01 $996,883.93
20 $57,431.36 $66,219.77 $930,664.16
21 $53,389.03 $70,262.10 $860,402.06
22 $49,099.94 $74,551.19 $785,850.86
23 $44,549.02 $79,102.11 $706,748.76
24 $39,720.30 $83,930.83 $622,817.93
25 $34,596.82 $89,054.31 $533,763.61
26 $29,160.57 $94,490.56 $439,273.06
27 $23,392.48 $100,258.65 $339,014.40
28 $17,272.27 $106,378.86 $232,635.54
29 $10,778.47 $112,872.66 $119,762.88
30 $3,888.25 $119,762.88 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Pearl Street New York, NY


1500 sqft3900 sqft
Ø selling price$2,738,400$5,825,323
Ø fast selling$2,489,454$5,242,791
Ø high price sale$2,987,345$6,407,855

In 2026, houses in Pearl Street New York, NY will be offered at an average price of $1524 per square foot. A 1,500 sqft home priced at $2,738,400 is 22.77% more expensive per square foot than a 3,900 sqft home priced at $5,825,323. Home prices in Pearl Street New York, NY vary significantly depending on the property’s condition and exact location. For a quick sale, a 2,700 sqft home should be listed at around $4,032,916. Sellers who can wait longer may achieve a higher price of up to $4,929,119.


Pearl Street, New York, NY: Neighborhood Guide

History and Character

Pearl Street in New York, NY traces its origins to the Dutch colonial era, when oyster shells once lined this waterfront route. Today, the area blends historic warehouses and cobblestone fragments with sleek towers near the Financial District and South Street Seaport. Landmarks like the Seaport, Fraunces Tavern, and views toward the Brooklyn Bridge showcase the corridor?s enduring maritime heritage.


Lifestyle and Attractions

Along Pearl Street, residents and visitors find acclaimed seafood restaurants, cozy cafes, and destination bars that animate nights and weekends. Boutique shops, the Tin Building food hall, and waterfront promenades provide walkable entertainment and photogenic skyline vistas. Cultural draws include nearby museums, seasonal street fairs, and family-friendly programming on cobbled plazas.


Living and Accessibility

Housing options range from luxury high-rises to converted lofts, appealing to professionals who value a short walk to Wall Street. Commuters benefit from multiple subway lines?including 2/3, 4/5, A/C, J/Z, and R/W?plus NYC Ferry service and biking along the East River Greenway. Safety, 24/7 conveniences, and strong public amenities make the Pearl Street area a practical base for an urban lifestyle. With rich history, waterfront energy, and swift transit, Lower Manhattan's Pearl Street stands out as a uniquely connected enclave.



FAQ – Home Values in Pearl Street New York

What is the median home value in Pearl Street New York in 2026?

In 2026, the typical home value in Pearl Street New York is about $1,729,778 for an average home size of 1125 square feet. This corresponds to an average price of roughly $1524 per square foot.

What is the average cost per square foot in Pearl Street New York?

In 2026, homes in Pearl Street New York sell for an average of around $1524 per square foot, with a typical range between $1447.8 and $1600.2 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in Pearl Street?

The average home size in Pearl Street New York is about 1125 square feet, with an estimated 2026 value around $1,729,778.



Neighborhoods close to Pearl Street New York, NY

Harlem New York, NY1025 $ / ft²
Windmill Farm Armonk, NY385 $ / ft²
Bedford Village Bedford, NY227 $ / ft²
Chelsea New York, NY199 $ / ft²
West End Fishers Island, NY141 $ / ft²
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