House Prices

House Prices & Home Values Theresa, NY 2026


Average Data

average house price$130,663
average size per house1643 ft²
average price per ft²80 $ / ft²

04/22/2026 - The value range (VR) for house prices in Theresa, NY is $172/ sqft to $172/ sqft. An average home with 1643 sqft costs approximately $282,596 to $282,596. Theresa, NY includes 1 ZIP codes and it is located in Jefferson county. The lowest prices are found in ZIP 13691, while the highest are in ZIP 13691. The average price per sqare feet is $80. Our analysis is based on 12 property listings.

Avergage prices by ZIP codes Theresa

13691172 $ / ft²




Historical development of home values in Theresa

Year Estimated value (USD) Change vs. 2025
2010 $60,682 -53.6%
2011 $58,336 -55.4%
2012 $58,179 -55.5%
2013 $60,353 -53.8%
2014 $63,354 -51.5%
2015 $66,606 -49.0%
2016 $70,082 -46.4%
2017 $73,864 -43.5%
2018 $77,948 -40.3%
2019 $81,562 -37.6%
2020 $85,779 -34.4%
2021 $97,564 -25.3%
2022 $113,738 -13.0%
2023 $119,942 -8.2%
2024 $126,880 -2.9%
2025 $130,663 0.0%

Graph: estimated home values in Theresa over time (USD)



Example: 100% financing house in Theresa

Loan amount: $130,663

Interest rate: 6.00%

Fixed monthly payment: $783.39

Breakdown in the 1st month:
Interest portion: $653.32  –  Principal portion: $130.08

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $7,796.13 $1,604.56 $129,058.44
2 $7,697.17 $1,703.52 $127,354.92
3 $7,592.10 $1,808.59 $125,546.33
4 $7,480.55 $1,920.14 $123,626.19
5 $7,362.12 $2,038.57 $121,587.61
6 $7,236.38 $2,164.31 $119,423.31
7 $7,102.89 $2,297.80 $117,125.51
8 $6,961.17 $2,439.52 $114,685.99
9 $6,810.70 $2,589.98 $112,096.01
10 $6,650.96 $2,749.73 $109,346.28
11 $6,481.36 $2,919.33 $106,426.95
12 $6,301.31 $3,099.38 $103,327.57
13 $6,110.14 $3,290.55 $100,037.02
14 $5,907.19 $3,493.50 $96,543.52
15 $5,691.72 $3,708.97 $92,834.55
16 $5,462.96 $3,937.73 $88,896.82
17 $5,220.08 $4,180.60 $84,716.22
18 $4,962.23 $4,438.45 $80,277.76
19 $4,688.48 $4,712.21 $75,565.55
20 $4,397.84 $5,002.85 $70,562.71
21 $4,089.28 $5,311.41 $65,251.29
22 $3,761.68 $5,639.01 $59,612.29
23 $3,413.88 $5,986.81 $53,625.48
24 $3,044.63 $6,356.06 $47,269.41
25 $2,652.60 $6,748.09 $40,521.32
26 $2,236.39 $7,164.30 $33,357.03
27 $1,794.51 $7,606.18 $25,750.85
28 $1,325.38 $8,075.31 $17,675.54
29 $827.31 $8,573.38 $9,102.16
30 $298.53 $9,102.16 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Theresa, NY


1500 sqft3900 sqft
Ø selling price$145,200$308,880
Ø fast selling$132,000$277,993
Ø high price sale$158,400$339,768

In 2026, houses in Theresa, NY will be offered at an average price of $80 per square foot. A 1,500 sqft home priced at $145,200 is 22.98% more expensive per square foot than a 3,900 sqft home priced at $308,880. Home prices in Theresa, NY vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $213,841. Sellers who can wait longer may achieve a higher price of up to $261,361.


Discover Theresa, NY

Overview

Theresa, NY is a small town and village in Jefferson County, nestled between the Indian River Lakes and the Thousand Islands region.

Visitors appreciate its historic village charm, friendly small-town vibe, and easy access to northern upstate New York attractions.


Outdoor Recreation

The surrounding Indian River Lakes and nearby Black Lake offer exceptional fishing, paddling, and wildlife watching.

Public launches and quiet backwaters make it easy for kayakers and canoeists to explore.

Hikers can find short scenic trails, rocky outcrops, and birding hotspots across local conservancy preserves and town parks.


Community & Lifestyle

Families value the close-knit community, seasonal festivals, and regular community events that bring neighbors together.

Housing options range from historic village homes to lakefront cabins, appealing to second-home buyers and year-round residents.

With a manageable commute to Fort Drum and Watertown, Theresa, NY offers a peaceful base for work and play.


Visitor Tips

Plan a day trip to Alexandria Bay, Clayton, and other Thousand Islands destinations for museums, cruises, and waterfront dining.

Search local guides for Theresa, NY lodging, dining, real estate, and things to do, and time your visit for peak foliage or prime fishing season.



FAQ – Home Values in Theresa

What is the median home value in Theresa in 2026?

In 2026, the typical home value in Theresa is about $130,663 for an average home size of 1643 square feet. This corresponds to an average price of roughly $80 per square foot.

What is the average cost per square foot in Theresa?

In 2026, homes in Theresa sell for an average of around $80 per square foot, with a typical range between $172 and $172 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Theresa is about 1643 square feet, with an estimated 2026 value around $130,663.



Locations close to Theresa, NY

Thousand Island Park, NY181 $ / ft²
Three Mile Bay, NY180 $ / ft²
Waddington, NY168 $ / ft²
Star Lake, NY154 $ / ft²
South Colton, NY159 $ / ft²
Sackets Harbor, NY154 $ / ft²
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