House Prices

House Prices & Home Values Amsterdam, NY 2026


Average Data

average house price$439,900
average size per house2650 ft²
average price per ft²166 $ / ft²

06/23/2026 - The value range (VR) for house prices in Amsterdam, NY is $199/ sqft to $199/ sqft. An average home with 2650 sqft costs approximately $527,350 to $527,350. Amsterdam, NY includes 1 ZIP codes and it is located in Montgomery county. The lowest prices are found in ZIP 12010, while the highest are in ZIP 12010. The average price per sqare feet is $166. Our analysis is based on 6 property listings.

Avergage prices by ZIP codes Amsterdam

12010208 $ / ft²


House prices by neighborhoods in Amsterdam

East End207 $ / ft²
Market Hill217 $ / ft²
Rockton213 $ / ft²
South Side217 $ / ft²
West End200 $ / ft²




Historical development of home values in Amsterdam

Year Estimated value (USD) Change vs. 2025
2010 $204,298 -53.6%
2011 $196,397 -55.4%
2012 $195,869 -55.5%
2013 $203,190 -53.8%
2014 $213,293 -51.5%
2015 $224,240 -49.0%
2016 $235,942 -46.4%
2017 $248,677 -43.5%
2018 $262,425 -40.3%
2019 $274,594 -37.6%
2020 $288,789 -34.4%
2021 $328,466 -25.3%
2022 $382,918 -13.0%
2023 $403,805 -8.2%
2024 $427,165 -2.9%
2025 $439,900 0.0%

Graph: estimated home values in Amsterdam over time (USD)



Example: 100% financing house in Amsterdam

Loan amount: $439,900

Interest rate: 6.00%

Fixed monthly payment: $2,637.42

Breakdown in the 1st month:
Interest portion: $2,199.50  –  Principal portion: $437.92

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $26,247.05 $5,402.02 $434,497.98
2 $25,913.86 $5,735.21 $428,762.77
3 $25,560.13 $6,088.94 $422,673.82
4 $25,184.58 $6,464.50 $416,209.33
5 $24,785.86 $6,863.21 $409,346.12
6 $24,362.55 $7,286.52 $402,059.60
7 $23,913.14 $7,735.94 $394,323.66
8 $23,436.00 $8,213.07 $386,110.59
9 $22,929.44 $8,719.64 $377,390.95
10 $22,391.63 $9,257.45 $368,133.50
11 $21,820.65 $9,828.42 $358,305.08
12 $21,214.45 $10,434.62 $347,870.46
13 $20,570.87 $11,078.20 $336,792.26
14 $19,887.59 $11,761.48 $325,030.77
15 $19,162.17 $12,486.91 $312,543.87
16 $18,392.00 $13,257.07 $299,286.80
17 $17,574.33 $14,074.74 $285,212.06
18 $16,706.24 $14,942.84 $270,269.22
19 $15,784.59 $15,864.48 $254,404.74
20 $14,806.11 $16,842.97 $237,561.78
21 $13,767.27 $17,881.80 $219,679.97
22 $12,664.36 $18,984.71 $200,695.26
23 $11,493.42 $20,155.65 $180,539.61
24 $10,250.27 $21,398.80 $159,140.81
25 $8,930.44 $22,718.64 $136,422.17
26 $7,529.20 $24,119.87 $112,302.30
27 $6,041.54 $25,607.53 $86,694.77
28 $4,462.12 $27,186.95 $59,507.82
29 $2,785.29 $28,863.78 $30,644.04
30 $1,005.04 $30,644.04 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Amsterdam, NY


1500 sqft3900 sqft
Ø selling price$301,290$640,926
Ø fast selling$273,900$576,834
Ø high price sale$328,680$705,019

In 2026, houses in Amsterdam, NY will be offered at an average price of $166 per square foot. A 1,500 sqft home priced at $301,290 is 24.03% more expensive per square foot than a 3,900 sqft home priced at $640,926. Home prices in Amsterdam, NY vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $443,719. Sellers who can wait longer may achieve a higher price of up to $542,323.


Amsterdam, NY Travel & Living Guide

Overview

Located along the Mohawk River in Montgomery County, Amsterdam, NY blends historic character with scenic waterfront views.
This compact city in the Capital Region offers small-town charm within easy reach of Albany and the Adirondacks.

Visitors searching for things to do in Amsterdam, New York will find walkable streets, revitalized mills, and welcoming local businesses.

Attractions & Outdoors

Stroll the Mohawk Valley Gateway Overlook pedestrian bridge for art installations, river panoramas, and convenient access to downtown.

Nearby, Riverlink Park hosts concerts and connects to the Erie Canalway Trail, a favorite route for cyclists and runners.

History fans can tour preserved neighborhoods and learn about the city?s textile and manufacturing heritage at local landmarks.

Community & Economy

Dining in Amsterdam features family-owned restaurants, bakeries, and regional flavors that reflect the city?s diverse cultural roots.

Affordable real estate, growing healthcare and logistics employers, and entrepreneurial incentives make living in Amsterdam NY appealing to families and remote workers.

Getting Around & Practical Tips

The city sits minutes from I-90 (New York State Thruway) and Route 30, and it is served by an Amtrak station for easy statewide travel.

Plan your trip or relocation with seasonal events, waterfront sunsets, and a walkable downtown that keep Amsterdam, NY on the radar for Upstate New York getaways.



FAQ – Home Values in Amsterdam

What is the median home value in Amsterdam in 2026?

In 2026, the typical home value in Amsterdam is about $439,900 for an average home size of 2650 square feet. This corresponds to an average price of roughly $166 per square foot.

What is the average cost per square foot in Amsterdam?

In 2026, homes in Amsterdam sell for an average of around $166 per square foot, with a typical range between $199 and $199 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Amsterdam is about 2650 square feet, with an estimated 2026 value around $439,900.



Locations close to Amsterdam, NY

Athens, NY189 $ / ft²
Austerlitz, NY175 $ / ft²
Averill Park, NY210 $ / ft²
Altamont, NY169 $ / ft²
Alplaus, NY167 $ / ft²
Alcove, NY144 $ / ft²
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